Verify with bank
Select bank
Authenticate
Approval
Housing, loans, utilities, groceries, transport, childcare, insurances, healthcare, subscriptions and more.
Credit card, loan payments, regular and irregular transfers to external banks.
Regular and irregular transfers to investment platforms and savings accounts.
Transactions outside of key categories are identified.
Dive into some of our use cases to learn how Expense Check can help you stay compliant, allow you to make better affordability assessments and approve with more confidence.
Tink’s solutions with value-added intelligence on top of open banking data help lenders understand an applicant’s budget and comply with local requirements.
Learn moreA seamless way of determining a customer's risk exposure at the time of application and gain a clear understanding of their financials.
Learn moreTink offers a granular way of determining the applicant's income, expense and risk behaviour highlighting their risk exposure and affordability.
Learn moreOne integration connects you to
Connections to all major banks across Europe
countries across Europe
Fully-managed end-user authentication
Authenticate millions of end-users across Europe through a link
All translations, local nuances and compliance taken care of
Flows are constantly improved based on data and testing
Customisable colours and fonts to match your brand guidelines
Fully-managed end-user authentication
Authenticate millions of end-users across Europe through a link
All translations, local nuances and compliance taken care of
Flows are constantly improved based on data and testing
Customisable colours and fonts to match your brand guidelines
Easy-to-follow guides, API reference and sample projects
Expense Check allows you to assess client affordability in minutes. We offer a standardized JSON report with data that's fetched in real time.
Read moreGet started with Expense Check by fetching end-user expenses.
Test your integration without using real bank credentials.
Read moreContact our team to learn more about what we can help you build – or create an account to get started right away.