Solutions that power the best customer journeys in payments and financial services.
More than having the broadest, most reliable connections across Europe, the Tink platform has the scale to suit big international customers. We handle over 1bn monthly API calls with 99.9%+ uptime.
Our tech is behind some of the most successful and appreciated financial services brought to millions of consumers by industry leaders like PayPal, Lydia, NatWest, CGD and EnelX, among others.
We offer a range of products that can help businesses achieve a series of different goals. From streamlining onboarding, attracting new users with award-winning apps – to processing millions in payments.
Banking
Up the digital banking experience and increase operational efficiency with high-quality financial data. Open banking helps banks deliver sleek solutions to attract and engage customers while reducing risk.
Up the digital banking experience and increase operational efficiency with high-quality financial data. Open banking helps banks deliver sleek solutions to attract and engage customers while reducing risk.
Lending
Tink connects lenders to consumers’ bank data to make real-time assessments based on consumers’ financial behaviour. More accurate data in risk assessments helps lenders accept more – at less risk.
Payments
Tink brings together everything you need to create low-cost, high-performing payment journeys with open banking. Companies like Lydia and Kivra use Tink to manage payments, onboard customers, and more.
Confirm account ownership with real-time data straight from a user’s bank account, creating a quick and simple payment setup process.
Instantly verify business account ownership with data straight from banks for quick and easy merchant onboarding, payouts or direct debit setup.
Access up-to-date transaction data from thousands of banks across Europe – already standardised so you can extract real value and insights.
Get real-time transaction data from business accounts – straight from banks, and delivered in a standardised format.
Increase engagement and conversion by giving your customers a fully embedded payments experience – at a fraction of the cost.
Optimise credit decisions and understand your customers’ true financial capacity by instantly verifying income using real-time data.
Start assessing creditworthiness with real time, up-to-date and verified data giving unique insights into spending behaviours.
Build smart, intuitive personal finance management applications that give your customers tools and personalised insights to better manage their money.
If you’re a big bank looking for a custom-built solution, a growing fintech looking for a technology partner or a small business looking for the tools to enable your ideas – we’ve got you. Our platform is built to enable ideas of all shapes and sizes.
Interested in how Tink can help your business?
If you’re a big bank looking for a custom-built solution, a growing fintech looking for a technology partner or a small business looking for the tools to enable your ideas – we’ve got you. Our platform is built to enable ideas of all shapes and sizes.
Interested in how Tink can help your business?
Tap into our technology – on a single cloud-based platform – through one API integration.
Using our ready-made authentication flows lets you operate under our PSD2 license.
We aggregate both PSD2 and non-PSD2 data through reliable connections to European banks and financial institutions.
Our SDKs make it fast and easy to build great products using our connectivity and data services.
We’re an ISO 27001-certified company, and all customer data is encrypted in transit and at rest.
The open banking movement is picking up steam – and we’re seeing an uptick in companies launching “open banking platforms”. But without defining what this really means, it’s impossible to make a like-for-like comparison. So we’re stripping away the term – and giving you a checklist with the criteria that really matters when evaluating a tech partner.
This webinar takes a close look at the findings from Tink’s latest report, ‘From open banking to open data economies’. Research Director Jan van Vonno runs through how open banking is set to change in the coming years and expand out from the financial sector to create open data economies.
Tink’s latest UK survey shows that nearly 9 in 10 consumers (88%) are prepared to abandon a transaction if faced with friction when making a payment online, highlighting the need to ramp up payments innovation and focus on user experience
Find out what lies ahead and how the industry is set to change in our latest report