Turn financial data and numbers into insights customers can actually understand – and act on – empowering them to take better control of their financial lives.

Identify spending patterns

As well as providing value for your customers, statistics can help you personalise your offering with insights on spending habits and brand preferences.

Become indispensable to customers

Since Tink’s categorisation learns from individual preferences, the statistics become more relevant with time, deepening customers’ ties with your service.

Statistics that improve over time

Tink’s machine-learning models are constantly evolving based on customer preferences. Here are examples of insights you can provide using Tink’s statistics:

Automatic sorting of monthly expenses by category
Expenses over time
Breakdown of expenses per category
Real-time ‘left to spend’ insights based on expenses after monthly income
Projections for the future based on current spending habits

Offer a better banking experience with easy-to-understand financial statistics. Give insights based on several data points using Tink’s machine-learning models.

Other use cases

Actionable insights

Increase sales and engagement by providing personalised actionable insights and advice in finance management or banking services based on financial data.

Direct debit setup

Increase conversion by making it easier for customers to set up direct debit payments. Tink lets you automatically fetch and fill in bank account information.

Enhanced credit scoring

Increase approval and payback rates with enhanced credit scoring. Get access to real-time financial data and insights on spending habits.

Funds transfer

Keep customers engaged in your environment. Use Tink’s funds transfer to let them transfer money between accounts straight from your app or website.

Invoice settlement

Make it easier for customers to pay bills with Tink’s invoice settlement. Connect to their bank accounts and autofill the necessary invoice details.

Multi-banking

Let your customers see all their accounts – no matter the bank – in your own environment. Use multi-banking to let customers see their full financial picture.

KYC

We can streamline the KYC process both for your customers and your business by automatically fetching customers’ financial data straight from banks.

Autofill onboarding

Simplify onboarding and increase conversion – Tink’s aggregation technology lets you fetch and automatically fill in financial details for your customers.

Proactive price comparison

Increase sales with price comparison. Get access to financial data to analyse customers’ expenses (with consent) and make personalised offers.

Statistics

Offer a better banking experience with easy-to-understand financial statistics. Give insights based on several data points using Tink’s machine-learning models.