Payments

Boost conversion, fight fraud, and reduce costs with instant payments that settle in real time – powered by open banking.

Instant payments

Offer fast, secure payments in app or service, letting customers top up an account, make a purchase or move money in seconds.

Real-time payouts and refunds

Delight customers by enabling instant refunds, withdrawals and payouts that settle in seconds. Automatically or on an ad-hoc basis.

Cut unnecessary costs

Open banking lets you retain more revenue and save time with reduced fees, lower fraud, zero chargebacks, and simpler operations.

How Kivra uses open banking payments

Handling over 3 million invoices every month, Kivra uses Tink to let its users pay with their bank account in just a few taps.

1
Select payment date
2
Select a bank
3
Select source account
4
Execute payment
Request
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 { "amount": 7546, "currency": "SEK", "destinations": [ { "accountNumber": "528-48432", "type": "se-bg" } ], "executionDate": “2020-06-08”, "market": "SE", "recipientName": "Building society Vasagatan", "remittanceInformation": { "type": "OCR", "value": "1455297802" }, "sourceMessage": "Rent" }
Payment Initiation step 1
Kivra

"Partnering with Tink was an important step in our ambition to continually improve the product experience for our 5 million users."

Anna Bäck, Kivra CEO

Kivra

"Partnering with Tink was an important step in our ambition to continually improve the product experience for our 5 million users."

Anna Bäck, Kivra CEO

Why Tink

4M+

payments per month

< 45 secs

payment duration

80%+

lower fees vs cards

99.9%

uptime

Meet the Tink platform

An ever-expanding suite of tools, SDKs, resources and guides developers use to build great products.

Tink API

One integration connects you to

3,400+

banks and financial institutions

18

countries across Europe

Tink API

Tink Console

Your portal to the Tink platform

‘Best Developer Dashboard’

DevPortal awarded Tink as ‘Best Developer Dashboard’ for providing a great developer experience. 

Setup and configuration

Configure, customise, manage, and deploy access to the financial data powering your apps.

Usage reports

Get real-time usage and performance reports without the need for a third-party solution.

Team roles

Give the right level of access to team members within your organisation.

What does connecting to banks really mean?

Documentation

Easy-to-follow guides, API reference and sample projects

Payment Initiation doc 1
Introduction to Payments

Tink’s Payments product lets end-users safely authenticate and initiate payments and transfers from their bank account.

Payment Initiation doc 2
Payment flow overview

Learn about the different ways you can configure and customise your payments flow.

Payment Initiation doc 3
Payment Initiation flow overview

Learn about the different ways you can configure and customise your Payment Initiation flow.

Market coverage

Click a country to explore its connection capabilities:

When will my country be covered?
We’re always looking to improve and expand our services. If you’d like to use this product outside of our current coverage please contact us.

Get started with Tink

Contact our team to learn more about what we can help you build – or create an account to get started right away.

Contact our team to learn more about our premium solutions or create a free account to get started right away.