Select product

Choose payment type

Select bank

Set up payment

Authenticate

Success

Get to know VRPs

Real-time payments

  • Instant or near-instant payments

  • Real-time payment confirmation

  • Synchronous status updates

Flexible mandates

  • Custom collection cycles

  • Smart retries

  • Instant notification of funds

Account to account

  • Secure bank authentication

  • Open banking payment technology

  • Recurring payment dashboards

How can VRPs help you?

Billing and invoicing

Upgrade the customer experience and minimise collection failures with efficient, flexible billing cycles and instant settlement.

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One-click payments and top-ups

After authenticating just once, your customers can make one-click payments that settle instantly on an ongoing, ad-hoc basis.

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Subscriptions

Minimise collection failures by pre-verifying account balances and receiving instant status updates.

Credit and lending

Give customers a better way to repay loans, credit cards, and overdrafts by automatically collecting funds from an account with a positive balance.

Why your customers will love VRPs

More control

Set maximum payment amounts, collection dates and a time limit on the mandate consent.

Transparency

See all recurring payment mandates in one place and get live notifications when payments are collected.

Simpler setup

No need to enter details manually – authenticate recurring payments once with Face ID or a fingerprint and get an instant confirmation.

How businesses can use VRPs

How businesses can use VRPs

VRPs work similarly to direct debits, except payments are authenticated right away with the customer’s bank and run on open banking rails – meaning it’s faster, more cost-effective, and secure.

  • Ad-hoc payments such as automated top-ups

  • Fixed recurring payments for subscriptions or rental payments

  • Variable recurring payments for loan or BNPL repayments and utility bills

Learn more about using VRPs

How businesses can use VRPs

How businesses can use VRPs

VRPs work similarly to direct debits, except payments are authenticated right away with the customer’s bank and run on open banking rails – meaning it’s faster, more cost-effective, and secure.

  • Ad-hoc payments such as automated top-ups

  • Fixed recurring payments for subscriptions or rental payments

  • Variable recurring payments for loan or BNPL repayments and utility bills

Learn more about using VRPs

Learn about VRPs

Tink Console

Unlock VRPs
with Tink Console

Set up and manage Tink's suite of products with Tink Console - an intuitive interface that lets you configure, customise and analyse the performance of your integrations.

Get started with Tink Console

Set up an account in seconds to start exploring Tink's Payments products with simulated data.

Meet the Tink platform

An ever-expanding suite of tools, SDKs, resources and guides developers use to build great products.

Tink API

One integration connects you to

6,000+

Connections to all major banks across Europe

18

countries across Europe

Tink API

Get started with Tink

Contact our team to learn more about what we can help you build – or create an account to get started right away.

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