43 Articles
This image depicts a tablescape from above with a slice of cake, fork, drinking glass and mobile phone, with the phone screen displaying Tink's Variable Spend feature in action.
2024-05-30 · 5 min read
Meet Variable Spend: our latest feature for intelligent expense tracking

Expense tracking can be detailed as well as intuitive – say hello to Variable Spend, a new feature of Tink Data Enrichment designed to help banks offer their customers more insight.

Product
Jack Spiers, Tink UK&I Banking & Lending Director
2024-02-27 · 4 min read
Meet Jack Spiers – Tink’s new UK&I Banking & Lending Director

We spoke to Jack about working with some of the largest financial institutions in the world, optimising our banking relationships together with Visa, and what excites him about the future in our industry.

Tink news
2024
2024-01-02 · 8 min read
2024 – what’s on the horizon for payments and data-driven financial services?

From Pay by Bank and VRP, to risk assessments, sustainability and money management tools, 2024 looks set to be the year when data-driven financial services hit the mainstream.

Open banking
This image depicts Vesa Moisio and Martti Hakala speaking on stage at the Nordic Banking Forum event in Helsinki, 2023.
2023-11-17 · 8 min read
Savings Banks Group takes the stage with Tink at Nordic Banking Forum 2023

Open banking tools like Tink Money Manager and Tink Data Enrichment help its partners, like Savings Banks Group, offer streamlined user experiences that coach consumers towards financial wellness.

Open banking
Tink SVP Banking & Lending, Christophe Joyau
2023-09-21 · 3 min read
Meet Christophe Joyau, Tink’s Senior Vice President of Banking & Lending

Christophe Joyau has played a crucial role in our transition from serving individual customers to business customers and building a B2B SaaS function – he told us about it and what it’s like working with Visa.

Tink news
People on a streetscape with vehicles and buildings in the background.
2023-09-12 · 3 min read
Scaling your services: how to offer your customers financial coaching

Help your customers manage the cost of living with open banking technology like Tink Data Enrichment, and offer them personalised financial coaching.

Open banking
Tink and An Post
2023-08-08 · 4 min read
An Post releases free money management services with extended Tink partnership

An Post now offers free money management services to all by deepening its partnership with Tink. Just 16 months after joining forces, the An Post Money smart budgeting tool is available to everyone in Ireland, expanding access to the service beyond An Post Money customers.

Tink news
FFG Phase 2 image
2023-07-27 · 6 min read
Banks step up financial management support as Brits seek help to navigate the cost-of-living crisis

New findings reveal an opportunity for banks to enhance consumer support by continuing to develop, and raise awareness of, data-driven financial services.

Tink news
A woman holding up a mobile phone, looking at it and smiling
2023-07-19 · 7 min read
Financial wellness coaching – how to personalise your digital banking services

Take personalised digital banking into the future with Tink’s Data Enrichment and Money Manager products, based on real-time data and bleeding edge open banking technology.

Open banking
Two men having a discussion in an urban setting
2023-07-17 · 5 min read
Why digital banking services need partners outside banking

Learn why banks need tech partners and ecosystem providers to engage customers, increase loyalty and meet consumer sustainability expectations.

Open banking
Webinar - lending unlocked - a new era of credit
2023-07-05 · 2 min read
Make smarter risk decisions with our comprehensive new tool

We have introduced a new feature on the Tink Console called Risk Decisioning, which provides a consolidated risk experience to enhance affordability and risk assessments.

Product
PSD3
2023-06-29 · 5 min read
European Commission introduces PSD3/PSR to advance open banking and strengthen consumer protection

Tink’s Head of Industry & Wallets, Jan van Vonno, discusses the EU's draft legislation for financial services - PSD2's impact, open banking progress, consumer protection, and benefits of the upcoming PSD3/PSR.

Open banking
Fintech For Good blog image
2023-06-21 · 5 min read
Customer demand for banking tools to track sustainability outstripping supply

New research from Tink shows that an estimated 40% of Brits would like to track their environmental impact through a service provided by their bank – but only 24% of banks currently offer the tools to do this.

Tink news
BNPP Fortis: safeguarding customer trust with budget management tools
2023-04-21 · 5 min read
BNPP Fortis: safeguarding customer trust with budget management tools

An interview with BNP Paribas Fortis' Director of Channels and Customer Experience, Emilie Jacqueroux, on how the bank supports financial wellbeing by providing money management tools to adapt to the cost-of-living crisis.

Open banking
Nearly one in four Brits in need of tailored financial support
2023-04-20 · 4 min read
Nearly one in four Brits in need of tailored financial support

Tink's latest research shows that almost one in four Brits are in need of tailored financial support. Learn how open banking can help UK banks support financially vulnerable consumers during the cost-of-living crisis.

Open banking
How to turn data into personalised customer experiences with categorisation
2023-04-14 · 5 min read
How to turn data into personalised customer experiences with categorisation

Data categorisation helps banks clean and categorise transaction data to build better digital banking services, personalise customer experiences and encourage financial wellness. Here’s how to use Tink’s Data Enrichment.

Open banking
How banks can offer tailored support to different consumer groups
2023-03-20 · 6 min read
How banks can offer tailored support to different consumer groups

Different consumers need differing levels of support. Learn how banks can support UK consumers through the cost-of-living crisis by using tailored financial coaching, data-driven tools and money management solutions.

Open banking
Half of Brits fear budget shortfall – here’s how banks can help
2023-02-09 · 6 min read
Half of Brits fear budget shortfall – here’s how banks can help

Tink’s latest research shows that a staggering 25 million Brits fear their income soon won’t cover essential costs, meaning banks have the opportunity to support them with tailored banking solutions.

Open banking
Meet Data Enrichment: the engine that elevates your banking app
2023-01-26 · 4 min read
Meet Data Enrichment: the engine that elevates your banking app

Tink launches Data Enrichment, a new product giving banks the speed and flexibility to innovate digital banking apps, engage customers with PFM and keep them coming back.

Product
How to unlock growth through consumer engagement
2022-12-13 · 4 min read
How to unlock growth through consumer engagement

Consumer engagement is a crucial component when delivering products and services. Discover the strategies that can help power growth for your business.

Open banking
How Money Manager helps you boost customer loyalty
2022-11-28 · 6 min read
How Money Manager helps you boost customer loyalty

Personalisation is essential to engaging customers and building loyalty for banking apps. Tink’s Money Manager has the features to help.

Product
Enabling smoother direct debits with balance check
2022-11-24 · 5 min read
Balance Check

Reducing fraud and failed payments just got easier. Learn how balance check is increasing operational efficiency and reducing chargebacks.

Product
Image showing hands holding a phone and a coffee cup
2022-11-17 · 2 min read
Open banking solutions to meet digital-savvy customer expectations

The modern customer expects more from their service provider than ever before. Discover how open banking can help you satisfy their needs in our ultimate solutions guide.

Open banking
How evolving digital expectations are creating new opportunities for banks
2022-10-11 · 5 min read
How evolving digital expectations are creating new opportunities for banks

With Tink’s Data Enrichment, banks gain access to enriched and personalised consumer spending insights – enabling them to better support their customers’ digital needs. 

Product
Man on a sidewalk looking at his phone
2022-07-27 · 6 min read
3 easy ways to turn financial data into value

The democratisation of financial data is opening up new opportunities. Find out how to harness its power with open banking in our latest article.

Open banking
Dark haired woman looking at phone
2022-05-24 · 5 min read
How banks can add value for their customers with recurring transactions

With so many subscription services popping up, consumers are losing control of their recurring costs. Find out how banks can leverage open banking – and Tink’s data enrichment capabilities – to help them better manage their finances.

Open banking
Young people in the UK call for banks to help them go green
2022-03-31 · 7 min read
Young people in the UK call for banks to help them go green

Tink research finds that 18-34 year olds in the UK want more information on their carbon footprint, and place high expectations on banks to help them track and improve it. With open banking, financial institutions can meet this demand.

Open banking
NatWest wins the Celent Model Bank 2022 Award
2022-03-15 · 6 min read
Behind the scenes of an award-winning open banking partnership

Tink partner NatWest was awarded the Celent Model Bank 2022 Award for its Digital Spending feature. We talked to partnership insiders to get their views on the collaboration, and what it takes to build a successful partnership.

Open banking
NatWest, Cogo and Tink: a three-way partnership to boost sustainability
2022-01-19 · 3 min read
NatWest, Cogo and Tink: a three-way partnership to boost sustainability

NatWest enlisted the help of both Tink and Cogo to offer a carbon tracking feature for their climate-conscious customers. Here’s how it works – and why Tink and Cogo joined forces to bring other similar solutions to market.

Use cases
Report Investments and use cases
2021-11-23 · 2 min read
Open banking investments and use cases

How has the pandemic impacted open banking budgets? How much did financial executives invest in their open banking objectives? And which opportunities do they have in sight? We surveyed bankers across Europe to find out.

Open banking
Blog Bankers embrace the open banking revolution – but expect a long journey ahead
2021-09-21 · 3 min read
Bankers embrace the open banking revolution – but expect a long journey ahead

Financial executives in Europe see open banking as a revolution, and are embracing it more than ever. But many expect it will take several years to get there. While transformation takes time – there could be a way to accelerate it.

Open banking
New priorities for bankers – and how open banking can help
2021-09-01 · 6 min read
New priorities for bankers – and how open banking can help

Banking priorities have changed as a result of the pandemic. Discover the three focus areas that are top of mind for financial executives – and how open banking can help institutions tackle all three by leveraging financial data.

Open banking
3 tips for staying ahead of the curve in the open banking shift
2020-10-07 · 3 min read
3 tips for staying ahead of the curve in the open banking shift

To stay ahead of the curve and master the open banking transformation, bankers need to start looking beyond compliance, and be smart about where to invest.

Open banking
5 open banking use cases European bankers are most investing in
2020-09-16 · 4 min read
5 open banking use cases European bankers are most investing in

Our newly released survey report takes a closer look at open banking use cases, and which opportunities financial executives across Europe are most anticipating. Get to know more about the top five picks.

Open banking
The growing positivity towards open banking in Europe
2020-04-23 · 4 min read
The growing positivity towards open banking in Europe

The first report based on our survey of 290 senior executives and decision makers in the financial industry across Europe is out. Find out what the results reveal about how bankers are tackling the open banking opportunity.

Open banking
Building a successful bank and fintech partnership: the CGD story
2020-02-13 · 5 min read
Building a successful bank and fintech partnership: the CGD story

Bank and fintech partnerships are booming as the shift in the financial industry is taking everyone in the same direction. But just like with any other relationship, a happily ever after is not always a given. We’ve previously shared tips from our own experience in building successful partnerships, but we were curious to get the bankers’ perspective. So we reached out to our partners at CGD for their take on it.

Open banking
BNP Paribas office
2020-01-23 · 2 min read
Tink becomes BNP Paribas’ preferred tech partner in Europe

BNP Paribas, the world’s eighth-largest bank, has selected Tink to be its preferred European partner for data aggregation and enrichment, payment initiation and personal finance management (PFM) technology – bringing our banking infrastructure and data services to the bank that serves 18 million customers in the region.   

Tink news
Building a successful bank and fintech partnership: the CGD story
2019-10-02 · 4 min read
How CGD built a cutting-edge PFM app in 6 months

Portugal’s biggest bank, Caixa Geral de Depósitos (CGD), wanted to transform how it interacted with its customers. So it asked Tink to help build a first-class mobile experience that would also leverage open banking tech. Six months later, CGD launched a brand-new PFM app to give millions of consumers unprecedented insight into their economy.

Use cases
Flowers
2019-09-26 · 5 min read
The opportunity of a century in banking is here

The financial industry has been standing at the precipice of this major shift. Some banks have taken the leap – innovative thinkers and leaders embracing the data revolution and using it to deliver amazing services. For those who’ve waited, now is your time – to take a leap, redefine how consumers manage their money and seize a once-in-a-lifetime opportunity to change banking for the better.

Open banking
Girl under umbrella
2019-09-10 · 8 min read
5 ways customer’s banking expectations are changing

From the demise of cash and physical bank branches, to the rise of digital banks and automation, technology is irreversibly changing the way we manage our money – and what we expect from the services that do. 

Open banking
How NatWest is using Tink to engage more customers
2019-08-15 · 3 min read
How NatWest is using Tink to engage more customers

In our first UK partnership, we’re helping NatWest use open banking tech to transform its mobile banking app, and improve how customers manage their money.

Tink news
Comic clouds
2019-07-30 · 4 min read
How partnering for tech allows ABN AMRO to be more productive

In our recent open banking report – Inside the minds of Europe’s bankers – we quizzed nearly 270 financial executives across Europe, and sat down with some of the leading minds in the field to get to the bottom of the biggest challenges, threats and opportunities of open banking.

Open banking
Girl on the phone
2019-03-03 · 8 min read
How to build customer trust and loyalty through better PFM experiences

Winning the customer of the future will require a level of personalisation and insight that doesn’t currently exist in banking. But it’s coming – and we’re building the platform that will deliver it. Our PFM solutions use machine learning to offer tailored, actionable advice that guides customers to the financial future they envision – and creates long-term relationships.

Open banking