One PSD2 compliant platform, endless opportunities.
What will you build with Tink?
Use cases for each stage of your customer journey, built on Tink's open banking platform.
Increase approval & payback rates
Limit risk and increase revenue
Own the complete experience
Sales through personalisation
Engagement through goals
Be indispensable to your customers
|Current, Savings and Credit Card accounts|
|Loans & Mortgages*|
|Multiple bank connections per user|
|Business accounts||Included until Feb 28||Included until Feb 28|
|User data storage||Snapshots||Permanent||Permanent|
|Price||€0.3 per aggregation||€0.5 per user per month||Custom|
|Get started||Get started||Contact Sales|
* Only available in select markets. Check availability here.
Our offering consists of four products: account aggregation, payment initiation, data enrichment and personal finance management. They can all be implemented separately or together. For more information, click here.
See the latest update of our market coverage and Tink Link locale here
Console users need to create an account and agree with Tink’s terms and conditions. We also verify your domain ownership. As companies scale, or when we work with bigger organisations, our due diligence is more extensive. Furthermore, our due diligence processes can be updated any time.
We access PSD2 data through the banks' dedicated interfaces. But Tink also has the capability to access data that goes beyond the PSD2 scope and we do this the same way that the banks talk to their mobile apps.
Tink offers technical support through a support portal, where partners can file support requests. This is available on support.tink.com. The requests supported will differ depending on your contract.
Business AIS is currently available in Sweden, with a wider rollout planned, market by market, for 2021.
Tink offers two licence set-ups. Partners can use Tink’s licence (issued by the Swedish FSA and passported across the EU) to get access to financial data. In this case, Tink will be the data owner and the end-users must accept Tink’s T&Cs. For partners with their own AISP licence, they can upload their eIDAS to be used. In this case, Tink is just a data processor.
Yes, data enrichment and categorisation is available on Tink’s licence. Importantly, it’s up to the partner to check with the local regulator what they may do with the data if they do not have a AISP licence.