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Follow our journey and dive into backstage from Tink’s product teams. Get to know more about our products, how we work, and new features and launches.

43 Articles
Under the hood: building a new Tink product
2022-09-15 · 4 min read
Under the hood: building a new Tink product

We look under the hood to find out how the Tink tech team tackles the challenges of building our latest lending product, Expense Check – a feature that allows you to assess affordability with facts rather than assumptions.

Product
Improved affordability assessments with Expense Check
2022-08-31 · 5 min read
Improved affordability assessments with Expense Check

Tink’s new product Expense Check enables lenders to accurately assess applicant’s affordability with open banking. With real-time, granulated expense data, lenders can check the applicant’s creditworthiness in a matter of minutes.

Product
Credit scoring
2019-12-04 · 4 min read
A simple way to improve your credit scoring

The way our enhanced credit scoring solution works is quite simple: Tink gives you access to real-time financial data, as well as insights into spending behaviours so you can feed your credit scoring models. This results in a quick, reliable credit or risk assessment – so customers can get a better experience, and businesses can minimise risks.

Product
Credit scoring 2
2020-02-05 · 4 min read
How enhanced credit scoring can impact consumers lives

In the first part of this series, we’ve gone through the 'what is' of our enhanced credit scoring solution. In this second article, we’ll dive into the ‘why’ – the concrete benefits it brings, and how it can positively affect consumers’ lives.

Product
Smartphone Laptop Demo
2019-05-22 · 4 min read
What we learned from demoing 50 prototypes in less than a year

In the last year, we’ve learned the power of “show, not tell”. We built 50 prototypes to show 50 prospective customers what they could do with our tech – and we learned a few things along the way. The biggest lesson? How the right demo can distill a three-hour sales meeting into just 15 minutes.

Product
Netherlands map
2019-10-09 · 3 min read
The Tink platform goes live in the Netherlands

Since we first set foot in the Netherlands, it’s blossomed into a leading hub for financial innovation. The open banking movement will only reinforce this trend. So we’re thrilled to go live with the Tink platform and let Dutch businesses build game-changing financial services using PSD2 APIs. 

Product
Italy and Portugal maps
2019-12-05 · 5 min read
Launching our platform in Italy and Portugal – with instant access to 40 million consumers

As part of our European expansion, we are launching our open banking platform in Italy and Portugal. Any local business, bank or developer can access the financial data of tens of millions of consumers – and offer personalised and data-driven services to meet their evolving demands. In the dynamic Italian market, we are also announcing the opening of our Milan office.

Product
Simplify onboarding 2
2019-11-07 · 4 min read
How our technology enables simpler onboarding

A key to simple onboarding is removing any unnecessary friction in your user journey. Tink can help do that by automatically filling in forms for customers, so they can skip the manual work and get started more quickly. Our solution uses account aggregation to retrieve the relevant data straight from their banks – and it can be easily implemented in a matter of minutes.

Product
Build with tink
2019-11-13 · 6 min read
Build with Tink: how everyone can use financial data to build better services

This is the first piece in our series, where we’ll tell you all you need to know to start using Tink’s platform. We’ll describe our full toolkit, share success stories, and show you how to quickly get started – so you can use financial data to build world-changing services too. 

Product
Build with Tink
2019-12-11 · 5 min read
Tink Console: your command centre for building and launching data-driven services

This is the second piece in our ‘Build with Tink’ series, where we’ll tell you all you need to know to start using Tink's platform. Here we describe the Tink Console – the admin tool that enables you to use our technology to test, build and launch data-driven services.

Product
Build with Tink 2
2019-12-19 · 7 min read
Build your first app on the Tink Console

This is the third piece in our ‘Build with Tink’ series, where we are laying out you all you need to know to start building with Tink's platform. Here we’ll go into how you can build and launch a service using the Tink Console.

Product
Build with Tink 4
2020-01-30 · 6 min read
Using Tink Link to easily connect end users to their banks

This is the fourth piece in our ‘Build with Tink’ series, where we go through the Tink platform. Now we’ll put the spotlight on Tink Link, a tool that simplifies end-user authentication so you can easily and safely connect to over 2,500 European banks.

Product
Pig
2020-03-12 · 4 min read
Lifting the lid on the tech that powers enhanced credit scoring

In part one and two of this series, we looked at the 'what' and the 'why' of enhanced credit scoring, discussing the benefits to consumers and businesses. In this third and final piece we dive into the ‘how’ – showcasing the tech behind the solution.

Product
France map
2020-01-27 · 2 min read
Expanding the Tink platform into France

Advancing on our quest to provide a pan-European open banking ecosystem, we’re launching the Tink platform in France. This lets local businesses, banks and developers access financial data from some of the country’s largest financial institutions to offer French consumers the next generation of personalised and data-driven services.

Product
Evo bank + Tink logos
2020-03-10 · 4 min read
How EVO Banco is improving their mobile offering with multi-banking

Spanish digital bank EVO is obsessed with making life easier for their customers. A big part of that mission is creating a first-class mobile experience, and so they are always looking out for new tech and developing new features to bring more convenience to the EVO banking app. One of their most recent additions is a multi-banking feature built on top of Tink’s tech.

Product
Henry Kupty (left) and Jon Nilsson (right)
2020-03-20 · 7 min read
Talking with Tinkers: how to build the PFM of tomorrow

How do you build the future of financial services? We had a chat with Tinkers Jon Nilsson and Henry Kupty from the finance management team to learn more about how they work to transform financial data into delightful user experiences.

Product
Lightbulb illustration
2020-03-31 · 5 min read
Actionable insights: your customers' personal finance coach

Financial institutions across Europe are under pressure to deliver increasingly sophisticated services that simplify how people manage their money. Actionable insights can help make this a reality by enabling you to give customers a truly personal experience, which drives engagement, increases trust and boosts sales - all while helping people be smarter with their money. This is how it works.

Product
PFM App
2020-03-26 · 6 min read
Build a custom PFM experience – and fast – with Tink’s SDKs

In digital banking, personal finance management (PFM) is a key contributor to customer engagement. If you can be the go-to place for customers to manage their finances, that can easily turn into increased loyalty – and sales. With Tink’s PFM SDKs, making PFM happen doesn’t need to be a massive undertaking. You can get up in running in a few hours, saving developer time and getting to market quicker.

Product
Illustration
2018-08-29 · 6 min read
Why your competition is turning to fintechs for categorisation

More banks are building personal finance management (PFM) features into their mobile banking solutions – spend monitoring, budgeting tools and charts that detail spending in different categories.

Product
PFM on the Tink Console
2020-04-30 · 4 min read
DIY PFM: personal finance management now available on the Tink Console

Offering personal finance management is a must for any financial service. Here’s how customers can manage their own PFM experience using the Tink console – complete with custom configurations and usage reports.

Product
Background refresh - Tink
2020-04-29 · 4 min read
Background refresh: the secret weapon behind powerful financial apps

Continuous access to customers' financial data helps you give users more powerful and relevant services without them having to lift a finger. And you can start building right away.

Product
Instantly verify customers’ account information with Account Check
2020-11-04 · 5 min read
Instantly verify customers’ account information with Account Check

Get to know Tink’s new product, Account Check. Here’s how it can speed up and simplify the account verification process, providing an easier onboarding and setup for direct debit and payouts.

How you can extract the real value from financial data using Transactions
2021-03-23 · 6 min read
How you can extract the real value from financial data using Transactions

What makes Tink’s Transactions product so special? Besides letting you access real-time transaction data from more than 3,400 banks across Europe, it cleans up and unifies the data, so you can immediately put it to use.

Product
Instantly verify customers’ income with Income Check
2021-05-06 · 5 min read
Instantly verify customers’ income with Income Check

Most income verification methods used today cause friction and delay in the application process, and they’re not even that reliable. Here’s how open banking lets this process finally catch up with the digital age.

Product
Inside Tink: changing our approach to outlier detection
2021-08-26 · 8 min read
Inside Tink: changing our approach to outlier detection

Learn how data scientists in Tink’s Enrichment Categorisation team improved categorisation results by changing their approach to detecting outliers. Tinker Eliisabet Hein gets into the technical details and takes us through the change.

Product
Inside Tink: getting top model performance for Income Check
2021-09-30 · 8 min read
Inside Tink: getting top model performance for Income Check

How do you improve a classification model to sort out what’s an income and what isn’t? Tinker Ida Janér reveals how data scientists in the Risk team embraced confusion and took in regional differences to optimise performance.

Product
The benefits of tapping into business account data with Business Transactions
2021-11-02 · 5 min read
The benefits of tapping into business account data with Business Transactions

New product alert: with Tink’s Business Transactions, you can easily and safely access real-time transaction data from business accounts. Here’s how it works, and some of the most common challenges it can help solve.

Product
Why UX is crucial – and how you can improve performance with Tink
2021-11-11 · 5 min read
Why UX is crucial – and how you can improve performance with Tink

Is your Tink integration providing the best possible user experience? After working with customers to improve performance, we’ve identified small UX changes that can make a big difference. And we created a guide to help out.

Product
Improve risk assessment and application processes with data-driven Risk Insights
2021-11-22 · 6 min read
Improve risk assessment and application processes with data-driven Risk Insights

Creating detailed risk profiles can be hard. But we have a new product to solve that. Find out how Tink’s Risk Insights is giving lenders more information to go on – while also improving the application process for consumers.

Product
Product analytics inside Tink Console
2021-12-08 · 7 min read
Introducing product analytics inside Tink Console

The Tink Console has a hot new feature: get deeper insights into how your open banking flows are performing in almost real time, including overall completion rates, conversion at different steps and drop offs or errors per bank.

Product
Introducing a new no-code integration for Tink Link
2022-02-03 · 4 min read
Introducing a new no-code integration for Tink Link

Integrating Tink's products just got easier with an option that lets you skip having to write code. Here’s what you need to know about the new feature – Standalone Tink Link – and some of the improvements that come with it.

Product
Introducing customisable logos and desktop layout in Tink Link
2022-02-25 · 4 min read
Introducing customisable logos and desktop layout inside Tink Link

Tink Link's new customisable headers blend into your authentication flow and make the customer journey more cohesive. The new desktop layout provides a better user experience with increased readability and accessibility.

Product
Business Account Check
2022-03-22 · 4 min read
Verify corporate account ownership in real time with Business Account Check

No more manual and inefficient onboarding processes: with Business Account Check, your customers can verify a business bank account with just a few clicks – for a better onboarding and a safer payout setup.

Product
Get to know the tech behind better risk assessments
2022-05-11 · 4 min read
Get to know the tech behind better risk assessments

Open banking can help make better informed risk decisions – but access to data is just a part of the puzzle. Find out why quality account aggregation and data enrichment are the foundations of a standout risk assessment process.

Open banking
Introducing settlement accounts for simpler instant bank payments
2022-07-13 · 6 min read
Settlement accounts by Tink

Tink launches settlement accounts for simpler instant bank payments to speed up settlement times and reduce the risk of fraud. First launch in collaboration with UK crypto exchange, Solidi. Find out how it can help reduce friction in your business.

Product
Get ready for better digital affordability assessments
2022-08-11 · 2 min read
Get ready for better digital affordability assessments

How open banking can help simplify and improve digital affordability assessments.

Product
PFM App
2019-03-14 · 2 min read
Tink delivers one of users’ most sought after PFM features

Tink is taking PFM into the future with the split transactions feature. On the surface, it could seem like an incremental step forward – a new feature that many consumers have requested. But for any banking or fintech partner who wants to offer their customers personalised advice that’s accurate and relevant – it’s an absolute must.

Product
Portugal map
2019-12-05 · 2 min read
Tink enters Portugal – opening the data floodgates to 20 banks

With our arrival in Portugal we’re giving developers access to financial data from 20 Portugese banks – and the tools to test, build and launch new services on top of the enriched data.

Product
Simplify onboarding
2019-10-31 · 3 min read
One simple way to improve your onboarding

Customers’ first steps inside your service are critical. Asking them to fill in lengthy online applications in order to get started can lead many of them to abandon your offering – and perhaps go explore a competitor’s. Tink’s autofill solves this by fetching the information straight from the customers’ bank accounts and automatically filling it in, making for a more seamless experience – and higher conversion rates.

Product
Map of the world
2020-02-27 · 2 min read
Keeping track of 2,500+ data sources

At Tink we’re big believers in doing things at scale. Full data coverage across all European markets is the mission, but, somewhat unsurprisingly, it’s not without its complications. 

Product
How open banking simplifies account verification
2021-11-25 · 1 min read
Guide to account verification solutions

Learn all about the most common account verification methods used today, why they don’t always meet today’s digital customers’ expectations – and how you can use open banking to provide a faster, safer, and simpler solution.

Product
Account Check Webinar
2021-02-25 · 1 min read
Start verifying accounts in less than 12 minutes

Learn how you can set up Tink’s Account Check to confirm the owner of a bank account by fetching real-time data from banks. This video walkthrough takes you through the entire setup process – and it’s all done in 12 minutes.

Product
Build with Tink #1 - Replay
2020-06-21 · 1 min read
Get up and running with Tink

Want to get a glimpse into Tink’s tech? Find out just how quick and easy it is to test, build and launch new experiences

Product

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