Why market leaders are choosing Tink

Scaling that goes up to the billions

More than having the broadest, most reliable connections across Europe, the Tink platform has the scale to suit big international customers. We handle over 1bn monthly API calls with 99.9%+ uptime.

Proven solutions, loved by millions

Our tech is behind some of the most successful and appreciated financial services brought to millions of consumers by industry leaders like PayPal, Lydia and EnelX, among others. 

One platform, endless possibilities

We offer a range of products that can help businesses achieve a series of different goals. From streamlining onboarding, attracting new users with award-winning apps – to processing millions in payments.

For industry leaders

“Enabling people living in Ireland to replace financial worry with financial confidence is a key goal for An Post Money. We are thrilled to have partnered with Tink to enable not only An Post Money customers but everyone living in Ireland to have the ability  to manage their money better, stay in control of their expenses and start building financial confidence.”

Bruce Richardson

Senior Manager Change at An Post

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“Our aim is to always innovate to meet consumer needs by providing a breadth of convenient, fast, and secure payment options. Partnering with Tink for open banking is the latest way we have evolved our technology to deliver on this goal.”

Edgar Verschuur

Head of Global Acquiring at Adyen

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Tink offers an incredible amount of out-of-the-box products with basically unlimited possibilities for customisations and new innovations. The overall quality and uptime of their services has been great and we have had no issues at all, even with the enormous amount of new customers we’ve acquired in a short amount of time.

Andreas Norberg

Head of Innovation at Rocker

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“At Tradera, we always aim to make the user experience as simple and friction-free as possible for our customers. For that reason, our partnership with Tink was a perfect fit for us.”

Stefan Öberg

CEO at Tradera

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“Partnering with Tink was an important step in our ambition to improve the user experience, leveraging PSD2 to develop a simpler payment solution. Using Tink as a provider for our new payment service became a natural choice as we explored the market.”

Vesna Lindkvist

CTO at Kivra

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“Responsible lending is all about granting the correct credit to the private individual that has the means to service the loan without compromising on other expenses. Tools such as those Tink provides for Bank Norwegian is an enabler of data that supports our philosophy as a provider of a pure digital customer journey.”

Peer Timo Andersen-Ulven

CRO at Bank Norwegian

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“Tink's open banking payment system is the obvious choice for our customers – it takes our already instant onboarding experience and adds easy, frictionless payments – enabling anyone to invest in their first crypto in less than two minutes.”

Jamie McNaught

CEO and co-founder at Solidi

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“With Tink we have provided our customers with a much smoother way to prove their income and their creditworthiness, which has helped us reduce our application processing time down to less than 10 mins. It has helped us increase our automated funnel which in turn increased approval rates, faster time to money, and reduced risk of fraud and uncompleted applications - all real difference makers for our growth.”

David Öhlund

CEO at GF Money

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“We’re very pleased to partner with Tink, the leading player in account-to-account payments. Today we handle hundreds of millions of invoices annually for customers in the Nordics. Open banking lets us expand our offering to now also include simple, compliant, and user-friendly payment solutions integrated in our existing channels.”

Mattias Norén

Head of Strategy at PostNord Strålfors

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“Tink was the obvious choice as a scalable and reliable partner to help make our product experience as simple and as user-friendly as possible.”

Tim Öhman Cirillo

COO at Billogram

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“With Tink, it was very easy and smooth to get started. We understood perfectly when we read the documentation and the technical sections the first time and that was a big reason for us to choose Tink. The integration was very seamless and easy.”

Nanna Stranne

CEO and founder, Sigmastocks

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“By teaming up with Tink, we aim to give Lydia’s users the best possible experience and allow them to easily manage their financial daily lives within our app.”

Cyril Chiche

co-founder and CEO of Lydia

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“Working together with Tink means we can provide contextual money-saving insights and deliver a personalised, fast and accurate customer experience.”

John Natalizia

Cofounder and CEO at Snoop

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“We are delighted to bring Tink’s solutions to Revolut. Our partnership with Tink will enable Revolut to expand our open banking services across new markets in a fast and sustainable way.”

Ivan Chalov

Head of Retail at Revolut

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“Open banking lets us deliver seamless payment experiences that are quicker and more competitive than traditional card payments. The customer response has been brilliant, and our partnership with Tink means we can maintain our market-leading low fees.”

Simon Holland

Chief Product Officer at Wealthify

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Powering use cases across industries

Banking
Lending
Payments

Banking

Attract new customers and increase efficiency

Up the digital banking experience and increase operational efficiency with high-quality financial data. Open banking helps banks deliver sleek solutions to attract and engage customers while reducing risk.

An Post banking customer case

Attract new customers and increase efficiency

Up the digital banking experience and increase operational efficiency with high-quality financial data. Open banking helps banks deliver sleek solutions to attract and engage customers while reducing risk.

An Post banking customer case

Lending

Make faster and more accurate credit decisions

Tink connects lenders to consumers’ bank data to make real-time assessments based on consumers’ financial behaviour. More accurate data in risk assessments helps lenders accept more – at less risk.

GF money

Payments

Build simpler, faster, and more efficient payment flows

Tink brings together everything you need to create low-cost, high-performing payment journeys with open banking. Companies like Lydia and Kivra use Tink to manage payments, onboard customers, and more.

Kivra app

The Tink offering

Payments

Increase engagement and conversion by giving your customers a fully embedded payments experience – at a fraction of the cost.

Variable Recurring Payments

Smarter, faster recurring payments. VRPs are the new way to enable frictionless, real-time open banking payments.

Payouts

Increase customer loyalty with instant refunds and withdrawals.

Risk Signals

Increase settlement rates, prevent fraud, and unlock faster payments with risk tools built for account-to-account payments.

Account Check

Confirm account ownership with real-time data straight from a user’s bank account, creating a quick and simple payment setup process.

Business Account Check

Instantly verify business account ownership with data straight from banks for quick and easy merchant onboarding, payouts or direct debit setup.

Transactions

Get real-time transaction data - straight from banks, and delivered in a standardised format.

Business Transactions

Get real-time transaction data from business accounts – straight from banks, and delivered in a standardised format.

Investments

Confirm account ownership with real-time data straight from a user’s investment bank account, creating a quick and seamless onboarding process

Loans

Confirm loan account ownership with real-time data straight from a user’s loan account, creating a quick and seamless process

Balance Check

Maximise payment success with instant balance checks.

Income Check

Optimise credit decisions and understand your customers’ true financial capacity by instantly verifying income using real-time data.

Expense Check

Determine spending patterns and how much is recurring on a monthly basis.

Risk Insights

Start assessing creditworthiness with real time, up-to-date and verified data giving unique insights into spending behaviours.

Money Manager

Build smart, intuitive personal finance management applications that give your customers tools and personalised insights to better manage their money.

Data Enrichment

Enrich consumer data to bring more value with innovative features.

What you get with Tink’s tech

Plug-and-play technology through one API

Tap into our technology – on a single cloud-based platform – through one API integration.

No PSD2 license required

Using our ready-made authentication flows lets you operate under our PSD2 license.

Breadth and quality of data

We aggregate both PSD2 and non-PSD2 data through reliable connections to European banks and financial institutions.

Loved by developers

Our SDKs make it fast and easy to build great products using our connectivity and data services.

Security you can trust

We’re an ISO 27001-certified company, and all customer data is encrypted in transit and at rest.

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