Verify with bank
Select bank
Authenticate
Approval
Get to know your applicants better with account holder name(s), IBAN, SWIFT, SSN, institution name and more.
Gain more filtered insight with total, maximum, minimum, mean and median income during 3 - 12 months per income category.
Analyse of money streams based on label, recurrence, date, size and stability. See individual transactions for each category in your report.
Bank Norwegian uses Income Check to ensure customer loan applications are seamless and secure.
Bank Norwegian uses Income Check to ensure customer loan applications are seamless and secure.
Bank Norwegian uses Income Check to ensure customer loan applications are seamless and secure.
Browse through some of our use cases to learn about the many ways Income Check can help you boost conversion, streamline applications, increase accuracy and reduce fraud.
Consumers can prove an up-to-date income with Tink’s income classification models. All they need to do is simply authenticate with their main bank.
Learn moreWith Tink’s income classification models, users are able to prove up-to-date income. SCA adds an additional layer of security to open banking, reducing fraud risk.
Learn moreA seamless way of determining a customer's risk exposure at the time of application and gain a clear understanding of their financials.
Learn moreTink offers a granular way of determining income, expenses and risk behaviour helping you to see risk exposure and affordability.
Learn morereduced dropouts leading to higher conversion rates.
reduction in 1st party fraud.
application process times down from 2-3 days to less than 10 minutes.
“Responsible lending is all about granting the correct credit to the private individual that has the means to service the loan without compromising on other expenses. Tools such as those Tink provides for Bank Norwegian is an enabler of data that supports our philosophy as a provider of a pure digital customer journey.”
Peer Timo Andersen-Ulven
CRO at Bank Norwegian
“With Tink we have provided our customers with a much smoother way to prove their income and their creditworthiness, which has helped us reduce our application processing time down to less than 10 mins. It has helped us increase our automated funnel which in turn increased approval rates, faster time to money, and reduced risk of fraud and uncompleted applications - all real difference makers for our growth.”
David Öhlund
CEO at GF Money
One integration connects you to
Connections to all major banks across Europe
countries across Europe
Fully-managed end-user authentication
Authenticate millions of end-users across Europe through a link
All translations, local nuances and compliance taken care of
Flows are constantly improved based on data and testing
Customisable colours and fonts to match your brand guidelines
Fully-managed end-user authentication
Authenticate millions of end-users across Europe through a link
All translations, local nuances and compliance taken care of
Flows are constantly improved based on data and testing
Customisable colours and fonts to match your brand guidelines
Easy-to-follow guides, API reference and sample projects
Income Check lets you verify an end-user’s income directly from their bank account through an API.
This article will help you get started with Tink's Income Check product by fetching the income of an end-user in JSON format.
Validate your integration with error cases and market-specific data.
Discover the pros and cons of current income verification methods – and how you can get faster, more accurate results using real-time data.
Get the guide