One PSD2 compliant platform, endless opportunities.
What will you build with Tink?
Solutions for each stage of your customer journey, built on Tink's open banking platform.
Simplify your onboarding
Simplify the process
Increase approval & payback rates
Own the complete experience
Sales through personalisation
Engagement through goals
Be indispensable to your customers
Learn more about the minds behind Tink.
Enhanced credit scoring
Use account aggregation to access data from a broad range of accounts and understand customers’ real-time finances, instead of having to rely on outdated financial records.
Feed your risk models with additional insights. Tink enriches the data to recognise patterns and spending behaviours so you can make more accurate credit decisions.
By basing your offers on up-to-date, richer financial data, you optimise acceptance rates and reduce costs – a fair offer for your customers means less risk for your business.
Enhanced credit scoring step-by-step
The customer consents to sharing the data in their various accounts (including checking accounts, loans, credit cards, mortgages, investments – among others)
The data is retrieved once customers complete their banks’ authentication process
- In the background, Tink analyses the data to recognise patterns in the transaction history
- The data and insights gathered by Tink are fed into your own credit scoring models, which will provide the results
Customers get a quick result, with a solid offer that they can easily take up on