Verify with bank
Document validated regular expenses to meet new regulatory creditworthiness guidelines accelerated by EBA and local authorities.
Simplify the application process with pre-filled fields application forms and verified transaction data instead of manual input and paperwork from the applicants.
Get a granular set of relevant transactions to feed into your affordability analysis and improve your underwriting process.
Access multiple real-time data points to make a more confident lending decision with Expense Check.
Housing, loans, utilities, groceries, transport, childcare, insurances, healthcare, subscriptions and more.
Credit card, loan payments, regular and irregular transfers to external banks.
Regular and irregular transfers to investment platforms and savings accounts.
Transactions outside of key categories are identified.
Dive in to some of our use cases to learn how Expense Check can help you stay compliant, gain a clearer picture on an applicant’s creditworthiness and approve with more confidence.
Tink’s solutions with value-added intelligence on top of open banking data help lenders understand an applicant’s budget and comply with local requirements.
An ever-expanding suite of tools, SDKs, resources and guides developers use to build great products.
One integration connects you to
Connections to all major banks across Europe
countries across Europe
Easily tap into the world of open banking with the Tink Console – an intuitive developer interface that lets you access financial data and configure, customise, and manage your applications.
DevPortal awarded Tink as ‘Best Developer Dashboard’ for providing a great developer experience.
Configure, customise, manage, and deploy access to the financial data powering your apps.
Get real-time usage and performance reports without the need for a third-party solution.
Give the right level of access to team members within your organisation.
Explore the full range of products through Tink Console, using test bank data for the complete testing experience. Dive into guides, resources and sample projects below to help you get up and running with your account.
Easy-to-follow guides, API reference and sample projects
Click on the flags to explore each country’s connection capabilities
When will my country be covered?
We’re always looking to improve and expand our services. If you’d like to use this product outside of our current coverage please contact us.