Tink news

As consumers choose lenders and financial services for hyper-personalised, intuitive and convenient UX, Northmill partners with Tink for an optimal customer experience – and boosts its loan book performance to boot.

Tink has today launched Merchant Information, a solution of our Consumer Engagement offering which provides consumers with more detailed information about their transactions.

Collaborating with Tink, a market-leading payment services and data enrichment platform, CTS EVENTIM has now added Pay by Bank to its checkout process.

Tink’s new research is telling for banks, revealing that consumers now demand more digital financial management tools to support their personal finance goals.

Top 20 German bank, Deutsche Kreditbank AG (DKB), teams up with Tink to give construction loan seekers a digital, frictionless application process, based on real-time data.

Tink’s new data identifies Gen Z as key for the banking industry, highlighting the importance of ensuring digitised, personalised features – read more and access the complete research here.

Prioritise investing in data-driven lending models with Tink to make more informed credit decisions, enabling credit access to those who can afford it, while protecting struggling borrowers from getting into financial distress.

Our new Banking & Lending director for the Netherlands and DACH region, David van Damme, shares his insights on these innovative markets, why they’re different and how digitalisation is changing the lending landscape.

TransferGo, the global fintech empowering a world on the move, has partnered with Tink to add Pay by Bank to its payments offering. Pay by Bank is now live for UK TransferGo customers, introducing a new way to more securely and quickly send money internationally.

Splitwise, a popular app for sharing bills and expenses, and Tink have partnered to bring Pay by Bank to Splitwise users. This enables millions of Splitwise users to initiate direct payments to friends and family from within the Splitwise app.

How does Tink make sure that its technical integration is successful? That’s where delivery teams, overseen by people like Jennifer, come in. Here she tells us about her role and ensuring that Pay by Bank journeys are as smooth as possible.

Deutsche Bahn has teamed up with Tink for Account Check - enabling instant, easy and secure account onboarding. DB Connect, part of the Deutsche Bahn Group, runs some of Germany’s largest modern mobility sharing services including ‘Flinkster’, Germany’s largest car sharing network and ‘Call a Bike’, one of the biggest bike sharing systems in the country. 

We spoke to Jack about working with some of the largest financial institutions in the world, optimising our banking relationships together with Visa, and what excites him about the future in our industry.

Hear from Tinkers who are closely involved with improving inclusion in the fintech industry and educating allies. While talking about their personal experiences, they also provide advice for members of the LGBTQIA+ community looking to enter the fintech arena.

Tink has launched Risk Signals, a rules-based engine that unlocks instant payment experiences while minimising risk – and already in use by Tink customers like Adyen.

Looking ahead to next year’s financial regulation in the European Union, there are three important developments set to shape the future of payment initiation services – Instant Payment Regulation, EU Digital Identity Wallet, and the SPAA scheme.

Livia Kathi, Tink’s Product Solutions Director, is spearheading our Pay by Bank drive in the challenging realm of ecommerce. Learn more about the crucial factors of user experience, building trust, and incentives.

Investment platforms can avoid losing people to poor user experience – let open banking tools make your payments friction free, while your customers focus on their financial wellness.

Prep for Black Friday and 2023 end-of-year sales with new data from Tink, and discover the benefits of Pay by Bank for seamless refunds and returns.

Overseeing our ever-growing network of connections to banks is Sofia Sundström – we spoke to her to find out more about what sets Tink apart in this area, and why it’s so important to be a 'data nerd'.

New research shows that one-in-four UK borrowers are using credit to cover essential spending, while 16% take out a loan to make ends meet. For lenders, there is increasing worry around fraud and a desire to improve risk decisioning models.

Christophe Joyau has played a crucial role in our transition from serving individual customers to business customers and building a B2B SaaS function – he told us about it and what it’s like working with Visa.

We spoke to Tink Engineering Manager Dennis Dorfmeister, who has been appointed to the advisory board of giroAPI, an open banking initiative led by the Association of German Banks.

Tink and Orbyt partner to offer instant account verification, better direct debits and Pay by Bank-powered invoicing to its customers across Europe.

An Post now offers free money management services to all by deepening its partnership with Tink. Just 16 months after joining forces, the An Post Money smart budgeting tool is available to everyone in Ireland, expanding access to the service beyond An Post Money customers.

New findings reveal an opportunity for banks to enhance consumer support by continuing to develop, and raise awareness of, data-driven financial services.

SEPAexpress and Tink are teaming up to improve payments for its customers across Europe. Using Tink’s technology, SEPAexpress is simplifying the payment process offering Pay by Bank and instant account and balance verification.

New research from Tink shows that an estimated 40% of Brits would like to track their environmental impact through a service provided by their bank – but only 24% of banks currently offer the tools to do this.

Read about how Tink has teamed up with Score & Secure Payment (SSP) to enable open banking payments across the eurozone for its 14,000+ merchants.

We spoke to members of Tink’s thriving Polish office, which has expanded from a small engineering hub to a live open banking payments market, with more than 140 staff now based in Warsaw.

Tink and climate engagement solution, ecolytiq, are joining forces to embed ecolytiq’s sustainability services into the Tink platform.

Goodlord chooses Tink Income Check to streamline its letting process, using open banking and real-time data to improve verification and minimise fraud.

Younited and Tink have partnered to streamline credit decisions using open banking. Younited’s data-driven approach to loan origination provides fast, accurate and inclusive lending, simplifying affordability assessments for a smoother experience.

Forrester report ranks Tink a leader in open banking intermediaries: “…a robust, performant solution that can scale.” – read the independent 2023 report here.

Tink and ConTe.it Prestiti team up to power an instant lending application process with open banking, using the Tink Income Check product.

Discover how Tink's partnership with Multitude Bank is transforming digital banking across Europe. Streamlining loan origination, improving credit assessments, and promoting responsible lending across 19 countries worldwide.

Tink tops the 2023 Juniper Research Competitor Leaderboard in open banking – read the independently evaluated report here.

The European Payments Council’s first SEPA Payment Account Access (SPAA) rulebook was published this week. Tink provides a summary and view on the latest developments.

Tink and NatWest have partnered up to launch a beta VRP programme in the UK to gather real use cases for merchants based on their needs.

Tink and Sambla partner up to offer better, more inclusive affordability analysis for all types of loan applicants.

Tink and Zervant have partnered up to enable open banking payments for invoicing for over 100,000 SMEs.

The global fintech platform Adyen is partnering with Tink to power its new pay-by-bank solution and offer instant bank payments to its customers. The partnership will help accelerate the global adoption of open banking powered payments.

SlimPay is partnering with Tink to offer seamless subscription payment experiences across Europe, powered by open banking. SlimPay merchants will be able to offer a secure, seamless way to set up a direct debit that lets users authenticate and make the initial payment through open banking.

We’re proud to announce a partnership with Billogram to further improve their customer experience by removing friction from their invoicing platform.

Tink is partnering with UK cryptocurrency exchange Solidi to bring instant payments settlements to crypto investors. Open banking-enabled account settlements are faster, safer, and more convenient than bank transfers.

The global financial super app Revolut has entered into a strategic partnership with Tink to offer its European customers seamless payment solutions powered by open banking.

Find out how PostNord Strålfors – the largest distributor of invoices in the Nordics – is transforming how invoices are paid. (Spoiler alert: it has to do with their new partnership with Tink.)

Tink partner NatWest was awarded the Celent Model Bank 2022 Award for its Digital Spending feature. We talked to partnership insiders to get their views on the collaboration, and what it takes to build a successful partnership.

An Post, Irish postal service provider, is partnering with Tink to give its customers the power to better manage their money. Using Tink’s open banking technology, An Post’s Money Manager app helps users improve their finances.

Youtility and Tink are teaming up to help retail banks in the UK offer subscription and money management tools – with savings and sustainability in mind. Here’s more about the partnership, and how it’s addressing important consumer needs.

NatWest enlisted the help of both Tink and Cogo to offer a carbon tracking feature for their climate-conscious customers. Here’s how it works – and why Tink and Cogo joined forces to bring other similar solutions to market.

Find out how eCollect is simplifying and digitising invoice payments – and how their new partnership with Tink will help ensure hassle-free cash management for their customers and a seamless experience for end users.

We are thrilled to announce Visa is acquiring Tink. This is the beginning of a new chapter in open banking, and we couldn’t be more excited about what this means for our employees, our customers and the future of financial services.

We’re partnering with German payments provider Novalnet to take real-time, open banking powered payments across Europe, starting with Germany and the UK, enabling merchants to receive transactions almost instantly.

Tink and Wealthify are partnering for open banking payments to transform how Wealthify investors transfer money into their accounts, providing a seamless, faster and more cost-effective payment experience.

Tink has acquired FinTecSystems – a leading German open banking tech provider, powering over 150 banks and fintechs. The acquisition will offer customers in the DACH region the most complete solution when partnering for open banking.

Tink and American Express are partnering to improve the onboarding process for prospective card members in Europe, by using open banking technology to instantly verify identity, income and account information.

Lydia is expanding its open banking partnership with Tink to Portugal, enabling its users to gather their accounts in one place, make contactless payments and online purchases, and transfer money to friends.

We’re teaming up with Tribe for open banking technology, enabling Tribe to combine issuer and acquirer services with Tink’s open banking payments – so Tribe’s customers can access both traditional and more innovative payment solutions.

Tink’s Warsaw engineering hub is booming, and we’re hiring 60 new engineers to more than double the hub in 2021 – to help lay the foundations that the future of Europe’s financial services will be built upon.

We hit a new milestone: over 10,000 developers on the Tink platform. That’s plenty of people using Tink technology to create innovative apps and products – here are just some examples.

Forrester has named Tink as a Leader in The Forrester New Wave™: Open Banking Intermediaries, Q1 2021 report, where our clients cited Tink’s ‘outstanding’ and ‘relentless’ focus on the customer – which we believe cements Tink’s position as Europe’s leading open banking platform.

BNL has added multi-banking to its mobile app, giving customers a 360-degree view of their finances in one place. The partnership will drive innovation for BNL, using Tink tech to take new services to its 2.5 million customers in Italy.

Co-led by new investor Eurazeo Growth and existing investor Dawn Capital, Tink has announced an €85 million investment round extension, to accelerate its growth plans and expand payment initiation across Europe.

Tink and Eurobits Technologies’ union is official. The acquisition is complete and Eurobits Technologies is becoming part of Tink. As a result, Tink’s new and existing customers can benefit from broader connectivity across Europe.

The life of a fledgling startup is rarely glamorous – but it is exhilarating. To celebrate entrepreneurship, we’ll share a few startup stories over the coming months – starting with Tink’s own, as described by an OG Tinker.

This goodbye is as bittersweet as any, but the time has come to officially announce that we are closing down Tink’s Swedish consumer-facing personal finance app. Here’s why, and what we will be focusing on instead.

The news is out. We’re teaming up with Lydia as its open banking technology partner across Europe, to streamline the app’s bank connectivity and create new services for millions of  customers.

We’re partnering with Enel X Financial Services to take digital money management to millions of its customers. Through engaging tools and personalised advice, its customers can make smarter financial decisions.

We’re teaming up with OpenWrks, a leading UK provider of open banking applications, in a deal that sees us acquire its aggregation platform – strengthening our connectivity and coverage significantly in a key market for Tink.

We’re ecstatic to announce Tink is teaming up with Instantor, a leading European provider of credit decision solutions. Built on open banking technology, Instantor’s products and services strengthen our market position across Europe.

Sopra Banking Software and Tink have joined forces to bring open banking solutions – account aggregation, data enrichment, payment initiation, and personal finance management technology – to a platform serving 1,500 financial institutions worldwide.

PayPal is making a second strategic investment in Tink, and together, their commercial agreement is extending across all countries in the EEA to continue the expansion of open banking technology.

Nordea is partnering with Tink to transform their mobile banking app, and improve how their customers manage their money using open banking technology.

Our new Regional Director for DACH has his sights set on making the financial actors in the region the stars of the open banking show - by helping them create the slick digital experiences people are beginning to expect.

Find out how Swedish company Kivra is providing a more user-friendly and friction-free payment solution – to simplify things for their customers, and their business.

We’re beyond excited to announce that Tink is joining forces with Eurobits Technologies. The acquisition of Eurobits Technologies is a big step for us in our continued expansion across Europe, and a complement to our organic growth strategy to enhance our platform, increase connectivity and expand our product offering.

BNP Paribas, the world’s eighth-largest bank, has selected Tink to be its preferred European partner for data aggregation and enrichment, payment initiation and personal finance management (PFM) technology – bringing our banking infrastructure and data services to the bank that serves 18 million customers in the region.   

Beatriz Gimenez has made a career out of digital disruption, and she’s now joined Tink’s expansion journey – heading up our new Madrid office. We interviewed her to get to know more about her unique experience, the Spanish market, her thoughts on the future of banking – and why she decided to bet on Tink.

Rafael Plantier, our new UK & Ireland Country Manager, arrives at Tink with a motto: open banking is good only once people get to enjoy the fruits of their data. To make this a reality, our London-based recruit wants to seize the open banking opportunity — and give innovators in the UK the right tools for building data-driven services.

Over a couple of intense days, we rubbed shoulders with Europe’s tech establishment at the Slush tech conference in Helsinki. We met other innovators, took on the stage for fireside chats – and kept our ears on the ground to hear what was abuzz in the fintech circles, and what other industry experts had to say. Here are our key takeaways. 

We’re hopping over the strait and expanding the Tink presence to our Nordic neighbours in Copenhagen.

As we open offices across Europe, Finland is one place that sticks out from the crowd. With a more optimistic view than most countries and a tech-forward culture, most players in the Finnish financial industry understand the importance of putting the customer’s needs first. And so we’re planting our pink Tink flag here in Helsinki.

When payment provider Mash wanted to upgrade its onboarding process and use data to give customers a better deal, they enlisted the help of account aggregation.

In our first UK partnership, we’re helping NatWest use open banking tech to transform its mobile banking app, and improve how customers manage their money.

With over 50 banks – some of which are the biggest in the world – France’s financial market has a wide reach in Europe and beyond. But the tech that enables businesses to launch new open banking services has largely been local. Until now. 

SDC and Tink have joined forces to give 120 Nordic banks access to account aggregation and payment initiation services, allowing its banks to make money management smarter and easier for 2.5 million customers.

When your mission is to create the infrastructure on which the whole of Europe can build open banking services, finding enough tech talent is a challenge. It’s why we opened our new tech hub in Warsaw, Poland to put extra fuel in the tank.

This is the last piece of our three-part Project Win UK series. In parts one and two, we lifted the lid on our challenge to go live in the UK, and showed how we integrated with the banks and built our categorisation model. This time, we show how all hands on deck meant we could go further and deliver more to complete our mission to go live in the UK – and “win” it.

Here comes the second piece of our three-part Project Win UK series. In part one, we showed how our engineers smashed expectations to launch Tink in the UK in four weeks. Now we dive deeper to walk you through the first two weeks of the project, showing how we built connections with the banks and trained our categorisation model – at lightning speed.

This is the first piece in a three-part Project Win UK series, where we take you behind the scenes and show you how we enter a new market, how we think about technology – and how we challenge ourselves to do it better, faster, stronger.

A year of sprinting and scaling has put 2018 in the books as Tink’s best year yet. We’re sharing our journey – proud of what we’ve achieved in three major areas, and excited for even bigger growth in 2019.