All posts

Splitwise and Tink partner
2024-04-22 · 4 min read
Splitwise and Tink partner to make paying back friends and family easier than ever

Splitwise, a popular app for sharing bills and expenses, and Tink have partnered to bring Pay by Bank to Splitwise users. This enables millions of Splitwise users to initiate direct payments to friends and family from within the Splitwise app.

Tink news
Tink Delivery Director Jennifer Thunander
2024-04-16 · 4 min read
Jennifer Thunander – delivering the goods

How does Tink make sure that its technical integration is successful? That’s where delivery teams, overseen by people like Jennifer, come in. Here she tells us about her role and ensuring that Pay by Bank journeys are as smooth as possible.

Tink news
INT_Blog Thomas image
2024-04-10 · 7 min read
Thomas Gmelch - how open banking can change the instant payment experience in Germany

We sat down with Thomas to chat about the challenges facing our customers in Germany,  and how our newly launched Risk Signals product is coming to the rescue.

Interviews
Instant Payments Regulation
2024-04-08 · 6 min read
How the Instant Payments Regulation will change the EU payments landscape

We explore the details of the Instant Payments Regulation, as well as its benefits for consumers and PSPs – such as increased convenience, more innovation in the market, and reduced costs.

Open banking
Variable Recurring Payments with Tink
2024-03-20 · 1 min read
The ultimate guide for building the future of recurring payments

Variable Recurring Payments, powered by open banking, have huge potential for merchants and consumers in the UK. Read our VRP guide to find out how they work and why they are important.

Product
This image depicts a woman at a desk, holding a phone in position to scan the QR code of a paper invoice.
2024-03-07 · 6 min read
Smart moves with smart meters: how commercial VRP could support pay-as-you-use billing models

Discover how variable recurring payments can transform smart meter billing into a more flexible user experience – and utility providers more ways to support financially vulnerable customers.

Open banking
Deutsche Bahn and Tink logo
2024-03-06 · 3 min read
Deutsche Bahn and Tink partner for direct debit setups

Deutsche Bahn has teamed up with Tink for Account Check - enabling instant, easy and secure account onboarding. DB Connect, part of the Deutsche Bahn Group, runs some of Germany’s largest modern mobility sharing services including ‘Flinkster’, Germany’s largest car sharing network and ‘Call a Bike’, one of the biggest bike sharing systems in the country. 

Tink news
This image depicts a medium closeup of a woman standing with her back to a building, reading something on her mobile phone.
2024-03-05 · 5 min read
Serving younger borrowers: the impact of inaccessible lending

Streamline risk decisioning as a lender to lower operating costs using data-driven, digital loan origination, affordability assessment and income verification.

Open banking
Jack Spiers, Tink UK&I Banking & Lending Director
2024-02-27 · 4 min read
Meet Jack Spiers – Tink’s new UK&I Banking & Lending Director

We spoke to Jack about working with some of the largest financial institutions in the world, optimising our banking relationships together with Visa, and what excites him about the future in our industry.

Tink news
EU flag
2024-02-21 · 10 min read
The full SPAA treatment – Tink signs up for new EU scheme

Tink has become one of the first participants of the European Payments Council’s SPAA scheme. We explain why SPAA was needed and how it could be the catalyst to transform account-to-account payments in the European Union.

Open banking
This image depicts a person's finger switching on an electric power socket.
2024-02-20 · 5 min read
Billing and the cost of living: 2/3 of Brits want support from utility providers

Empower your customers through the cost of living with more options in energy billing and improved UX with variable recurring payments.

Open banking
D&I Blog image
2024-02-12 · 10 min read
Building a more inclusive and diverse fintech industry

Hear from Tinkers who are closely involved with improving inclusion in the fintech industry and educating allies. While talking about their personal experiences, they also provide advice for members of the LGBTQIA+ community looking to enter the fintech arena.

Interviews
INT_Blog Risk Signals blog image
2024-01-31 · 6 min read
Introducing Risk Signals: minimising fraud risk

Tink has launched Risk Signals, a rules-based engine that unlocks instant payment experiences while minimising risk – and already in use by Tink customers like Adyen.

Product
INT_Blog digital identity wallet blog image
2024-01-26 · 7 min read
How the EU digital identity wallet could change the way we pay

eIDAS 2.0 and the EU Digital Identity Wallet are coming and they have the potential to revolutionise the digital payments landscape, making transactions more secure than ever before. Find out what this means for payments, and for consumers and businesses alike.

Open banking
How to create a winning Pay by Bank user experience
2024-01-18 · 1 min read
How to create a winning Pay by Bank user experience

In this webinar our Tink team of Jaia Lloyd, Varun Atrey and Kevin Ward discuss how Pay by Bank (account to account payments) can vastly improve your user journey and demo how it works.

Product
This image depicts a close up of a building displaying a large clock, connoting the urgency of time passing.
2024-01-16 · 4 min read
Level up your lending – and meet the challenges of fraud

Prevent fraud in loan applications with data enrichment tools from Tink – while enhancing your affordability assessment, building better UX and future proofing consumer loans for the digital age.

Open banking
2024
2024-01-02 · 8 min read
2024 – what’s on the horizon for payments and data-driven financial services?

From Pay by Bank and VRP, to risk assessments, sustainability and money management tools, 2024 looks set to be the year when data-driven financial services hit the mainstream.

Open banking
EU payment milestone image
2023-12-21 · 5 min read
Three key 2024 milestones in EU payments regulation

Looking ahead to next year’s financial regulation in the European Union, there are three important developments set to shape the future of payment initiation services – Instant Payment Regulation, EU Digital Identity Wallet, and the SPAA scheme.

Regulation
Tink's new research: Lending, levelled up
2023-12-20 · 1 min read
Lending, levelled up

Tink's new lending white paper – with fresh research from the UK, France, and Germany – details how to elevate affordability assessments with enriched data, and why it’s more important than ever.

Product
Tink Product Solutions Director, Livia Kathi
2023-12-04 · 5 min read
Livia Kathi – how to accelerate adoption of Pay by Bank

Livia Kathi, Tink’s Product Solutions Director, is spearheading our Pay by Bank drive in the challenging realm of ecommerce. Learn more about the crucial factors of user experience, building trust, and incentives.

Tink news
Webinar: Tink x ecolytiq
2023-12-04 · 1 min read
Discussing sustainable banking with ecolytiq

In our latest webinar, we’re joined by David Lais, Co-Founder & Managing Director of ecolytiq to discuss how we have partnered to create a seamless way for banks to seize the opportunity and offer combined financial and sustainability coaching – and what we can expect for the future.

Open banking
The ultimate guide for creating a brilliant Pay by Bank user experience
2023-11-21 · 2 min read
The ultimate Pay by Bank UX guide

At Tink, we’re excited about Pay by Bank. Our new, in-depth UX guide tells you how to make the most of this innovative payment solution.

Product
This image depicts Vesa Moisio and Martti Hakala speaking on stage at the Nordic Banking Forum event in Helsinki, 2023.
2023-11-17 · 8 min read
Savings Banks Group takes the stage with Tink at Nordic Banking Forum 2023

Open banking tools like Tink Money Manager and Tink Data Enrichment help its partners, like Savings Banks Group, offer streamlined user experiences that coach consumers towards financial wellness.

Open banking
INT_Blog investment platform cover photo
2023-11-16 · 5 min read
Investments and the cost of living: why everyday investors are being forced to cash in

Investment platforms can avoid losing people to poor user experience – let open banking tools make your payments friction free, while your customers focus on their financial wellness.

Tink news
This image is a Tink-branded illustration of an infinity symbol showing a stylised mobile phone, price tag and currency.
2023-11-09 · 7 min read
Peak retail season: the cost of living and high volume returns

Prep for Black Friday and 2023 end-of-year sales with new data from Tink, and discover the benefits of Pay by Bank for seamless refunds and returns.

Tink news
Sofia Sundström, SVP Connectivity & Platforms at Tink
2023-11-02 · 4 min read
Sofia Sundström – Our obsession with quality in connectivity

Overseeing our ever-growing network of connections to banks is Sofia Sundström – we spoke to her to find out more about what sets Tink apart in this area, and why it’s so important to be a 'data nerd'.

Tink news
London
2023-10-25 · 7 min read
A closer look at UK lending in the cost-of-living crisis

New research shows that one-in-four UK borrowers are using credit to cover essential spending, while 16% take out a loan to make ends meet. For lenders, there is increasing worry around fraud and a desire to improve risk decisioning models.

Tink news
EU flag
2023-10-23 · 8 min read
What you need to know on rescoping Account Information Services for a future open finance framework

Following the European Commission's PSD3, PSR, and FIDA proposals, here we examine some key considerations surrounding the potential transition of account information services (AIS) from PSD3 to FIDA.

Open banking
Tink Loans
2023-10-19 · 7 min read
Introducing Tink Loans – streamline consolidation with our new product

With Loans, lenders and brokers can gain access (with user permission) to applicants’ data within minutes, potentially leading to higher conversion, reduced friction, and a more holistic view of a user's running liabilities.

Product
Tink Investments
2023-10-11 · 6 min read
Smoother transfers are here with Tink Investments

With our new Investments product, neobrokers and wealth managers can use data-driven open banking to perform investment transfers and net worth consolidation in a quicker, more seamless manner that benefits the consumer too.

Product
This image depicts a woman standing in a streetscape, looking at her mobile phone.
2023-10-03 · 7 min read
Direct debit cancellations: a guide to customer success with open banking

The cost-of-living crisis is impacting direct debits, but open banking tools can enable businesses to safeguard revenue while supporting customers. Read Tink’s guide to the solutions that can help.

Open banking
Tink SVP Banking & Lending, Christophe Joyau
2023-09-21 · 3 min read
Meet Christophe Joyau, Tink’s Senior Vice President of Banking & Lending

Christophe Joyau has played a crucial role in our transition from serving individual customers to business customers and building a B2B SaaS function – he told us about it and what it’s like working with Visa.

Tink news
A person's hands looking at a mobile phone from above, which displays a face recognition screen.
2023-09-14 · 6 min read
New streamlined authentication journey makes open banking payments even faster

Secure open banking payments are now even faster with streamlined authentication – optimise your payment journey and increase returning customers with Tink’s Pay by Bank-powered tools.

Open banking
People on a streetscape with vehicles and buildings in the background.
2023-09-12 · 3 min read
Scaling your services: how to offer your customers financial coaching

Help your customers manage the cost of living with open banking technology like Tink Data Enrichment, and offer them personalised financial coaching.

Open banking
This image depicts a person’s hand from above, filling in a loan application form.
2023-09-05 · 12 min read
How to reduce fraud in loan applications with enhanced risk decisioning

Beat the challenge of fraud in lending with actionable tools, from risk decisioning to authentication solutions with Tink – while getting closer to inclusive loan origination.

Open banking
Tink Engineering Manager Dennis Dorfmeister
2023-09-01 · 3 min read
Dennis Dorfmeister & giroAPI – The importance of good frameworks and technical designs

We spoke to Tink Engineering Manager Dennis Dorfmeister, who has been appointed to the advisory board of giroAPI, an open banking initiative led by the Association of German Banks.

Tink news
Financial Data Access (FIDA)
2023-08-30 · 8 min read
Open finance – Assessing FIDA and its implications

We take a closer look at the European Commission’s FIDA proposal, in particular the pivotal role of Article 4, its implications for data rights, innovation, and the balance between accessibility and affordability for vulnerable consumers.

Open banking
Orbyt Tink logos
2023-08-29 · 3 min read
Orbyt turbocharges invoicing and direct debits with Tink partnership

Tink and Orbyt partner to offer instant account verification, better direct debits and Pay by Bank-powered invoicing to its customers across Europe.

Tink news
Tink and An Post
2023-08-08 · 4 min read
An Post releases free money management services with extended Tink partnership

An Post now offers free money management services to all by deepening its partnership with Tink. Just 16 months after joining forces, the An Post Money smart budgeting tool is available to everyone in Ireland, expanding access to the service beyond An Post Money customers.

Tink news
Tink Senior Legal Counsel Martina Sjöblom
2023-08-01 · 5 min read
Martina Sjöblom - Improving consumer protection with commercial VRPs

Tink Senior Legal Counsel, Martina Sjöblom, has been named to a new sub-working group as part of the Joint Regulatory Oversight Committee’s (JROC) push in the UK to introduce commercial, non-sweeping variable recurring payments (VRPs).

Open banking
FFG Phase 2 image
2023-07-27 · 6 min read
Banks step up financial management support as Brits seek help to navigate the cost-of-living crisis

New findings reveal an opportunity for banks to enhance consumer support by continuing to develop, and raise awareness of, data-driven financial services.

Tink news
SEPAexpress and Tink blog image
2023-07-26 · 4 min read
SEPAexpress teams up with Tink to scale payments across Europe

SEPAexpress and Tink are teaming up to improve payments for its customers across Europe. Using Tink’s technology, SEPAexpress is simplifying the payment process offering Pay by Bank and instant account and balance verification.

Tink news
A woman holding up a mobile phone, looking at it and smiling
2023-07-19 · 7 min read
Financial wellness coaching – how to personalise your digital banking services

Take personalised digital banking into the future with Tink’s Data Enrichment and Money Manager products, based on real-time data and bleeding edge open banking technology.

Open banking
Two men having a discussion in an urban setting
2023-07-17 · 5 min read
Why digital banking services need partners outside banking

Learn why banks need tech partners and ecosystem providers to engage customers, increase loyalty and meet consumer sustainability expectations.

Open banking
Webinar - lending unlocked - a new era of credit
2023-07-05 · 2 min read
Make smarter risk decisions with our comprehensive new tool

We have introduced a new feature on the Tink Console called Risk Decisioning, which provides a consolidated risk experience to enhance affordability and risk assessments.

Product
PSD3
2023-06-29 · 5 min read
European Commission introduces PSD3/PSR to advance open banking and strengthen consumer protection

Tink’s Head of Industry & Wallets, Jan van Vonno, discusses the EU's draft legislation for financial services - PSD2's impact, open banking progress, consumer protection, and benefits of the upcoming PSD3/PSR.

Open banking
Tink Head of VRP, Andrew Boyajian
2023-06-28 · 4 min read
Variable Recurring Payments - New UK working group drive to help accelerate and improve adoption

Tink’s Andrew Boyajian is playing a key role in a new variable recurring payments (VRPs) working group in the UK, advocating for standardisation and faster implementation of this technology in open banking.

Open banking
Fintech For Good blog image
2023-06-21 · 5 min read
Customer demand for banking tools to track sustainability outstripping supply

New research from Tink shows that an estimated 40% of Brits would like to track their environmental impact through a service provided by their bank – but only 24% of banks currently offer the tools to do this.

Tink news
SSP partners with Tink to enhance its open banking-powered payments across Europe
2023-06-15 · 2 min read
SSP selects Tink as its pan-European partner for open banking payments

Read about how Tink has teamed up with Score & Secure Payment (SSP) to enable open banking payments across the eurozone for its 14,000+ merchants.

Tink news
Generic photo of London and the Bank of England
2023-06-13 · 2 min read
JROC latest - mapping out the UK’s open banking actions

After last week’s announcement of two new working groups formed by the Joint Regulatory Oversight Committee, Tink maps out the latest UK open banking timelines.

Open banking
Tink employees working in the office
2023-06-07 · 4 min read
Spotlight - Tink’s fast-growing team in Poland

We spoke to members of Tink’s thriving Polish office, which has expanded from a small engineering hub to a live open banking payments market, with more than 140 staff now based in Warsaw.

Tink news
ecolytiq and Tink image
2023-06-01 · 4 min read
Tink will embed ecolytiq’s solution into its platform to scale sustainability-based services

Tink and climate engagement solution, ecolytiq, are joining forces to embed ecolytiq’s sustainability services into the Tink platform.

Tink news
Webinar - Building the next era of invoice payments
2023-05-25 · 1 min read
The next era of invoice payments

In this webinar, PostNord Strålfors – the Nordics’ largest distributor of invoices – speaks with Tink to discuss how invoice payments are becoming digitalised.

Open banking
How Pay by Bank is approaching its tipping point
2023-05-24 · 7 min read
How Pay by Bank is approaching its tipping point

Understand how Pay by Bank works as an account-to-account payment method and how to leverage open banking with Tink as it reaches mass adoption.

Open banking
Goodlord teams up with Tink to streamline letting applications - blog cover
2023-05-10 · 3 min read
Goodlord teams up with Tink to streamline letting applications

Goodlord chooses Tink Income Check to streamline its letting process, using open banking and real-time data to improve verification and minimise fraud.

Tink news
Deep dive into spending with Expense Check categorisation
2023-05-09 · 5 min read
Deep dive into spending with Expense Check categorisation

Improve affordability assessment and loan applicant experiences with Tink Expense Check, using real-time data and smart expense categorisation to improve affordability assessment.

Product
Younited partners with Tink to enable instant lending solutions
2023-04-26 · 3 min read
Younited partners with Tink to enable instant lending solutions

Younited and Tink have partnered to streamline credit decisions using open banking. Younited’s data-driven approach to loan origination provides fast, accurate and inclusive lending, simplifying affordability assessments for a smoother experience.

Tink news
BNPP Fortis: safeguarding customer trust with budget management tools
2023-04-21 · 5 min read
BNPP Fortis: safeguarding customer trust with budget management tools

An interview with BNP Paribas Fortis' Director of Channels and Customer Experience, Emilie Jacqueroux, on how the bank supports financial wellbeing by providing money management tools to adapt to the cost-of-living crisis.

Open banking
Nearly one in four Brits in need of tailored financial support
2023-04-20 · 4 min read
Nearly one in four Brits in need of tailored financial support

Tink's latest research shows that almost one in four Brits are in need of tailored financial support. Learn how open banking can help UK banks support financially vulnerable consumers during the cost-of-living crisis.

Open banking
How to turn data into personalised customer experiences with categorisation
2023-04-14 · 5 min read
How to turn data into personalised customer experiences with categorisation

Data categorisation helps banks clean and categorise transaction data to build better digital banking services, personalise customer experiences and encourage financial wellness. Here’s how to use Tink’s Data Enrichment.

Open banking
Optimising open banking experiences for mobile apps
2023-03-29 · 4 min read
Optimising open banking experiences for mobile apps

Tink’s new mobile experience optimises the authentication journey and makes integration quicker and easier. Discover how to optimise your app user experiences with our mobile-first approach.

Product
Tink named a leader in open banking intermediaries in analyst report
2023-03-21 · 3 min read
Tink named a leader by Forrester

Forrester report ranks Tink a leader in open banking intermediaries: “…a robust, performant solution that can scale.” – read the independent 2023 report here.

Tink news
ConTe Partnership
2023-03-21 · 2 min read
ConTe.it Prestiti partners with Tink for seamless loan origination

Tink and ConTe.it Prestiti team up to power an instant lending application process with open banking, using the Tink Income Check product.

Tink news
How banks can offer tailored support to different consumer groups
2023-03-20 · 6 min read
How banks can offer tailored support to different consumer groups

Different consumers need differing levels of support. Learn how banks can support UK consumers through the cost-of-living crisis by using tailored financial coaching, data-driven tools and money management solutions.

Open banking
Multitude Bank partners with Tink for responsible lending processes
2023-03-13 · 4 min read
Multitude Bank partners with Tink for responsible lending processes

Discover how Tink's partnership with Multitude Bank is transforming digital banking across Europe. Streamlining loan origination, improving credit assessments, and promoting responsible lending across 19 countries worldwide.

Tink news
Tink tops the Juniper Research Competitor Leaderboard in open banking
2023-03-06 · 4 min read
Tink tops the Juniper Research Competitor Leaderboard in open banking

Tink tops the 2023 Juniper Research Competitor Leaderboard in open banking – read the independently evaluated report here.

Tink news
Small tweaks, big results: Accelerating open banking conversion rates
2023-03-02 · 11 min read
Small tweaks, big results: accelerating open banking conversion rates

It’s common for friction to appear for users in open banking flows, causing lower completion rates than we would like. See how Tink is working on improving clients’ conversion rates through incremental changes to our products.

Introducing payment logs inside Tink Console
2023-03-01 · 3 min read
Introducing payment logs inside Tink Console

We’re releasing payment logs – a troubleshooting toolkit within Tink Console that allows you to see the current status of a payment and get more details if and when something goes wrong.

Product
Under the hood of Early Redirect – turbocharging income verification
2023-03-01 · 5 min read
Under the hood of Early Redirect – turbocharging income verification

How does Income Check make it possible for lenders to verify income in seconds? We went behind the scenes of the Tink tech team to find out how Early Redirect is powering the open banking lending engine. Marcus Elwin, Associate Product Manager, has the details.

Open banking
The lenders’ guide to getting started with open banking
2023-02-23 · 5 min read
The lenders’ guide to getting started with open banking

Risk decisioning and creditworthiness assessment technology are the tools lenders need to take loan origination into the future. Learn how Tink can help with this guide to optimising affordability assessment.

Open banking

Beat the challenge of refunds with Pay by Bank
2023-02-22 · 4 min read
Beat the challenge of refunds with Pay by Bank

Online retailers struggling with refunds processes can reduce costs with Pay by Bank. Tink’s open banking tools help businesses optimise both their spend and UX. Read on to learn how real-time payments can help.

Open banking
What is pattern recognition and what is it good for?
2023-02-14 · 4 min read
What is pattern recognition and what is it good for?

What is pattern recognition in data enrichment? Learn how Tink Data Enrichment analyses recurring transactions and predicted recurring transactions to help consumers to understand their spending – and banks to improve their services.

Open banking
Half of Brits fear budget shortfall – here’s how banks can help
2023-02-09 · 6 min read
Half of Brits fear budget shortfall – here’s how banks can help

Tink’s latest research shows that a staggering 25 million Brits fear their income soon won’t cover essential costs, meaning banks have the opportunity to support them with tailored banking solutions.

Open banking
Meet Data Enrichment: the engine that elevates your banking app
2023-01-26 · 4 min read
Meet Data Enrichment: the engine that elevates your banking app

Tink launches Data Enrichment, a new product giving banks the speed and flexibility to innovate digital banking apps, engage customers with PFM and keep them coming back.

Product
3 ways to accelerate Pay by Bank adoption
2023-01-18 · 8 min read
3 ways to accelerate Pay by Bank adoption

Pay by Bank could change the game for your business, helping you add speed and prevent fraud. Learn how open banking powered payments can turbocharge your customer experience.

Open banking
The challenges in underwriting and how open banking can help
2022-12-16 · 6 min read
The challenges in underwriting and how open banking can help

Digital loan origination processes powered by open banking are often faster, safer and provide a better customer experience than traditional methods – here’s why.

Open banking
Why open banking is important for consumers to manage their finances
2022-12-15 · 4 min read
Why open banking is important for consumers to manage their finances

Give customers actionable ways to stay on top of their finances with Tink’s open banking tools. From personal finance management to inclusive loan origination, make banking and lending processes work for everyone.

Open banking
How VRPs could help your customers weather the economic storm
2022-12-14 · 7 min read
How VRPs can help your customers weather the economic storm

How Variable Recurring Payments can help vulnerable consumers avoid overdraft fees and cancelled payments during the economic crisis.

Open banking
How to unlock growth through consumer engagement
2022-12-13 · 4 min read
How to unlock growth through consumer engagement

Consumer engagement is a crucial component when delivering products and services. Discover the strategies that can help power growth for your business.

Open banking
How Pay by Bank can help struggling merchants as recession looms
2022-12-08 · 4 min read
How Pay by Bank can help struggling merchants as recession looms

Tink’s latest research shows that half of UK online retailers are worried about surviving the next 12 months, as recession looms. Here’s how Pay by Bank can help.

Open banking
Closing the data gap for affordability assessment
2022-12-06 · 3 min read
Closing the data gap for affordability assessment

Quality affordability assessment and creditworthiness are key to the future of lending. Learn how Tink’s open banking platform closes the data gap for lenders and encourages responsible lending.

Open banking
The European Payments Council’s first SEPA Payment Account Access (SPAA) rulebook – the Tink take
2022-12-02 · 4 min read
The European Payments Council’s first SEPA Payment Account Access (SPAA) rulebook – the Tink take

The European Payments Council’s first SEPA Payment Account Access (SPAA) rulebook was published this week. Tink provides a summary and view on the latest developments.

Tink news
How VRP is sweeping money management into a new era
2022-11-30 · 9 min read
How VRP is sweeping money management into a new era

Sweeping VRPs, the me-to-me payment method that is simplifying money management for businesses and consumers.

Open banking
How Money Manager helps you boost customer loyalty
2022-11-28 · 6 min read
How Money Manager helps you boost customer loyalty

Personalisation is essential to engaging customers and building loyalty for banking apps. Tink’s Money Manager has the features to help.

Product
Enabling smoother direct debits with balance check
2022-11-24 · 5 min read
Balance Check

Reducing fraud and failed payments just got easier. Learn how balance check is increasing operational efficiency and reducing chargebacks.

Product
Instant refunds and withdrawals have arrived
2022-11-23 · 5 min read
Instant refunds and withdrawals are here

Tink’s payments upgrade adds instant refunds and withdrawals, letting businesses across Europe issue payouts that settle in less than one second.

Product
How to achieve the best possible Pay by Bank conversion rate
2022-11-21 · 12 min read
How to achieve the best possible Pay by Bank conversion rate

When making a purchase online, consumers look for simple, safe and convenient payment experiences. In this guide, our Payments team shares its best practices for optimising Pay by Bank user journeys and ensuring the highest possible conversion rate. 

Open banking
Image showing hands holding a phone and a coffee cup
2022-11-17 · 2 min read
Open banking solutions to meet digital-savvy customer expectations

The modern customer expects more from their service provider than ever before. Discover how open banking can help you satisfy their needs in our ultimate solutions guide.

Open banking
How open banking is reducing risk and powering more inclusive lending
2022-11-04 · 2 min read
How open banking is reducing risk and powering more inclusive lending

Lenders can approve more loans while taking less risk with the help of open banking. Learn more about risk decisioning in our ultimate solutions guide.

Open banking
Introducing Tink’s Variable Recurring Payments beta programme
2022-11-02 · 5 min read
Introducing Tink’s Variable Recurring Payments beta programme

Tink and NatWest have partnered up to launch a beta VRP programme in the UK to gather real use cases for merchants based on their needs.

Open banking
What’s a good Pay by Bank conversion rate?
2022-11-01 · 8 min read
What’s a good Pay by Bank conversion rate?

Comparing Pay by Bank conversion rates across different payment methods can be tricky since most don’t use an end-to-end metric. See Tink’s own benchmarks and how we track performance in this conversion rate deep-dive.

Open banking
Consumer lending in times of uncertainty
2022-10-31 · 7 min read
Consumer lending in times of uncertainty

Discover what lies ahead for lending in these uncertain times – and how you can adapt to today’s needs.

Open banking
The European Commission’s Instant Payments proposal – the Tink take
2022-10-28 · 3 min read
The European Commission’s Instant Payments proposal – the Tink take

The European Commission published its proposal on Instant Payments clearing the way for widespread adoption of open banking payments.

Open banking
Investment platforms: what to look for in an open banking partner
2022-10-27 · 8 min read
Investment platforms: what to look for in an open banking partner

Looking for the best open banking provider? Here is everything you need to consider before making a decision.

Open banking
Sambla partners with Tink for a more inclusive lending process
2022-10-26 · 3 min read
Sambla partners with Tink for a more inclusive lending process

Tink and Sambla partner up to offer better, more inclusive affordability analysis for all types of loan applicants.

Tink news
Webinar - lending unlocked - a new era of credit
2022-10-24 · 1 min read
Unlocking a new era of credit

In this webinar, Christophe Joyau, Tink SVP Banking and Lending, and David Öhlund, CEO Scandinavia GF Money, discuss how open banking is transforming the lending landscape.

Open banking
Man on public transport looking at phone
2022-10-21 · 5 min read
How to create a digital-first invoice payment experience with ease

Whilst some invoice distributors are still using time-consuming, traditional analogue flows, open banking is transforming the invoice payment experience. Learn how to easily digitalise existing analogue flows using Tink payment technology.

Open banking
Tink and Zervant partner for faster invoice payments
2022-10-14 · 3 min read
Tink and Zervant partner for faster invoice payments

Tink and Zervant have partnered up to enable open banking payments for invoicing for over 100,000 SMEs.

Tink news
Instantly verify income with Income Check – now with new features
2022-10-13 · 4 min read
Instantly verify income with Income Check – now with new features

To help businesses make informed and accurate decisions when assessing applications, we’ve made it even easier for them to instantly verify an applicant’s income with the use of granular, up-to-date data. All with just a few simple clicks.

Product
The solutions that are transforming the payments landscape
2022-10-12 · 2 min read
The solutions that are transforming the payments landscape

The modern customer wants a frictionless payment experience. Discover how open banking payments can help you in our ultimate solutions guide.

Open banking
How evolving digital expectations are creating new opportunities for banks
2022-10-11 · 5 min read
How evolving digital expectations are creating new opportunities for banks

With Tink’s Data Enrichment, banks gain access to enriched and personalised consumer spending insights – enabling them to better support their customers’ digital needs. 

Product
How telco and utility companies are using open banking to navigate economic uncertainty
2022-10-06 · 5 min read
How telco and utility companies are using open banking to navigate economic uncertainty

Open banking is helping telco and utility companies navigate these uncertain times by focusing on quicker onboarding, faster payments and better affordability checks. Learn how open banking can help you.

Open banking
Tink and Adyen partner for open banking payments
2022-10-05 · 3 min read
Tink and Adyen partner for open banking payments

The global fintech platform Adyen is partnering with Tink to power its new pay-by-bank solution and offer instant bank payments to its customers. The partnership will help accelerate the global adoption of open banking powered payments.

Tink news
The key to unlocking fairer and more responsible lending
2022-09-29 · 5 min read
The key to unlocking fairer and more responsible lending

In our latest report, we explore how open banking can pave the way for faster, safer, and more responsible lending practices – and what lenders can do to prepare for this new era of credit. 

Open banking
The truth about Variable Recurring Payments: current status, use cases, and future prospects
2022-09-22 · 10 min read
The truth about Variable Recurring Payments: current status, use cases, and future prospects

Many claim Variable Recurring Payments (VRPs) are changing the payments landscape. But what’s the actual status? And are there already viable use cases? We try to cut through the noise and explore the challenges and opportunities of VRPs.

Open banking
Under the hood: building a new Tink product
2022-09-15 · 4 min read
Under the hood: building a new Tink product

We look under the hood to find out how the Tink tech team tackles the challenges of building our latest lending product, Expense Check – a feature that allows you to assess affordability with facts rather than assumptions.

Product
Blog cover
2022-09-07 · 2 min read
Affordability solutions that are leading the way in lending

Affordability and lending. Discover how open banking can help you get a more accurate picture of a potential borrower’s creditworthiness in our ultimate solutions guide.

Open banking
SlimPay parters with Tink
2022-09-06 · 4 min read
SlimPay partners with Tink

SlimPay is partnering with Tink to offer seamless subscription payment experiences across Europe, powered by open banking. SlimPay merchants will be able to offer a secure, seamless way to set up a direct debit that lets users authenticate and make the initial payment through open banking.

Tink news
Improved affordability assessments with Expense Check
2022-08-31 · 5 min read
Improved affordability assessments with Expense Check

Tink’s new product Expense Check enables lenders to accurately assess applicant’s affordability with open banking. With real-time, granulated expense data, lenders can check the applicant’s creditworthiness in a matter of minutes.

Product
Billogram and Tink partner to streamline invoice payments
2022-08-25 · 3 min read
Billogram and Tink partner to streamline invoice payments

We’re proud to announce a partnership with Billogram to further improve their customer experience by removing friction from their invoicing platform.

Tink news
The top 3 trends driving open banking payments adoption today
2022-08-24 · 6 min read
The top 3 trends driving open banking payments adoption today

Faster, broader coverage, and higher security: the top 3 trends driving open banking payments adoption today, according to industry leaders.

Open banking
The key to picking an open banking payments partner: bank coverage
2022-08-18 · 10 min read
The key to picking an open banking payments partner: bank coverage

The key to picking the right partner for open banking payments is connectivity. Bank on better coverage to help you scale in the best possible way.

Open banking
The solutions that will lead to a new world of finance
2022-08-16 · 2 min read
The solutions that will lead to a new world of finance

Discover the open banking solutions that are leading to a new world of finance.

Open banking
Get ready for better digital affordability assessments
2022-08-11 · 2 min read
Get ready for better digital affordability assessments

How open banking can help simplify and improve digital affordability assessments.

Product
Charlotte Hogg at Money 20/20
2022-08-04 · 5 min read
Charlotte Hogg @ Money2020 – five quotes on the future of open banking

What lies ahead for the future of open banking? Five Money 20/20 quotes from Visa Europe CEO, Charlotte Hogg

Open banking
Man on a sidewalk looking at his phone
2022-07-27 · 6 min read
3 easy ways to turn financial data into value

The democratisation of financial data is opening up new opportunities. Find out how to harness its power with open banking in our latest article.

Open banking
28% of self-employed struggle to access financial services
2022-07-21 · 5 min read
28% of self-employed struggle to access financial services

Self-employed workers are being left out of financial services. Here’s how open banking can help.

Open banking
Tink partners with Solidi
2022-07-18 · 5 min read
Solidi and Tink partner to launch instant account top-ups for crypto investors

Tink is partnering with UK cryptocurrency exchange Solidi to bring instant payments settlements to crypto investors. Open banking-enabled account settlements are faster, safer, and more convenient than bank transfers.

Tink news
How open data economies can help tackle the cost of living crisis
2022-07-14 · 4 min read
How open data can help tackle the cost-of-living crisis

The cost of living is reaching an all-time high for many. Read on to find out how data can help consumers navigate these turbulent times – thanks to the near limitless possibilities of the open data economy.

Open banking
Introducing settlement accounts for simpler instant bank payments
2022-07-13 · 6 min read
Settlement accounts

Tink launches settlement accounts for simpler instant bank payments to speed up settlement times and reduce the risk of fraud. First launch in collaboration with UK crypto exchange, Solidi. Find out how it can help reduce friction in your business.

Product
Lessons from taking open banking payments mainstream: an interview with Billy Telidis
2022-07-05 · 11 min read
Lessons from taking open banking payments mainstream: an interview with Billy Telidis

We caught up with Billy Telidis, Product Manager of Payments at Tink, to talk about how open banking payments have gone from relative obscurity to a preferred payment method.

Open banking
How Again is using transaction data to drive change
2022-06-30 · 4 min read
How Again is using transaction data to drive change

Using open banking to drive sustainable change: Swedish climate fintech Again is partnering with Tink to end greenwashing. Their app leverages transaction data to accelerate the climate transition by offering valuable user data to sustainable brands.

Use cases
Dark haired woman paying by credit card on a laptop
2022-06-28 · 11 min read
Debunking the 5 biggest myths about Pay by Bank

Curious about what's true and what's false about open banking payments like Pay by Bank? Let's cut through the noise and bust some of the most persistent myths.

Open banking
Webinar - The future of payments is open
2022-06-22 · 1 min read
The next generation of payments

In this webinar, Director of Research Jan Van Vonno and Head of Payments and Platforms Tom Pope discuss the findings of our latest report, ‘The future of banking is open’. The report covers the move from a world where cash is king, to a payments’ ecosystem powered by open banking.

Open banking
What’s the difference between A2A payments and PIS? In short: open banking
2022-06-22 · 7 min read
What’s the difference between A2A payments and PIS? In short: open banking

A2A payments are said to be faster, safer, cheaper than other payment methods. The term PIS, or payment initiation services, often gets thrown around in the same context. So how do they differ? In short: through open banking. 

Open banking
Why invoices are the perfect use case for open banking payments
2022-06-16 · 7 min read
Why invoices are the perfect use case for open banking payments

What makes open banking such a good match for invoice settlement, and how can this product-market fit help lead to mass adoption? We take a look at a use case to find out.

Use cases
Revolut and Tink partner for European payments
2022-06-07 · 2 min read
Revolut and Tink partner for European payments

The global financial super app Revolut has entered into a strategic partnership with Tink to offer its European customers seamless payment solutions powered by open banking.

Tink news
The regulatory requirements in store for lenders – and how open banking can help
2022-06-02 · 6 min read
The regulatory requirements in store for lenders – and how open banking can help

In the wake of the pandemic and the digital transformation of finance, consumers are borrowing money they can’t afford to pay back. But open banking holds the key to safely assess applicants’ creditworthiness.

Open banking
A new generation of payments is taking shape – powered by open banking
2022-05-31 · 4 min read
A new generation of payments is taking shape – powered by open banking

Tink survey reveals financial executives in Europe consider security, speed, and low cost as top benefits of payment initiation services – but that barriers to full-scale adoption remain.

Open banking
Dark haired woman looking at phone
2022-05-24 · 5 min read
How banks can add value for their customers with recurring transactions

With so many subscription services popping up, consumers are losing control of their recurring costs. Find out how banks can leverage open banking – and Tink’s data enrichment capabilities – to help them better manage their finances.

Open banking
Webinar - From open banking to open data economies
2022-05-19 · 1 min read
The powerful future of open banking

This webinar takes a close look at the findings from Tink’s latest report, ‘From open banking to open data economies’. Research Director Jan van Vonno runs through how open banking is set to change in the coming years and expand out from the financial sector to create open data economies.

Open banking
UK consumers expect fast and frictionless payment journeys
2022-05-18 · 5 min read
UK consumers expect fast and frictionless payment journeys

Tink’s latest UK survey shows that nearly 9 in 10 consumers (88%) are prepared to abandon a transaction if faced with friction when making a payment online, highlighting the need to ramp up payments innovation and focus on user experience

Open banking
Build vs buy – a lender’s guide to the pros of partnership
2022-05-17 · 6 min read
Build vs buy – a lender’s guide to the pros of partnership

In today’s digital world, it’s all about data – and the seamless user experiences it can power. Learn about the importance of real-time data, optimal UX, and more in this guide to building vs buying.

Open banking
Get to know the tech behind better risk assessments
2022-05-11 · 4 min read
Get to know the tech behind better risk assessments

Open banking can help make better informed risk decisions – but access to data is just a part of the puzzle. Find out why quality account aggregation and data enrichment are the foundations of a standout risk assessment process.

Open banking
From open banking to open data economies
2022-05-10 · 4 min read
The evolution of the revolution – from open banking to open data economies

It’s time to move on from just talking about open banking. Tink's latest report shows that data is on the agenda – open banking is evolving into open finance, which in turn is readying the market for the creation of open data economies.

Open banking
How open banking makes invoice settlement simpler
2022-05-03 · 4 min read
Invoice settlement: what it is, and how open banking makes it simpler

Paying bills and invoices has typically been a cumbersome process – but thankfully, open banking can make it a lot quicker and easier by allowing customers to pay directly from their bank account. Here’s how that works.

Open banking
Consumer benefits of using open banking for lending
2022-04-28 · 4 min read
How open banking risk assessments can impact consumers’ lives

It’s no secret that traditional credit checks don’t always work for everyone – but open banking can boost financial inclusion, giving more people access to credit, and fairer results thanks to better risk assessments. Here’s how.

Open banking
A simple way to improve risk decisioning
2022-04-20 · 4 min read
A simple way to improve risk decisioning

Having a more holistic picture of someone’s financial situation can make all the difference when it comes to making well-grounded risk decisions. Luckily, open banking makes it a lot easier to build strong risk profiles. Here’s how.

Open banking
How Lumify cut their loan application time by half with open banking
2022-04-01 · 3 min read
How Lumify cut their loan application time by half with open banking

Lumify partners with Tink to improve customer experience. With the help of open banking, Lumify has cut loan application processing time by more than half – with a 40% increase in success rate. Here’s how.

Use cases
Young people in the UK call for banks to help them go green
2022-03-31 · 7 min read
Young people in the UK call for banks to help them go green

Tink research finds that 18-34 year olds in the UK want more information on their carbon footprint, and place high expectations on banks to help them track and improve it. With open banking, financial institutions can meet this demand.

Open banking
Risk Insights guide cover
2022-03-24 · 18 min read
Lender's guide to improving risk assessments with open banking

We dive into the world of risk assessments, exploring challenges lenders face with current decisioning methods, and how the process can become more convenient, reliable and complete thanks to open banking and the smart use of data.

Open banking
Are open banking payments really taking off? Here’s how businesses and consumers alike are already reaping the rewards
2022-03-23 · 8 min read
Are open banking payments taking off? How businesses and consumers are already reaping the rewards

Tom Pope, head of payments and platforms at Tink, lifts the lid on where open banking payments scale is coming from – and whether the world is ready.

Open banking
Business Account Check
2022-03-22 · 4 min read
Verify corporate account ownership in real time with Business Account Check

No more manual and inefficient onboarding processes: with Business Account Check, your customers can verify a business bank account with just a few clicks – for a better onboarding and a safer payout setup.

Product
Tom Pope, Head of Payments and Platforms at Tink
2022-03-17 · 6 min read
Unsure how open banking payments can help your business? We can show you where they’re booming

Tom Pope, head of payments and platforms at Tink, explains where open banking payments are gaining the most traction – and why the big opportunities are emerging now.

Open banking
Beyond PIS – different ways payments can benefit from open banking
2022-03-16 · 4 min read
Beyond PIS – different ways payments can benefit from open banking

Explore the different ways to leverage open banking technology in payments – beyond A2A and PIS. Enable seamless onboarding with instant account verification, and reduce fraud and nonpayments with real-time balance check.

Open banking
PostNord Strålfors and Tink partnering for payments
2022-03-15 · 3 min read
PostNord Strålfors and Tink partnering for payments

Find out how PostNord Strålfors – the largest distributor of invoices in the Nordics – is transforming how invoices are paid. (Spoiler alert: it has to do with their new partnership with Tink.)

Tink news
NatWest wins the Celent Model Bank 2022 Award
2022-03-15 · 6 min read
Behind the scenes of an award-winning open banking partnership

Tink partner NatWest was awarded the Celent Model Bank 2022 Award for its Digital Spending feature. We talked to partnership insiders to get their views on the collaboration, and what it takes to build a successful partnership.

Open banking
How mozzeno used open banking to improve user experience
2022-03-03 · 3 min read
How mozzeno’s sharing economy marketplace is benefitting from open banking

Belgian fintech mozzeno partners with Tink to simplify their onboarding process with the help of open banking. The result is a collaborative marketplace that saves users time and unnecessary paperwork.

An Post and Tink team up to simplify money management
2022-03-01 · 3 min read
An Post and Tink team up to simplify money management for Irish customers

An Post, Irish postal service provider, is partnering with Tink to give its customers the power to better manage their money. Using Tink’s open banking technology, An Post’s Money Manager app helps users improve their finances.

Tink news
Introducing customisable logos and desktop layout in Tink Link
2022-02-25 · 4 min read
Introducing customisable logos and desktop layout inside Tink Link

Tink Link's new customisable headers blend into your authentication flow and make the customer journey more cohesive. The new desktop layout provides a better user experience with increased readability and accessibility.

Product
How Findity simplifies expense management with open banking
2022-02-23 · 3 min read
How Findity simplifies expense management with open banking

Expense management provider Findity is partnering with Tink to improve the expense management process for businesses and employees alike. Here’s how they’re tapping into open banking to simplify everyday life and cut down on work admin.

3 ways open banking can promote sustainability
2022-02-16 · 6 min read
3 ways open banking can promote sustainability

There are many ways in which open banking can help promote sustainability, for businesses as well as consumers. Find out how to create better digital experiences, increase efficiency, and save the planet – all at the same time.

Open banking
Youtility and Tink partnering to simplify subscriptions and sustainability
2022-02-09 · 3 min read
Youtility and Tink partnering to simplify subscriptions and sustainability

Youtility and Tink are teaming up to help retail banks in the UK offer subscription and money management tools – with savings and sustainability in mind. Here’s more about the partnership, and how it’s addressing important consumer needs.

Tink news
Introducing a new no-code integration for Tink Link
2022-02-03 · 4 min read
Introducing a new no-code integration for Tink Link

Integrating Tink's products just got easier with an option that lets you skip having to write code. Here’s what you need to know about the new feature – Standalone Tink Link – and some of the improvements that come with it.

Product
Open banking vs open finance – what’s the difference?
2022-02-02 · 4 min read
Open banking vs open finance – what’s the difference?

We explore the difference between open banking and open finance, as well as the possibilities that come with an open financial services landscape. Such as better-tailored financial services and improved financial health.

Open banking 101
Mobify partners with Tink to create more value for its users
2022-01-27 · 3 min read
Mobify partners with Tink to create more value for its users

Payment and invoicing platform Mobify wanted to expand their offering and give Finnish consumers an even more comprehensive – and personalised – finance management experience. Here’s how they’re partnering with Tink to do it.

Use cases
HomeQ: making renting seamless with instant income verification
2022-01-25 · 4 min read
HomeQ: making renting seamless with instant income verification

Find out how Swedish rental marketplace HomeQ is simplifying life for tenants and landlords alike – and how they’re leveraging open banking to provide a seamless application process thanks to instant income verification.

Use cases
Tink interview with Mattias Levin, Deputy Head of Unit at the EU Commission
2022-01-20 · 6 min read
Making way for open finance: insights from the EU Commission

We had a chat with Mattias Levin, Deputy Head of Unit at the EU Commission, about the pandemic boom of digital finance, the future of open banking, and using policy to aid post-pandemic economic recovery.

Open banking
NatWest, Cogo and Tink: a three-way partnership to boost sustainability
2022-01-19 · 3 min read
NatWest, Cogo and Tink: a three-way partnership to boost sustainability

NatWest enlisted the help of both Tink and Cogo to offer a carbon tracking feature for their climate-conscious customers. Here’s how it works – and why Tink and Cogo joined forces to bring other similar solutions to market.

Use cases
Open banking – predictions for 2022
2022-01-04 · 4 min read
Where is open banking heading? – our predictions for 2022

While we can never really know for sure what the new year will bring – it’s still quite fun to guess. (Then look back to see what you got right and where you were way off.) Here’s what Tink CEO Daniel Kjellén predicts for 2022.

Open banking
How incumbents can keep a competitive edge as new entrants move into financial services
2021-12-16 · 4 min read
3 tips to keeping a competitive edge as new entrants move into financial services

Open banking is ramping up competition in the financial services space, as new market entrants start capitalising on the opportunities. How can financial incumbents make sure they remain on top of the game? Here’s what we suggest.

Open banking
Product analytics inside Tink Console
2021-12-08 · 7 min read
Performance analytics

The Tink Console has a hot new feature: get deeper insights into how your open banking flows are performing in almost real time, including overall completion rates, conversion at different steps and drop offs or errors per bank.

Product
How ecolytiq is supercharging their sustainable banking solution with Tink
2021-12-02 · 3 min read
How ecolytiq is supercharging their sustainable banking solution with Tink

Once again, open banking data is being used to save the world and help people reduce their environmental impact. Find out how ecolytiq is supercharging their sustainability solution for banks and fintechs by partnering with Tink.

Use cases
Guide Account Verification
2021-11-25 · 1 min read
Guide to account verification solutions

Learn all about the most common account verification methods used today, why they don’t always meet today’s digital customers’ expectations – and how you can use open banking to provide a faster, safer, and simpler solution.

Product
How UNQUO is helping solopreneurs sort out their finances
2021-11-24 · 4 min read
How UNQUO is helping solopreneurs sort out their finances

Find out how SEBx is making it easier for solopreneurs to sort out their finances using their new UNQUO app – and how they’re using Tink’s tech to help people easily gather information from both personal and business accounts.

Use cases
Report Investments and use cases
2021-11-23 · 2 min read
Open banking investments and use cases

How has the pandemic impacted open banking budgets? How much did financial executives invest in their open banking objectives? And which opportunities do they have in sight? We surveyed bankers across Europe to find out.

Open banking
Improve risk assessment and application processes with data-driven Risk Insights
2021-11-22 · 6 min read
Improve risk assessment and application processes with data-driven Risk Insights

Creating detailed risk profiles can be hard. But we have a new product to solve that. Find out how Tink’s Risk Insights is giving lenders more information to go on – while also improving the application process for consumers.

Product
Open banking investments: are billions in revenue at stake?
2021-11-17 · 3 min read
Open banking investments: are billions in revenue at stake?

Open banking brings an opportunity to improve the value propositions in payments, retail banking, wealth management, insurance, investments and other segments of finance. But how much could this opportunity be worth, exactly?

Open banking
Why UX is crucial – and how you can improve performance with Tink
2021-11-11 · 5 min read
Why UX is crucial – and how you can improve performance with Tink

Is your Tink integration providing the best possible user experience? After working with customers to improve performance, we’ve identified small UX changes that can make a big difference. And we created a guide to help out.

Product
The benefits of tapping into business account data with Business Transactions
2021-11-02 · 5 min read
The benefits of tapping into business account data with Business Transactions

New product alert: with Tink’s Business Transactions, you can easily and safely access real-time transaction data from business accounts. Here’s how it works, and some of the most common challenges it can help solve.

Product
SEPA Request-to-Pay: what you need to know about the new scheme
2021-10-28 · 10 min read
SEPA Request-to-Pay: what you need to know about the new scheme

What is the SEPA Request-to-Pay scheme? What does it mean for banks, merchants and consumers – and for the future of payments in Europe? Is there anything that might be holding it back? We provide answers – and our own take on it.

Open banking
3 ways accountancy services can take advantage of open banking
2021-10-26 · 5 min read
3 ways accountancy services can take advantage of open banking

Is open banking a threat to the accounting industry? We don’t see it that way. In fact, we think accounting software providers have a lot to gain by leveraging new open banking capabilities. We take a look at some of the key benefits.

Open banking
How Gimi is promoting financial education for children with open banking
2021-10-19 · 3 min read
How Gimi is promoting financial education for children with open banking

Find out how Swedish startup Gimi is teaching kids about basic personal finance concepts while empowering them to better handle their finances – and how open banking comes into the mix as a fundamental piece of the puzzle.

Use cases
Emerging open banking strategies
2021-10-14 · 5 min read
Emerging open banking strategies

To expose, or consume open banking APIs? That is the question. Discover the four paths financial institutions can take when it comes to their open banking strategy, and our view on what is currently the best route to explore.

Open banking
Open banking use cases beyond financial services
2021-10-12 · 8 min read
Open banking use cases beyond financial services

Open banking isn’t just changing the game for financial services. Find out how different industries, from retail to telcos, can take advantage of the free flow of financial information to improve customer experiences – and business results.

Open banking
eCollect partners with Tink to streamline receivables management across Europe
2021-10-08 · 3 min read
eCollect partners with Tink to streamline receivables management across Europe

Find out how eCollect is simplifying and digitising invoice payments – and how their new partnership with Tink will help ensure hassle-free cash management for their customers and a seamless experience for end users.

Tink news
Inside Tink: getting top model performance for Income Check
2021-09-30 · 8 min read
Inside Tink: getting top model performance for Income Check

How do you improve a classification model to sort out what’s an income and what isn’t? Tinker Ida Janér reveals how data scientists in the Risk team embraced confusion and took in regional differences to optimise performance.

Product
Serrala partners with Tink to offer improved bill payments across Europe
2021-09-23 · 3 min read
Serrala partners with Tink to offer improved bill payments across Europe

We’re partnering with global financial automation and payments company Serrala to simplify the billing process and reduce transaction fees for billers while improving the payment experience for millions of consumers across Europe.

Use cases
Blog Bankers embrace the open banking revolution – but expect a long journey ahead
2021-09-21 · 3 min read
Bankers embrace the open banking revolution – but expect a long journey ahead

Financial executives in Europe see open banking as a revolution, and are embracing it more than ever. But many expect it will take several years to get there. While transformation takes time – there could be a way to accelerate it.

Open banking
Lemonway and Tink partner to offer smarter digital payments for marketplaces
2021-09-16 · 3 min read
Lemonway and Tink partner to offer smarter digital payments for marketplaces

Lemonway, a French payments service provider, launched their Pay By Bank with Tink, a new service that allows their merchants to offer users an easy, secure, and convenient digital payment method.

Use cases
Why is the UK so good at open banking?
2021-09-14 · 5 min read
Why is the UK so good at open banking?

The UK’s open banking journey has been a bit different compared to other countries in Europe, and this has given them an edge – leading to a more mature environment. Here’s our take on what has contributed to their success.

Open banking
How Gokind is combating greenwashing with open banking
2021-09-09 · 4 min read
How Gokind is combating greenwashing with open banking

Discover how Swedish startup Gokind is cleverly combining users’ financial data with sustainability information from brands to help consumers understand the real impact of their purchases and make more ethical choices.

Use cases
Placons –  a personal financial butler
2021-09-08 · 3 min read
Placons – a personal financial butler

Personal finance management (PFM) app placons wanted to rethink what a bank actually could do for its users. Here’s how they’re using Tink’s Money Manager to help their users lead a more financially sustainable lifestyle.

Use cases
New priorities for bankers – and how open banking can help
2021-09-01 · 6 min read
New priorities for bankers – and how open banking can help

Banking priorities have changed as a result of the pandemic. Discover the three focus areas that are top of mind for financial executives – and how open banking can help institutions tackle all three by leveraging financial data.

Open banking
Inside Tink: changing our approach to outlier detection
2021-08-26 · 8 min read
Inside Tink: changing our approach to outlier detection

Learn how data scientists in Tink’s Enrichment Categorisation team improved categorisation results by changing their approach to detecting outliers. Tinker Eliisabet Hein gets into the technical details and takes us through the change.

Product
How epap is using transactional data for sustainable finances
2021-08-25 · 4 min read
How epap is using transactional data for sustainable finances

epap is on a mission to reinvent the paper receipt with a digital and more sustainable way to keep track of receipts – all in one app. By partnering with Tink, epap can offer their users an easier and more efficient digital receipt experience.

Use cases
Guide Why connecting to open banking APIs is not as simple as it seems
2021-08-19 · 5 min read
Why connecting to open banking APIs is not as simple as it seems

Connecting to an open banking API seems pretty straightforward. But making the connection is just the first step in a complex process. Here are some aspects businesses often overlook when deciding to build the connections in-house.

Open banking
The UK leads the way in seeing the digital shift caused by Covid as permanent
2021-07-13 · 6 min read
The UK leads the way in seeing the digital shift caused by Covid as permanent

Tink’s new survey report finds that a majority of financial executives in the UK foresee a permanent impact from the pandemic – unlike their European peers. We take a closer look at the UK stats, and how they compare to the EU-wide results.

Open banking
How open banking simplifies income verification
2021-07-07 · 4 min read
How open banking simplifies income verification

Income verification used to mean having to dig up bank statements, share income tax statements or payslips – and then wait days or even weeks to have it all verified. Now, thanks to open banking it can take seconds. Here’s how.

Open banking
Interview with Poste Italiane
2021-07-01 · 4 min read
Investing in the customer: interview with Poste Italiane

We interviewed Guido Crozzoli CIO of Poste Italiane to see how they are using open banking APIs and PSD2 to improve their service offerings to create an improved customer experience.

Open banking
Co-founders Daniel Kjellén (CEO) and Fredrik Hedberg (CTO)
2021-06-24 · 4 min read
Tink is joining Visa

We are thrilled to announce Visa is acquiring Tink. This is the beginning of a new chapter in open banking, and we couldn’t be more excited about what this means for our employees, our customers and the future of financial services.

Tink news
Tink and Novalnet enter European partnership for real-time merchant payments
2021-06-17 · 3 min read
Tink and Novalnet enter European partnership for real-time merchant payments

We’re partnering with German payments provider Novalnet to take real-time, open banking powered payments across Europe, starting with Germany and the UK, enabling merchants to receive transactions almost instantly.

Tink news
open banking in the post pandemic world
2021-06-17 · 1 min read
Open banking in the post-pandemic world

Tink’s Research Director Jan van Vonno dives into the findings from our 2021 report, sharing economic statistics and survey results to shed light on emerging risks, changing priorities, and the role of open banking in the years ahead.

Open banking
What is a payment account according to PSD2?
2021-06-16 · 5 min read
What is a payment account according to PSD2?

What is considered a payment account under PSD2 and what isn’t? Seems like a simple question, right? But, as with most topics in the finance industry, the answer is almost always ‘well, it depends…

Open banking
Banking executives see an irreversible digital shift caused by Covid
2021-06-15 · 4 min read
Banking executives see an irreversible digital shift caused by Covid

In our new report ‘open banking in a post-pandemic world’ 41% of Europe’s financial executives believe the digital shift caused by Covid is permanent – with over two thirds saying the pandemic has increased their focus on open banking.

Open banking
3 ways lenders can take advantage of open banking
2021-06-01 · 6 min read
3 ways lenders can take advantage of open banking

Find out how the lending industry can benefit from open banking, and how they can leverage new tech capabilities to improve the user experience, reduce costs, increase operational efficiency and optimise results.

Open banking
Tink and Wealthify partner for open banking payments
2021-05-26 · 3 min read
Tink and Wealthify partner for open banking payments

Tink and Wealthify are partnering for open banking payments to transform how Wealthify investors transfer money into their accounts, providing a seamless, faster and more cost-effective payment experience.

Tink news
How Sigmastocks optimised their onboarding in less than 4 weeks
2021-05-19 · 6 min read
How Sigmastocks optimised their onboarding in less than 4 weeks

Find out how Sigmastocks is simplifying investments, and how open banking is helping them streamline their account verification to speed up customer onboarding.

Use cases
Tink acquires leading German open banking tech provider FinTecSystems
2021-05-18 · 3 min read
Tink acquires leading German open banking tech provider FinTecSystems

Tink has acquired FinTecSystems – a leading German open banking tech provider, powering over 150 banks and fintechs. The acquisition will offer customers in the DACH region the most complete solution when partnering for open banking.

Tink news
Open banking glossary: the ABCs of PSD2
2021-05-12 · 7 min read
Open banking glossary: the ABCs of PSD2

Many of the acronyms used in open banking were introduced in connection with PSD2, and they can be a little confusing. This means it’s important to explain them, otherwise, people might have a hard time following you.

Open banking
Tink and American Express launch open banking partnership
2021-05-11 · 2 min read
Tink and American Express launch open banking partnership

Tink and American Express are partnering to improve the onboarding process for prospective card members in Europe, by using open banking technology to instantly verify identity, income and account information.

Tink news
Lydia launching in Portugal
2021-05-07 · 2 min read
Lydia expands across Europe with Tink – launching in Portugal

Lydia is expanding its open banking partnership with Tink to Portugal, enabling its users to gather their accounts in one place, make contactless payments and online purchases, and transfer money to friends.

Tink news
Instantly verify customers’ income with Income Check
2021-05-06 · 5 min read
Instantly verify customers’ income with Income Check

Most income verification methods used today cause friction and delay in the application process, and they’re not even that reliable. Here’s how open banking lets this process finally catch up with the digital age.

Product
Tink and Tribe partner for open banking payments
2021-05-05 · 4 min read
Tink and Tribe partner for open banking payments

We’re teaming up with Tribe for open banking technology, enabling Tribe to combine issuer and acquirer services with Tink’s open banking payments – so Tribe’s customers can access both traditional and more innovative payment solutions.

Tink news
All about Variable Recurring Payments, and how they can accelerate innovation
2021-04-29 · 10 min read
All about Variable Recurring Payments, and how they can accelerate innovation

Variable Recurring Payments is a hot topic in open banking, and many believe it could change the face of consumer payments as we know them. Here’s an overview of how it works – and why it’s such a powerful contender in the payments space.

Open banking
Why Tink picks Poland for its biggest ever engineering expansion
2021-04-28 · 4 min read
Why Tink picks Poland for its biggest ever engineering expansion

Tink’s Warsaw engineering hub is booming, and we’re hiring 60 new engineers to more than double the hub in 2021 – to help lay the foundations that the future of Europe’s financial services will be built upon.

Tink news
Inspiration from some of the (10,000+) developers on the Tink platform
2021-04-27 · 7 min read
Inspiration from some of the (10,000+) developers on the Tink platform

We hit a new milestone: over 10,000 developers on the Tink platform. That’s plenty of people using Tink technology to create innovative apps and products – here are just some examples.

Tink news
What is SCA, and what is it good for?
2021-04-13 · 4 min read
What is SCA, and what is it good for?

SCA stands for Strong Customer Authentication, and it’s a regulatory requirement introduced in connection to PSD2. Here’s a basic summary of what a ‘strong’ authentication process can look like – and why it’s important.

Open banking
How open banking is a game changer for sustainability
2021-04-01 · 6 min read
How open banking is a game changer for sustainability

Open banking is becoming a crucial tool in the fight to reduce carbon footprint. By plugging open banking tech into digital services, individuals and businesses can track and change their behaviour in a meaningful way. Here’s how.

Open banking
MiTrust partnering with Tink to optimising onboarding
2021-03-25 · 5 min read
How MiTrust is reusing consumers’ verified online data to optimise onboarding

Find out how MiTrust is streamlining user verification and onboarding by letting consumers share their personal data from trusted sources – and why they’re partnering with Tink to strengthen their offering.

Use cases
How you can extract the real value from financial data using Transactions
2021-03-23 · 5 min read
How you can extract the real value from financial data using Transactions

What makes Tink’s Transactions product so special? Besides letting you access real-time transaction data from more than 3,400 banks across Europe, it cleans up and unifies the data, so you can immediately put it to use.

Product
Bulb
2021-03-18 · 3 min read
Tink named a Leader by independent research firm in open banking vendor evaluation

Forrester has named Tink as a Leader in The Forrester New Wave™: Open Banking Intermediaries, Q1 2021 report, where our clients cited Tink’s ‘outstanding’ and ‘relentless’ focus on the customer – which we believe cements Tink’s position as Europe’s leading open banking platform.

Tink news
Guide Money Manager Guide to improving the digital banking experience
2021-03-03 · 1 min read
Guide to improving the digital banking experience

How can banks transform the digital banking experience and build long, lasting (and more profitable) relationships with customers? We lay out how banks can leverage open banking to create more valuable, personalised services.

Open banking
What the EBA putting its foot down on PSD2 API obstacles really means
2021-03-02 · 7 min read
What the EBA putting its foot down on PSD2 API obstacles really means

The latest EBA Opinion calls for the removal of obstacles that obstruct TPP’s access to accounts for open banking services. Here’s our take on the most important bits of the Opinion, and what it means for banks and TPPs alike.

Open banking
How Northmill is using Tink
2021-02-25 · 3 min read
How Northmill is using Tink to streamline banking

Northmill is on a mission to build personalised banking services that improve people’s finances. By plugging Tink’s open banking technology into its app, Northmill will deliver a seamless and relevant customer experience.

Use cases
Account Check Webinar
2021-02-25 · 1 min read
Start verifying accounts in less than 12 minutes

Learn how you can set up Tink’s Account Check to confirm the owner of a bank account by fetching real-time data from banks. This video walkthrough takes you through the entire setup process – and it’s all done in 12 minutes.

Product
Enel X interview
2021-02-24 · 7 min read
Bringing new energy into financial services: interview with Enel X

We interviewed Matteo Concas, Head of Global Digital Banking Solutions at Enel X. Here’s why one of the largest energy companies in Europe is looking to financial services – and open banking – to bring more value to their customers.

Open banking
What is account verification, and what is it good for?
2021-01-27 · 3 min read
What is account verification, and what is it good for?

When charging or paying out customers, businesses rely on them to provide their account details. But people can make mistakes – or try to commit fraud. Thankfully, account verification can save everyone a lot of grief.

Open banking
How papernest is removing the pain of paperwork using open banking
2021-01-22 · 5 min read
How papernest is removing the pain of paperwork using open banking

papernest built a platform that makes subscription management effortless – and it already has more than 600,000 users across Europe. Here’s how it's using open banking to deliver a seamless user experience.

Use cases
AccountsIQ partners with Tink to streamline financial reporting
2021-01-20 · 3 min read
AccountsIQ partners with Tink to streamline financial reporting

AccountsIQ is on a mission to bring smart accounting to small and medium-sized businesses. So it’s teamed up with Tink for open banking technology, to streamline bank account connectivity and improve the user experience.

Use cases
How Italian banking giant BNL is taking multi banking to the masses
2021-01-14 · 2 min read
How Italian banking giant BNL is taking multi banking to the masses

BNL has added multi-banking to its mobile app, giving customers a 360-degree view of their finances in one place. The partnership will drive innovation for BNL, using Tink tech to take new services to its 2.5 million customers in Italy.

Tink news
Why the entrant vs incumbent story never added up
2021-01-06 · 6 min read
Why the entrant vs incumbent story never added up

Gone are the days when banks and fintechs battled for the financial services crown, as collaboration proves king. Tink’s Rafa Plantier takes a look at how banks and fintechs have worked out they’re better together.

Open banking
3 steps to taking advantage of open banking
2020-12-22 · 3 min read
3 steps to taking advantage of open banking

With new possibilities brought on by open banking, banks need to overcome internal challenges to beat the race to deliver the best possible customer experience. Here are three key steps to taking advantage of this opportunity.

Open banking
Dyme partners with Tink to scale subscription management across Europe
2020-12-18 · 5 min read
Dyme partners with Tink to scale subscription management across Europe

Subscription management app Dyme is teaming up with Tink to launch its money saving service across Europe. By plugging account aggregation technology into its app, Dyme is helping users view, switch and cancel their subscriptions in seconds.

Use cases
Taking advantage of open banking webinar
2020-12-16 · 1 min read
Taking advantage of open banking

Watch this recorded session of our latest webinar, where Tink’s Research Director Jan van Vonno will look at the different forces impacting open banking progress and shine a spotlight on where the internal alignment may reflect why some financial institutions are able to move faster than others.

Open banking
Tink closes €85 million investment round extension to fuel growth
2020-12-11 · 4 min read
Tink closes €85 million investment round extension to fuel growth

Co-led by new investor Eurazeo Growth and existing investor Dawn Capital, Tink has announced an €85 million investment round extension, to accelerate its growth plans and expand payment initiation across Europe.

Tink news
Webinar Taking advantage of open banking
2020-12-11 · 1 min read
Taking advantage of open banking

Our Research Director takes a look at the different forces impacting open banking progress and explores how organisations’ internal alignment may explain why some financial institutions are able to move faster than others.

Open banking
Greenly: Reducing carbon footprint one bank account at a time
2020-12-08 · 7 min read
Greenly: Reducing carbon footprint one bank account at a time

Greenly is the force behind 2.5 million French people measuring their carbon footprint – and improving it. Now with Tink, Greenly is set on taking its app across Europe, and putting banks at the centre of its plans to help shift behaviour.

Use cases
Are banks aligned internally to take advantage of open banking
2020-12-02 · 4 min read
Are banks internally aligned on open banking?

A whopping 70% of C-level executives see the opportunities of open banking, while just 45% of product owners agree. Tink’s latest research report dives into the task banks face aligning their organisations to make the most of open banking.

Open banking
How Avy is simplifying rental payments
2020-12-01 · 4 min read
How Avy is simplifying rental payments

Find out how Swedish startup Avy is upgrading the renting experience for property owners and tenants by putting real people at the centre of real estate – and how Tink is helping improve one of the cornerstones of their product.

Use cases
How Tjommi is putting price match refunds on autopilot
2020-11-25 · 4 min read
How Tjommi is putting price match refunds on autopilot

Norwegian company Tjommi is leveraging open banking to create fairer shopping experiences. Here’s how they’re increasing transparency to price match guarantees and helping people take advantage of refund policies – without any hassle.

Use cases
Use cases across Europe
2020-11-12 · 3 min read
Discover the leading open banking use cases – per country

When it comes to the top open banking opportunities, not all countries see eye-to-eye. Here are the open banking use cases being prioritised in five different markets – and the differences between them.

Open banking
Instantly verify customers’ account information with Account Check
2020-11-04 · 5 min read
Instantly verify customers’ account information with Account Check

Get to know Tink’s new product, Account Check. Here’s how it can speed up and simplify the account verification process, providing an easier onboarding and setup for direct debit and payouts.

Tink and Eurobits become one
2020-11-04 · 2 min read
Tink and Eurobits Technologies become one

Tink and Eurobits Technologies’ union is official. The acquisition is complete and Eurobits Technologies is becoming part of Tink. As a result, Tink’s new and existing customers can benefit from broader connectivity across Europe.

Tink news
What are open banking APIs, and what are they good for?
2020-10-30 · 2 min read
What are open banking APIs, and what are they good for?

Not sure what open banking APIs are, and getting tired of hearing about them all the time? We’re looking past the technicalities and explaining the term in plain English.

Open banking
Startup stories
2020-10-22 · 5 min read
Introducing ‘Startup stories’ – and reminiscing on Tink’s own journey

The life of a fledgling startup is rarely glamorous – but it is exhilarating. To celebrate entrepreneurship, we’ll share a few startup stories over the coming months – starting with Tink’s own, as described by an OG Tinker.

Tink news
What is multi-banking, and what is it good for?
2020-10-21 · 3 min read
What is multi-banking, and what is it good for?

Multi-banking makes it easier for people to see the full picture of all their finances by gathering all their accounts in one view. Here’s why that can make a big difference for consumers and businesses.

Open banking
How Anyfin is leveraging tech to create financial well-being
2020-10-20 · 4 min read
How Anyfin is leveraging tech to create financial well-being

Too many people pay unnecessarily high interest on their installments, credit cards or private loans. Anyfin wanted to fix that, and make it easy for people to manage their economy. Here’s how they’re leveraging tech to do it.

Use cases
What is open banking, and what is it good for?
2020-10-15 · 4 min read
What is open banking, and what is it good for?

We’re always on about how great open banking is, and how it’s ramping up innovation and competition in the financial services industry. But what is it, exactly? And why does it matter? Here’s a (very simple) rundown.

Open banking
Tink app
2020-10-13 · 4 min read
Saying goodbye to Tink’s Swedish consumer app

This goodbye is as bittersweet as any, but the time has come to officially announce that we are closing down Tink’s Swedish consumer-facing personal finance app. Here’s why, and what we will be focusing on instead.

Tink news
Lydia and Tink partner for open banking
2020-10-08 · 2 min read
Lydia and Tink partner for open banking

The news is out. We’re teaming up with Lydia as its open banking technology partner across Europe, to streamline the app’s bank connectivity and create new services for millions of  customers.

Tink news
3 tips for staying ahead of the curve in the open banking shift
2020-10-07 · 3 min read
3 tips for staying ahead of the curve in the open banking shift

To stay ahead of the curve and master the open banking transformation, bankers need to start looking beyond compliance, and be smart about where to invest.

Open banking
What is payment initiation, and what is it good for?
2020-10-01 · 2 min read
What is payment initiation, and what is it good for?

Not sure what payment initiation is, what it looks like, or why you should care? We’re breaking it down into simple terms. Here’s how it works, and what advantages it brings to consumers and businesses alike.

Open banking
Insights from Michael Anseeuw: a first mover in open banking
2020-09-25 · 5 min read
Insights from Michael Anseeuw: a first mover in open banking

We interviewed Michael Anseeuw, Head of Retail Banking and long-time open banking evangelist at BNP Paribas Fortis. Here’s what he had to share about the challenges of being an early adopter, and his vision for a customer-centric approach.

Open banking
Enel X picks Tink as its open banking partner
2020-09-24 · 2 min read
Enel X sceglie Tink come suo partner per l’open banking

Stiamo collaborando con Enel X Financial Services per portare servizi di digital money management a milioni di suoi clienti. Con strumenti coinvolgenti e consigli personalizzati, i loro utenti possono prendere decisioni finanziarie smart.

News
Enel X picks Tink as its open banking partner
2020-09-24 · 2 min read
Enel X picks Tink as its open banking partner

We’re partnering with Enel X Financial Services to take digital money management to millions of its customers. Through engaging tools and personalised advice, its customers can make smarter financial decisions.

Tink news
The use cases driving open banking opportunities
2020-09-23 · 1 min read
What’s driving open banking investments?

Watch our webinar, where Tink’s Research Director runs through our 2020 survey results, taking a closer look at the use cases financial institutions are investing in and the immediate opportunities they have in sight.

Open banking
Tink and Openwrks
2020-09-21 · 2 min read
Tink acquires OpenWrks’ aggregation platform

We’re teaming up with OpenWrks, a leading UK provider of open banking applications, in a deal that sees us acquire its aggregation platform – strengthening our connectivity and coverage significantly in a key market for Tink.

Tink news
Driftio: unlocking the value of sharing financial data
2020-09-17 · 6 min read
Driftio: unlocking the value of sharing financial data

Driftio makes it simple to build a personal financial balance sheet, and share data swiftly and securely. Users can then get value from their data through greater insight, personalised advice or better deals. Here’s how it works.

Use cases
5 open banking use cases European bankers are most investing in
2020-09-16 · 4 min read
5 open banking use cases European bankers are most investing in

Our newly released survey report takes a closer look at open banking use cases, and which opportunities financial executives across Europe are most anticipating. Get to know more about the top five picks.

Open banking
A year after the PSD2 deadline we explore the progress made and where work still needs to be done.
2020-09-15 · 7 min read
Where are we a year on from PSD2?

From an expanding ecosystem, to improvements in APIs, and increased investment – open banking has come a long way since the PSD2 deadline in 2019. Here’s how we see the progress that’s been made, and where work still needs to be done.

Open banking
GoScore
2020-08-25 · 3 min read
How sprovid is helping furloughed tenants get discounts on rent

It all started with a hackathon challenge, and ended with an app that uses open banking to help those financially impacted by the coronavirus. Here’s how sprovid is helping Norwegian tenants on temporary leave get discounts on their rent.

Use cases
Data enrichment explained
2020-08-19 · 3 min read
What is data enrichment, and what is it good for?

Data is great, but it can often be made better. That’s what data enrichment is all about. Here’s what data enrichment can do for financial data in very simple terms. And why it can make all the difference.

Open banking
3 ways open banking can boost financial inclusion
2020-08-11 · 7 min read
3 ways open banking can boost financial inclusion

Rafael Plantier, Tink’s UK & Ireland Country Manager looks at how open banking technology can open the digital doors to financial services for many more people, while helping businesses operate more efficiently.

Open banking
account aggregation explained
2020-07-29 · 4 min read
What is account aggregation, and what is it good for?

We get down to the basics of account aggregation. Find out more about what it means, and how it can be used to increase transparency for both consumers and businesses.

Open banking
Open banking investment in your country
2020-07-23 · 5 min read
How open banking investment is hotting up — in your country

Tink’s series of local open banking reports lift the lid on the biggest open banking spenders in Europe, looking at who is expecting speedy returns on their investments, where innovation has boomed and whose spend has increased the most.

Open banking
Tink acquires Instantor
2020-07-16 · 3 min read
Tink acquires Instantor

We’re ecstatic to announce Tink is teaming up with Instantor, a leading European provider of credit decision solutions. Built on open banking technology, Instantor’s products and services strengthen our market position across Europe.

Tink news
PFM is great. But what is it exactly? We get down to the basics and explain the term, what it means, and what it has to offer for consumers and businesses alike.
2020-07-15 · 5 min read
What is PFM, and what is it good for?

PFM is great. But what is it exactly? We get down to the basics and explain the term, what it means, and what it has to offer for consumers and businesses alike.

Open banking
Enabling anyone to scale-up in Europe | Tink blog
2020-07-14 · 4 min read
How open banking tech lets anyone scale-up across Europe

The barriers of operating across borders are coming down. Open banking is allowing any company, big or small, to take the same model and apply it to any country - slashing time-to-market, and creating vast opportunities for everyone.

Open banking
How Alpcot is making investments fairer and simpler
2020-07-02 · 5 min read
How Alpcot is making investments fairer and simpler with open banking

When people invest money in mutual funds or pension accounts, the broker receives up to 50% in commission through the fund fee. Alpcot doesn’t think this is fair – and they’re leveraging open banking to change that.

Use cases
Sopra and Tink form partnership
2020-07-01 · 3 min read
Sopra Banking Software becomes Tink's channel partner

Sopra Banking Software and Tink have joined forces to bring open banking solutions – account aggregation, data enrichment, payment initiation, and personal finance management technology – to a platform serving 1,500 financial institutions worldwide.

Tink news
What's the EBA Opinion on obstacles for PSD2 APIs?
2020-06-25 · 6 min read
PSD2 APIs: what the EBA Opinion on obstacles really means

The EBA has resolved some of the biggest questions in relation to PSD2 APIs, after documenting its opinion on the practices of banks and the obstacles caused. This is Tink’s summary of the most significant implications.

Open banking
Build with Tink #1 - Replay
2020-06-21 · 1 min read
Get up and running with Tink

Want to get a glimpse into Tink’s tech? Find out just how quick and easy it is to test, build and launch new experiences

Product
Open banking: from compliance challenge to commercial opportunity
2020-06-16 · 3 min read
Open banking: from compliance challenge to commercial opportunity

The financial services industry is on the verge of a monumental shift towards data-driven solutions. By going beyond compliance businesses can unlock new market opportunities and improve customer experiences at lower costs.

Open banking
Opti and Tink use case
2020-06-09 · 6 min read
Investments made equal

From bus driver to billionaire, Opti delivers the same market-leading investment opportunities for everyone. By using Tink’s technology to help deliver a slick user experience, Opti is keeping complexity firmly in the background.

Use cases
PayPal and Tink partnership
2020-06-03 · 2 min read
PayPal and Tink expand partnership across Europe

PayPal is making a second strategic investment in Tink, and together, their commercial agreement is extending across all countries in the EEA to continue the expansion of open banking technology.

Tink news
The open banking investment boom across Europe
2020-05-27 · 3 min read
The open banking investment boom across Europe

Open banking has taken the financial services industry by storm, with executives taking advantage of a new industry paradigm. But how is open banking investment shaping up across the continent? Here’s a spoiler - it’s massive, and growing.

Open banking
Tink Out Loud #2 - Investments and returns of open banking
2020-05-27 · 1 min read
The investments and returns of open banking

Watch the recording of our webinar to find out more about the results from our 2020 survey. Research Director Jan van Vonno explores how much financial institutions are investing in open banking, and how they’re looking to profit from it.

Open banking