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Pay by Bank

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How Kivra is using Payments

Kivra is one of Europe’s leading consumer apps for bills and invoices and uses Tink to process 4 million payments per month, all in-app and powered by open banking.

Discover the full story

How Kivra is using Payments

Kivra is one of Europe’s leading consumer apps for bills and invoices and uses Tink to process 4 million payments per month, all in-app and powered by open banking.

Discover the full story

How Kivra is using Payments

Kivra is one of Europe’s leading consumer apps for bills and invoices and uses Tink to process 4 million payments per month, all in-app and powered by open banking.

Discover the full story

How can Payments help you?

Billing and invoicing

Upgrade the customer experience and minimise collection failures with efficient, flexible billing cycles and instant settlement.

Ecommerce

Offer the ultimate checkout experience with Pay by Bank – instant payments and refunds, fraud and chargebacks kept to a minimum.

Finance and investing

Stand out from the competition by cutting wait times down from days to seconds, ensuring a faster, better investor experience.

iGaming

Level up the player experience with faster onboarding, instant deposits, and real-time cash-outs on demand.

Why Tink?

< 40 seconds

average end-to-end payment journey, platform-wide

80-90%

average payment completion rate on the Tink platform

up to 80%

reduction in payment-related costs by using open banking

For industry leaders

“Our aim is to always innovate to meet consumer needs by providing a breadth of convenient, fast, and secure payment options. Partnering with Tink for open banking is the latest way we have evolved our technology to deliver on this goal.”

Edgar Verschuur

Head of Global Acquiring at Adyen

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“By teaming up with Tink, we aim to give Lydia’s users the best possible experience and allow them to easily manage their financial daily lives within our app.”

Cyril Chiche

co-founder and CEO of Lydia

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“We’re very pleased to partner with Tink, the leading player in account-to-account payments. Today we handle hundreds of millions of invoices annually for customers in the Nordics. Open banking lets us expand our offering to now also include simple, compliant, and user-friendly payment solutions integrated in our existing channels.”

Mattias Norén

Head of Strategy at PostNord Strålfors

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Meet the Tink platform

An ever-expanding suite of tools, SDKs, resources and guides developers use to build great products.

Tink API

One integration connects you to

6,000+

Connections to all major banks across Europe

18

countries across Europe

Tink API

Tink Console - your open banking control panel

Easily tap into the world of open banking with the Tink Console – an intuitive developer interface that lets you access financial data and configure, customise, and manage your applications.

‘Best Developer Dashboard’

DevPortal awarded Tink as ‘Best Developer Dashboard’ for providing a great developer experience. 

Setup and configuration

Configure, customise, manage, and deploy access to the financial data powering your apps.

Usage reports

Get real-time usage and performance reports without the need for a third-party solution.

Team roles

Give the right level of access to team members within your organisation.

What does connecting to banks really mean?




Explore the full range of products through Tink Console, using test bank data for the complete testing experience. Dive into guides, resources and sample projects below to help you get up and running with your account.

Documentation

Easy-to-follow guides, API reference and sample projects

Payment Initiation doc 1
Introduction to Payments

Tink’s Payments product lets end-users safely authenticate and initiate payments and transfers from their bank account.

Payment Initiation doc 2
Payment flow overview

Learn about the different ways you can configure and customise your payments flow.

Payment Initiation doc 3
Payment Initiation flow overview

Learn about the different ways you can configure and customise your Payment Initiation flow.

Market coverage

Click a country to explore its connection capabilities:

When will my country be covered?
We’re always looking to improve and expand our services. If you’d like to use this product outside of our current coverage please contact us.

Get started with Tink

Contact our team to learn more about what we can help you build – or create an account to get started right away.

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