Increase retention and optimise digital sales by allowing your customers to safely initiate payments and transfers from their accounts – straight from your app or website.

Integrated payments

Let customers initiate payments or transfer money between accounts from wherever they are – without leaving your service.

Optimise conversion

Make it easier for customers to complete payments by improving their experience and keeping them engaged in your environment.

Reduce costs

Give customers a simple payment option - at a fraction of the cost of invoicing or card payments.

Built using Tink’s payment initiation

Here’s how payment initiation is being used by one of our customers – and other examples of how this technology can be used:

Lunar

Invoice settlement

Funds transfer

Seamless account transfers

Danish neobank Lunar wanted to expand the capabilities of their digital banking app to let customers not just see all their accounts in one place, but also transfer money between any of these accounts – straight from their app.

Through Lunar, users can initiate payments from any of their different banks’ accounts in a single place. This keeps customers engaged in the Lunar app, and provides a smooth, one-stop banking user experience.

Danish neobank Lunar wanted to expand the capabilities of their digital banking app. They collaborated with Tink to incorporate payment initiation, and users can now start payments from any of their different banks’ accounts – straight through the Lunar app.

Payments with Tink Link

Tink Link is our front-end SDK for end-user authentication and payment initiation. Using Tink Link for payments provides you with a ready-made payment flow, from any and all banks in selected markets, with a single line of code.

Try our demo

Fast and flexible integration

We reduce complexity by offering one API that supports all banks and markets – regardless of how each bank handles payments and authentication.

Show full market coverage

Benefits of using Tink’s payment initiation:

Simple to build with a single API and front-end SDK
Regulation ready & FSA compliant
Support for domestic, SEPA and international transfers (where provided by bank APIs)
Powerful add-on to personal finance management
Test credentials with demo providers
Authentication flow can be embedded within iFrame

Our other products

Data enrichment

Transform raw, unfiltered financial data into valuable information. We categorise transactions and provide insights so you can deliver better data-driven services.