Payments
Boost conversion, fight fraud, and reduce costs with instant payments that settle in real time – powered by open banking.
Instant payments
Offer fast, secure payments in app or service, letting customers top up an account, make a purchase or move money in seconds.
Real-time payouts and refunds
Delight customers by enabling instant refunds, withdrawals and payouts that settle in seconds. Automatically or on an ad-hoc basis.
Cut unnecessary costs
Open banking lets you retain more revenue and save time with reduced fees, lower fraud, zero chargebacks, and simpler operations.
How Kivra uses open banking payments
Handling over 3 million invoices every month, Kivra uses Tink to let its users pay with their bank account in just a few taps.
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{
"amount": 7546,
"currency": "SEK",
"destinations": [
{
"accountNumber": "528-48432",
"type": "se-bg"
}
],
"executionDate": “2020-06-08”,
"market": "SE",
"recipientName": "Building society Vasagatan",
"remittanceInformation": {
"type": "OCR",
"value": "1455297802"
},
"sourceMessage": "Rent"
}
Anna Bäck, Kivra CEO"Partnering with Tink was an important step in our ambition to continually improve the product experience for our 5 million users."
Anna Bäck, Kivra CEO"Partnering with Tink was an important step in our ambition to continually improve the product experience for our 5 million users."
Why Tink
4M+
payments per month
< 45 secs
payment duration
80%+
lower fees vs cards
99.9%
uptime
Meet the Tink platform
An ever-expanding suite of tools, SDKs, resources and guides developers use to build great products.
Tink API
One integration connects you to
3,400+
banks and financial institutions
18
countries across Europe
Tink Link SDK
Fully-managed end-user authentication
Authenticate millions of end-users across Europe through a link
All translations, local nuances and compliance taken care of
Customisable colours and fonts to match your brand guidelines
Flows are constantly improved based on data and testing
Tink Link SDK
Fully-managed end-user authentication
Authenticate millions of end-users across Europe through a link
All translations, local nuances and compliance taken care of
Customisable colours and fonts to match your brand guidelines
Flows are constantly improved based on data and testing
Tink Console - your open banking control panel
Easily tap into the world of open banking with the Tink Console – an intuitive developer interface that lets you access financial data and configure, customise, and manage your applications.
‘Best Developer Dashboard’
DevPortal awarded Tink as ‘Best Developer Dashboard’ for providing a great developer experience.
Setup and configuration
Configure, customise, manage, and deploy access to the financial data powering your apps.
Usage reports
Get real-time usage and performance reports without the need for a third-party solution.
Team roles
Give the right level of access to team members within your organisation.
Explore the full range of products through Tink Console, using test bank data for the complete testing experience. Dive into guides, resources and sample projects below to help you get up and running with your account.
Documentation
Easy-to-follow guides, API reference and sample projects
Introduction to Payments
Tink’s Payments product lets end-users safely authenticate and initiate payments and transfers from their bank account.
Payment flow overview
Learn about the different ways you can configure and customise your payments flow.
Payment Initiation flow overview
Learn about the different ways you can configure and customise your Payment Initiation flow.
Market coverage
Click a country to explore its connection capabilities:
When will my country be covered?
We’re always looking to improve and expand our services. If you’d like to use this product outside of our current coverage please contact us.
Get started with Tink
Contact our team to learn more about what we can help you build – or create an account to get started right away.
