Payment initiation

Integrated, low-cost payment solution

Increase retention and optimise digital sales by allowing your customers to safely initiate payments and transfers from their accounts – straight from your app or website.

Integrated payments

Let customers initiate payments or transfer money between accounts from wherever they are – without leaving your service.

Optimise conversion

Make it easier for customers to complete payments by improving their experience and keeping them engaged in your environment.

Reduce costs

Give customers a simple payment option - at a fraction of the cost of invoicing or card payments.

Built using Tink’s payment initiation

Here’s how payment initiation is being used by one of our customers – and other examples of how this technology can be used: 

Kivra
Invoice settlement
Funds transfer

Easier invoice payments

Sweden’s digital mailbox, Kivra handles over 2.5 million invoices every month. In order to settle their bills, customers would have to authorise the payment through Kivra, who would then send the money to the recipient.

To save time, money, and headaches, Kivra partnered with Tink to streamline this process. With the new solution, customers will be able to connect straight to their banks and easily settle invoices with just a few clicks. 

No hassle, and invoices get paid faster, making a win for customers, merchants and Kivra.

Kivra app

Payments with Tink Link

Tink Link is our front-end SDK for end-user authentication and payment initiation. Using Tink Link for payments provides you with a ready-made payment flow, from any and all banks in selected markets, with a single line of code.

Tink Link is our front-end SDK for end-user authentication and payment initiation. Using Tink Link for payments provides you with a ready-made payment flow, from any and all banks in selected markets, with a single line of code.

Fast and flexible integration

We reduce complexity by offering one API that supports all banks and markets – regardless of how each bank handles payments and authentication. 

Benefits of using Tink’s payment initiation:

  • Simple to build with a single API and front-end SDK

  • Regulation ready & FSA compliant

  • Support for domestic, SEPA and international transfers (where provided by bank APIs)

  • Powerful add-on to personal finance management

  • Test credentials with demo providers

  • Authentication flow can be embedded within iFrame

Our other products

Data enrichment

Transform raw, unfiltered financial data into valuable information. We categorise transactions and provide insights so you can deliver better data-driven services.

Account aggregation

Get access to a broad range of account data and quality, real-time financial information from banks and financial institutions across Europe.

Personal finance management

Build smart, intuitive PFM applications that give your customers tools and personalised insights to better manage their finances.

Account check

Confirm account ownership with real-time data straight from a user’s bank account, creating a quick and easy onboarding and payment setup process.

Get started with Tink

Contact our team to learn more about what we can help you build – or create an account to get started right away.

Contact our team to learn more about our premium solutions or create a free account to get started right away.