Lending, levelled up

1 min read|Published December 20, 2023
Tink's new lending white paper – with data from the UK, France, and Germany – shows how to elevate affordability assessments with enriched data.

Data enrichment can help lenders level up their affordability assessments, and it’s arguably more important than ever due to new regulations and the economic landscape. Download the new Tink white paper below to find out more.

Traditional methods for assessing affordability, such as national averages and credit reports, can give a limited view when trying to gain a full understanding of creditworthiness since they are backwards-looking with narrow data points. At the same time, consumers are increasingly challenged to make ends meet. 

This is why we're setting out the importance of using enriched data for affordability assessments, delving into the key components of how much individuals earn and spend, and highlighting imminent regulatory changes.

Download the white paper below and you will learn about:

  • Assessing earnings correctly

  • Understanding spending habits

  • Getting to grips with new regulations

More in Product

INT_Blog Risk Signals blog image
2024-01-31 · 6 min read
Introducing Risk Signals: minimising fraud risk

Tink has launched Risk Signals, a rules-based engine that unlocks instant payment experiences while minimising risk – and already in use by Tink customers like Adyen.

How to create a winning Pay by Bank user experience
2024-01-18 · 1 min read
How to create a winning Pay by Bank user experience

In this webinar our Tink team of Jaia Lloyd, Varun Atrey and Kevin Ward discuss how Pay by Bank (account to account payments) can vastly improve your user journey and demo how it works.

The ultimate guide for creating a brilliant Pay by Bank user experience
2023-11-21 · 2 min read
The ultimate Pay by Bank UX guide

At Tink, we’re excited about Pay by Bank. Our new, in-depth UX guide tells you how to make the most of this innovative payment solution.


Get started with Tink

Contact our team to learn more about what we can help you build – or create an account to get started right away.