Tink platform
One PSD2 compliant platform, endless opportunities.
What will you build with Tink?
Tink use cases
Use cases for each stage of your customer journey, built on Tink's open banking platform.
Onboarding
Simplify your onboarding
Simplify the process
Increase approval & payback rates
Limit risk and increase revenue
Verify correct bank accounts
Developers
Get the tools, resources, and guides you need to build great open banking experiences.
About us
Learn more about the minds behind Tink.
Analyse customers’ expenses to offer them better deals
Identify opportunities
Let customers share their financial data to identify better services and opportunities. Tink gives you the insights to understand their expenses and proactively offer a better deal.
Give relevant, personalised offers
Analyse customers’ transactions (with their consent) to understand what products or services they use – and how much they pay – so you can offer relevant, competitive deals.
Make your offers actionable
As a final step, you can make your offer immediately actionable with Tink’s payment initiation, which lets customers start transfers straight from your app or website.
How it works
Here’s how you can give customers personalised – and actionable – offers using Tink.
The customer consents to sharing their data so you help them find better deals
- In the background, Tink analyses the data to help you identify opportunities based on the transaction historyCustomers get personalised recommendations to help improve their finances – be it saving money or maximising their investments
As an additional step, you can use payment initiation to let customers take up on your offer right away – straight from your app or websit
Use case provided by
Account aggregation
Get access to a broad range of account data and quality, real-time financial information from banks and financial institutions across Europe.
Data enrichment
Transform raw, unfiltered financial data into valuable information. We categorise transactions and provide insights so you can deliver better data-driven services.
Other use cases
Direct debit setup
Increase conversion by making it easier for customers to set up direct debit payments. Tink lets you automatically fetch and fill in bank account information.
Enhanced credit scoring
Increase approval and payback rates with enhanced credit scoring. Get access to real-time financial data and insights on spending habits.
Funds transfer
Keep customers engaged in your environment. Use Tink’s funds transfer to let them transfer money between accounts straight from your app or website.
Invoice settlement
Make it easier for customers to pay bills with Tink’s invoice settlement. Connect to their bank accounts and autofill the necessary invoice details.
Autofill onboarding
Simplify onboarding and increase conversion – Tink’s aggregation technology lets you fetch and automatically fill in financial details for your customers.
KYC
We can streamline the KYC process both for your customers and your business by automatically fetching customers’ financial data straight from banks.
Get started with Tink
Contact our team to learn more about what we can help you build – or create an account to get started right away.
