Payment initiation

Integrated, low-cost payment solution

Increase retention and optimise digital sales by allowing your customers to safely initiate payments and transfers from their accounts – straight from your app or website.

Integrated payments

Let customers initiate payments or transfer money between accounts from wherever they are – without leaving your service.

Optimise conversion

Make it easier for customers to complete payments by improving their experience and keeping them engaged in your environment.

Reduce costs

Give customers a simple payment option - at a fraction of the cost of invoicing or card payments.

Built using Tink’s payment initiation

Here’s how payment initiation is being used by one of our customers – and other examples of how this technology can be used: 

Lunar
Invoice settlement
Funds transfer

Seamless account transfers

Danish neobank Lunar wanted to expand the capabilities of their digital banking app to let customers not just see all their accounts in one place, but also transfer money between any of these accounts – straight from their app.

Through Lunar, users can initiate payments from any of their different banks’ accounts in a single place. This keeps customers engaged in the Lunar app, and provides a smooth, one-stop banking user experience.

Danish neobank Lunar wanted to expand the capabilities of their digital banking app. They collaborated with Tink to incorporate payment initiation, and users can now start payments from any of their different banks’ accounts – straight through the Lunar app.

Payments with Tink Link

Tink Link is our front-end SDK for end-user authentication and payment initiation. Using Tink Link for payments provides you with a ready-made payment flow, from any and all banks in selected markets, with a single line of code.

Tink Link is our front-end SDK for end-user authentication and payment initiation. Using Tink Link for payments provides you with a ready-made payment flow, from any and all banks in selected markets, with a single line of code.

Fast and flexible integration

We reduce complexity by offering one API that supports all banks and markets – regardless of how each bank handles payments and authentication. 

Benefits of using Tink’s payment initiation:

  • Simple to build with a single API and front-end SDK

  • Regulation ready & FSA compliant

  • Support for domestic, SEPA and international transfers (where provided by bank APIs)

  • Powerful add-on to personal finance management

  • Test credentials with demo providers

  • Authentication flow can be embedded within iFrame

Our other products

Data enrichment

Transform raw, unfiltered financial data into valuable information. We categorise transactions and provide insights so you can deliver better data-driven services.

Account aggregation

Get access to a broad range of account data and quality, real-time financial information from banks and financial institutions across Europe.

Personal finance management

Build smart, intuitive PFM applications that give your customers tools and personalised insights to better manage their finances.

Get started with Tink

Contact our team to learn more about our premium solutions or create a free account to get started right away.

Contact our team to learn more about our premium solutions or create a free account to get started right away.