Video: Francois Tornier on his time at Tink & Visa, and the future of A2A payments

The latest findings from our peak season survey suggest that younger generations are reshaping the luxury market by prioritising quality, sustainability, and secure payment experiences. With cost-of-living pressures, these discerning shoppers demand more than just premium products, pushing high-end merchants to upgrade their payment systems to stay competitive.

New research from Tink shows that, this festive season, quality is trumping quantity as many cost and climate-conscious consumers choose to invest in higher-quality goods, even if that means purchasing fewer items overall.

As consumers choose lenders and financial services for hyper-personalised, intuitive and convenient UX, Northmill partners with Tink for an optimal customer experience – and boosts its loan book performance to boot.