Account Aggregation


Businesses are already using our account aggregation services to build more personalised, data-driven experiences that work seamlessly with their own websites and apps.


SBAB mortgage comparison

Swedish bank SBAB launched The Mortgage Match – a service that uses Tink’s account aggregation technology to instantly collect a user’s existing mortgage information from their bank, and compare with a rate from SBAB. By using aggregated data from the user, SBAB can offer a well informed and competitive offer to convince more people to switch their mortgage.

Download use case (PDF)

Qliro bank account number

Money lender Qliro use Tink’s account aggregation service to collect a user’s bank account information to automatically enter account numbers. This process not only saves time, but also eliminates the possibility of mistakes by human error.

Payment Initiation


Tink payment initiation is being used right now. See how two apps use the technology to improve services in personal finance and make streamlined invoice payments.

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Tink app

Our own customer-facing app helps people see and manage their finances clearly. Today we have 500k users taking control of their financial data, and using it to make smarter decisions. Users in Sweden can connect the app with their bank accounts to pay bills and transfer money between any bank and account directly without leaving the app.

Personal Finance Management

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ABN AMRO's Grip app

Dutch bank ABN AMRO launched its standalone PFM app, Grip, built entirely on top of the Tink platform, based on a customised white-label version of Tink’s own frontend design. A public beta of Grip was live within 90 days of contract signing.

Before the full-market-launch, surveys with 10,000 customers showed that 73% of the respondents would recommend the app to a friend. In addition, one out of two gave the bank a higher overall rating after using the app.

“With an unbeatable time-to-market, the Grip app is one of our most successful partnerships to date.”

- Roland Booijen, Director Apps & Digital Innovation.

Download use case (PDF)

Data Enrichment

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Major Nordic bank SEB developed its own PFM for private customers based on the Tink platform. Our simple APIs allow them to integrate all PFM functionalities, such as spending categorisation, as well as push notifications for real time advice and warnings, right inside their regular Mobile Banking app. SEB's app is now the most popular channel for private customers in Sweden, with more than 50 million visits every quarter.  

“Tink's technology is an important building block in SEB's promise to provide state-of-the-art digital banking and a world-class customer experience.”

- Christoffer Malmer, Co-Head Corporate & Private Customer Division.

Need more advice on options for your business? Get in touch and we’ll help you find out how Tink can create a solution tailored just for you.