Onboarding

Simplify your onboarding by automatically filling in financial details

Improve the user experience

Instead of having to manually look up and type in their bank account numbers, your customers can just connect to their banks and have their details automatically filled in.

Increase conversion

By removing friction and providing a more seamless experience, you make it easier for customers to successfully step into your service – and have a positive first impression.

Reduce errors

Since the data is fetched directly from banks, you can be sure it’s accurate and valid. By automating the process, there’s no more risk of human error – or typos with manual entry.

Simpler onboarding step-by-step

How it works

Here’s how Tink can help simplify the onboarding journey for yours customers in a few simple steps.

  1. The customer consents to pulling the data from their banks (this can include ID information, account numbers, information on loans, mortgages and investments – among other things)

  2. They complete their bank’s authentication process

  3. The customer selects which of their accounts the details should be pulled from

  4. The raw data is enriched so the form fields are autofilled and presented to customers in an easy-to-read format 

  5. Customers can complete the process by confirming with one click.

Here’s how Tink can help simplify the onboarding journey for yours customers in a few simple steps.
The customer consents to pulling the data from their banks (this can include ID information, account numbers, information on loans, mortgages and investments – among other things)
They complete their bank’s authentication process
The customer selects which of their accounts the details should be pulled from
The raw data is enriched so the form fields are autofilled and presented to customers in an easy-to-read format 
Customers can complete the process by confirming with one click.

Use case provided by

Account aggregation

Get access to a broad range of account data and quality, real-time financial information from banks and financial institutions across Europe.

Data enrichment

Transform raw, unfiltered financial data into valuable information. We categorise transactions and provide insights so you can deliver better data-driven services.

Other use cases

Actionable insights

Increase sales and engagement by providing personalised actionable insights and advice in finance management or banking services based on financial data.

Direct debit setup

Increase conversion by making it easier for customers to set up direct debit payments. Tink lets you automatically fetch and fill in bank account information.

Enhanced credit scoring

Increase approval and payback rates with enhanced credit scoring. Get access to real-time financial data and insights on spending habits.

Funds transfer

Keep customers engaged in your environment. Use Tink’s funds transfer to let them transfer money between accounts straight from your app or website.

Goals & budgets

Add features like goals & budgets to increase engagement in your personal finance management app. With Tink, you can easily implement a range of PFM features.

Invoice settlement

Make it easier for customers to pay bills with Tink’s invoice settlement. Connect to their bank accounts and autofill the necessary invoice details.

Multi-banking

Let your customers see all their accounts – no matter the bank – in your own environment. Use multi-banking to let customers see their full financial picture.

KYC

We can streamline the KYC process both for your customers and your business by automatically fetching customers’ financial data straight from banks.

Proactive price comparison

Increase sales with price comparison. Get access to financial data to analyse customers’ expenses (with consent) and make personalised offers.

Statistics

Offer a better banking experience with easy-to-understand financial statistics. Give insights based on several data points using Tink’s machine-learning models.

Get started with Tink

Contact our team to learn more about what we can help you build – or create an account to get started right away.

Contact our team to learn more about our premium solutions or create a free account to get started right away.