The challenges in underwriting and how open banking can help
Digital loan origination processes powered by open banking are often faster, safer and provide a better customer experience than traditional methods – here’s why.
Why open banking is important for consumers to manage their finances
Give customers actionable ways to stay on top of their finances with Tink’s open banking tools. From personal finance management to inclusive loan origination, make banking and lending processes work for everyone.
Closing the data gap for affordability assessment
Quality affordability assessment and creditworthiness are key to the future of lending. Learn how Tink’s open banking platform closes the data gap for lenders and encourages responsible lending.
How open banking is reducing risk and powering more inclusive lending
Lenders can approve more loans while taking less risk with the help of open banking. Learn more about risk decisioning in our ultimate solutions guide.
Consumer lending in times of uncertainty
Discover what lies ahead for lending in these uncertain times – and how you can adapt to today’s needs.
Sambla partners with Tink for a more inclusive lending process
Tink and Sambla partner up to offer better, more inclusive affordability analysis for all types of loan applicants.
Instantly verify income with Income Check – now with new features
To help businesses make informed and accurate decisions when assessing applications, we’ve made it even easier for them to instantly verify an applicant’s income with the use of granular, up-to-date data. All with just a few simple clicks.
Under the hood: building a new Tink product
We look under the hood to find out how the Tink tech team tackles the challenges of building our latest lending product, Expense Check – a feature that allows you to assess affordability with facts rather than assumptions.
Affordability solutions that are leading the way in lending
Affordability and lending. Discover how open banking can help you get a more accurate picture of a potential borrower’s creditworthiness in our ultimate solutions guide.
Improved affordability assessments with Expense Check
Tink’s new product Expense Check enables lenders to accurately assess applicant’s affordability with open banking. With real-time, granulated expense data, lenders can check the applicant’s creditworthiness in a matter of minutes.
The solutions that will lead to a new world of finance
Discover the open banking solutions that are leading to a new world of finance.
28% of self-employed struggle to access financial services
Self-employed workers are being left out of financial services. Here’s how open banking can help.
The regulatory requirements in store for lenders – and how open banking can help
In the wake of the pandemic and the digital transformation of finance, consumers are borrowing money they can’t afford to pay back. But open banking holds the key to safely assess applicants’ creditworthiness.
Build vs buy – a lender’s guide to the pros of partnership
In today’s digital world, it’s all about data – and the seamless user experiences it can power. Learn about the importance of real-time data, optimal UX, and more in this guide to building vs buying.
Get to know the tech behind better risk assessments
Open banking can help make better informed risk decisions – but access to data is just a part of the puzzle. Find out why quality account aggregation and data enrichment are the foundations of a standout risk assessment process.
How open banking risk assessments can impact consumers’ lives
It’s no secret that traditional credit checks don’t always work for everyone – but open banking can boost financial inclusion, giving more people access to credit, and fairer results thanks to better risk assessments. Here’s how.
A simple way to improve risk decisioning
Having a more holistic picture of someone’s financial situation can make all the difference when it comes to making well-grounded risk decisions. Luckily, open banking makes it a lot easier to build strong risk profiles. Here’s how.
Lender's guide to improving risk assessments with open banking
We dive into the world of risk assessments, exploring challenges lenders face with current decisioning methods, and how the process can become more convenient, reliable and complete thanks to open banking and the smart use of data.
Improve risk assessment and application processes with data-driven Risk Insights
Creating detailed risk profiles can be hard. But we have a new product to solve that. Find out how Tink’s Risk Insights is giving lenders more information to go on – while also improving the application process for consumers.
Inside Tink: getting top model performance for Income Check
How do you improve a classification model to sort out what’s an income and what isn’t? Tinker Ida Janér reveals how data scientists in the Risk team embraced confusion and took in regional differences to optimise performance.
How open banking simplifies income verification
Income verification used to mean having to dig up bank statements, share income tax statements or payslips – and then wait days or even weeks to have it all verified. Now, thanks to open banking it can take seconds. Here’s how.
3 ways lenders can take advantage of open banking
Find out how the lending industry can benefit from open banking, and how they can leverage new tech capabilities to improve the user experience, reduce costs, increase operational efficiency and optimise results.