
Open banking has yielded widespread adoption, but the opportunity goes beyond this:
Premium APIs are facilitating a widespread shift from open banking to open data economies.
Financial products previously limited to just bank-owned channels can be integrated into third-parties.
So, what does this mean for banks? They can tap into this space and unlock significant value and commercialisation opportunities.
Find out how in this VCA white paper, which Tink contributed to.
Click here to view an infographic showcasing some of the findings, and access the full white paper at this link.

2025-11-20
3 min read
In partnership with Visa, Kroo Bank, and Utilita, we’ve just helped demonstrate the UK’s first commercial variable recurring payment (cVRP) using the Visa A2A solution – and it’s a big step forward for how people make regular payments.
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2025-06-09
11 min read
Thomas Gmelch argues that "Pay by Bank" should be adopted as a standard term for open banking-powered account-to-account payments to reduce confusion, build trust, and boost adoption across the industry.
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2025-06-02
3 min read
Visa A2A brings an enhanced framework to Pay by Bank and variable recurring payments (VRP) in the UK, and Tink is excited to be one of the first members of this new solution.
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