Tink platform
One PSD2 compliant platform, endless opportunities.
What will you build with Tink?
Tink use cases
Use cases for each stage of your customer journey, built on Tink's open banking platform.
Onboarding
Simplify your onboarding
Simplify the process
Increase approval & payback rates
Limit risk and increase revenue
Verify correct bank accounts
Developers
Get the tools, resources, and guides you need to build great open banking experiences.
About us
Learn more about the minds behind Tink.
The building blocks of financial services
Tink offers cloud-based products that can be used individually to provide better customer experiences – or completely transform financial services when used together.
Our products
Account aggregation
Get access to a broad range of account data and quality, real-time financial information from banks and financial institutions across Europe.
Payment initiation
Allow your customers to safely initiate payments and transfers from their accounts – from your own app or website.
Data enrichment
Transform raw, unfiltered financial data into valuable information. We categorise transactions and provide insights so you can deliver better data-driven services.
Personal finance management
Build smart, intuitive PFM applications that give your customers tools and personalised insights to better manage their finances.
Our use cases
Account verification
Use instant account verification to quickly and seamlessly verify account ownership and eliminate headaches and errors with manual entry.
Actionable insights
Increase sales and engagement by providing personalised actionable insights and advice in finance management or banking services based on financial data.
Autofill onboarding
Simplify onboarding and increase conversion – Tink’s aggregation technology lets you fetch and automatically fill in financial details for your customers.
Cash flow follow-up
Automatically update users’ financial information in the background, so you can create more valuable services.
Direct debit setup
Increase conversion by making it easier for customers to set up direct debit payments. Tink lets you automatically fetch and fill in bank account information.
Enhanced credit scoring
Increase approval and payback rates with enhanced credit scoring. Get access to real-time financial data and insights on spending habits.
Funds transfer
Keep customers engaged in your environment. Use Tink’s funds transfer to let them transfer money between accounts straight from your app or website.
Goals & budgets
Add features like goals & budgets to increase engagement in your personal finance management app. With Tink, you can easily implement a range of PFM features.
Income verification
Instantly and seamlessly verify recurring income. Tink’s account aggregation and data enrichment helps you limit risk with access to real-time data.
Invoice settlement
Make it easier for customers to pay bills with Tink’s invoice settlement. Connect to their bank accounts and autofill the necessary invoice details.
Multi-banking
Let your customers see all their accounts – no matter the bank – in your own environment. Use multi-banking to let customers see their full financial picture.
Proactive price comparison
Increase sales with price comparison. Get access to financial data to analyse customers’ expenses (with consent) and make personalised offers.
Real-time balance check
Instantly verify account balances to improve risk assessments and streamline payments.
Statistics
Offer a better banking experience with easy-to-understand financial statistics. Give insights based on several data points using Tink’s machine-learning models.
Get started with Tink
Contact our team to learn more about what we can help you build – or create an account to get started right away.
