Reference cases

Built with Tink

Here are a few examples of how our customers are using Tink’s technology to deliver better financial services – or entirely new experiences for their users.

ABN AMRO’s Grip

Dutch bank ABN AMRO wanted to give their customers a more holistic mobile banking experience. So they developed Grip in partnership with Tink, using account aggregation to let customers see all their different banks’ accounts in one screen

By aggregating accounts from other banks, ABN AMRO can offer any Dutch account holder – be it their customers or not – a true multi-banking experience.

Dutch bank ABN AMRO wanted to give their customers a more holistic mobile banking experience. So they developed Grip in partnership with Tink, using account aggregation to let customers see all their different banks’ accounts in one screen. 
By aggregating accounts from other banks, ABN AMRO can offer any Dutch account holder – be it their customers or not – a true multi-banking experience.

SEB banking app

Major Nordic bank SEB developed its own app based on Tink’s platform, using data enrichment to categorise and display transactions in a clear format for their customers. 

SEB's app is now the most popular channel for private customers in Sweden, with more than 200 million visits every year.


Major Nordic bank SEB developed its own app based on Tink’s platform, using data enrichment to categorise and display transactions in a clear format for their customers. 

SEB's app is now the most popular channel for private customers in Sweden, with more than 200 million visits every year.

CGD’s DABOX

Portugal’s leading bank, Caixa Geral de Depósitos wanted to give all Portuguese consumers a tool to better understand and manage their finances.

So they used Tink’s PFM toolkit to build DABOX, an app that lets users see all their accounts and real-time, categorised transactions. DABOX users can also set budgets or savings goals, and get statistics and personalised insights into their spending.

Portugal’s leading bank, Caixa Geral de Depósitos wanted to give all Portuguese consumers a tool to better understand and manage their finances.
So they used Tink’s PFM toolkit to build DABOX, an app that lets users see all their accounts and real-time, categorised transactions. DABOX users can also set budgets or savings goals, and get statistics and personalised insights into their spending.

BNP Paribas Fortis

BNP Paribas Fortis wanted to let their customers see all their account balances in one place and provide a service that was simple and easy to use. 

They started using aggregation in their core banking app to let customers to see, in a single app, their real-time balances and past transactions in all their various bank accounts – being the first app of its kind in Belgium.


All your finances in one place

BNP Paribas Fortis wanted to let their customers see all their account balances in one place – including accounts they had with other banks. 
They started using aggregation in their core banking app to give customers a complete overview, better engage them with more personalised insights, and offer other financial products that could interest them.

Avanza's onboarding

Swedish savings and investment bank Avanza wanted to give customers a better experience. To transfer money into their account, users had to manually input their account details – and it was causing them to drop out of the process.

So Avanza turned to Tink's aggregation technology to make this step simpler. Now, customers just authenticate themselves with their bank and their account information is automatically fetched and populated in the Avanza form. The process became simpler and quicker, making conversion rates go up 150%.

Avanza had a high application drop-off rate that needed to be fixed. Users creating new accounts had to manually input their info so funds could be moved from their old banks – and it was causing them to drop out of the process. So the Swedish savings and investment bank turned to Tink's aggregation technology to automate this part of the onboarding process. Now customers simply authenticate themselves with their bank, and their account information is automatically aggregated and populated in the Avanza form. A formerly cumbersome process that used to take weeks now takes minutes.

SBAB's Mortgage Match

Swedish bank SBAB launched The Mortgage Match – a service that uses Tink’s account aggregation technology to instantly collect a user’s existing mortgage information from their bank, and compare with a rate from SBAB. By using aggregated data from the user, SBAB can offer a well informed and competitive offer to convince more people to switch their mortgage.

The Mortgage Match app was created by Swedish bank SBAB to let consumers easily compare their current mortgage rate with what SBAB offers.
The app uses account aggregation to instantly collect mortgage information from the user’s bank, and compare it to SBAB’s offer. 80% of users get a better rate, and can switch to SBAB in a couple of clicks.

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