Traditional methods for assessing affordability, such as national averages and credit reports, can give a limited view when trying to gain a full understanding of creditworthiness since they are backwards-looking with narrow data points. At the same time, consumers are increasingly challenged to make ends meet.
This is why we're setting out the importance of using enriched data for affordability assessments, delving into the key components of how much individuals earn and spend, and highlighting imminent regulatory changes.
Download the white paper below and you will learn about:
Assessing earnings correctly
Understanding spending habits
Getting to grips with new regulations
2025-10-07
7 min read
As instant payments roll out across Europe, merchants still face challenges with reliability and settlement. Our Smart Routing and Risk Signals products provide a reliability layer for Pay by Bank, optimising payment routes and blocking likely-to-fail transactions.
Read more
2025-02-06
6 min read
Discover how the latest feature of our verification products, User Match, is improving security by verifying users' names when adding bank accounts, reducing fraud and enhancing account protection.
Read more
2025-01-15
1 min read
Download our new account verification guide to learn how to streamline your operations, reduce risk, and enhance customer experience with the help of open banking-powered solutions.
Read more
Contact our team to learn more about what we can help you build – or create an account to get started right away.