Verify with bank
Access multiple real-time data points to make a more confident lending decision with Expense Check.
Housing, loans, utilities, groceries, transport, childcare, insurances, healthcare, subscriptions and more.
Credit card, loan payments, regular and irregular transfers to external banks.
Regular and irregular transfers to investment platforms and savings accounts.
Transactions outside of key categories are identified.
Tink’s solutions with value-added intelligence on top of open banking data help lenders understand an applicant’s budget and comply with local requirements.
A seamless way of determining a customer's risk exposure at the time of application and gain a clear understanding of their financials.
Tink offers a granular way of determining the applicant's income, expense and risk behaviour highlighting their risk exposure and affordability.
An ever-expanding suite of tools, SDKs, resources and guides developers use to build great products.
One integration connects you to
Connections to all major banks across Europe
countries across Europe
Easily tap into the world of open banking with the Tink Console – an intuitive developer interface that lets you access financial data and configure, customise, and manage your applications.
DevPortal awarded Tink as ‘’ for providing a great developer experience.
Configure, customise, manage, and deploy access to the financial data powering your apps.
Get real-time usage and performance reports without the need for a third-party solution.
Give the right level of access to team members within your organisation.
Explore the full range of products through Tink Console, using test bank data for the complete testing experience. Dive into guides, resources and sample projects below to help you get up and running with your account.
Easy-to-follow guides, API reference and sample projects
Expense Check allows you to assess client affordability in minutes. We offer a standardized JSON report with data that's fetched in real time.
Get started with Expense Check by fetching end-user expenses.
Test your integration without using real bank credentials.
Click on the flags to explore each country’s connection capabilities
When will my country be covered?
We’re always looking to improve and expand our services. If you’d like to use this product outside of our current coverage please .
Contact our team to learn more about what we can help you build – or create an account to get started right away.