Payment Initiation
Create seamless digital journeys with low-cost bank payments and prebuilt, customisable flows designed to maximise conversion.
Keep users engaged
Add a fully embedded payments experience that lets your users authenticate and pay without leaving your service.
Optimise conversion
Our flows are designed to improve conversion and are continuously tested with thousands of banks across Europe.
Minimise costs
Use open banking to accept payments at a lower cost versus cards, invoices, and alternative payment methods.
How Kivra is using Payment Initiation
Handling over 3 million invoices every month, Kivra uses Tink to let its users pay with their bank account in just a few taps.
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{
"amount": 7546,
"currency": "SEK",
"destinations": [
{
"accountNumber": "528-48432",
"type": "se-bg"
}
],
"executionDate": “2020-06-08”,
"market": "SE",
"recipientName": "Building society Vasagatan",
"remittanceInformation": {
"type": "OCR",
"value": "1455297802"
},
"sourceMessage": "Rent"
}
Anna Bäck, Kivra CEO"Partnering with Tink was an important step in our ambition to continually improve the product experience for our 4 million users."
Anna Bäck, Kivra CEO"Partnering with Tink was an important step in our ambition to continually improve the product experience for our 4 million users."
Why Tink
3M+
payments per month
< 45 secs
payment duration
80%+
lower fees vs cards
99.9%
uptime
Meet the Tink platform
An ever-expanding suite of tools, SDKs, resources and guides developers use to build great products.
Tink API
One integration connects you to
3,400+
banks and financial institutions
18
countries across Europe
Tink Link SDK
Fully-managed end-user authentication
Authenticate millions of end-users across Europe through a link
All translations, local nuances and compliance taken care of
Customisable colours and fonts to match your brand guidelines
Flows are constantly improved based on data and testing
Tink Link SDK
Fully-managed end-user authentication
Authenticate millions of end-users across Europe through a link
All translations, local nuances and compliance taken care of
Customisable colours and fonts to match your brand guidelines
Flows are constantly improved based on data and testing
Tink Console
Your portal to the Tink platform
‘Best Developer Dashboard’
DevPortal awarded Tink as ‘Best Developer Dashboard’ for providing a great developer experience.
Setup and configuration
Configure, customise, manage, and deploy access to the financial data powering your apps.
Usage reports
Get real-time usage and performance reports without the need for a third-party solution.
Team roles
Give the right level of access to team members within your organisation.
Documentation
Easy-to-follow guides, API reference and sample projects
Introduction to Payment Initiation
Tink’s Payment Initiation product lets end-users safely authenticate and initiate payments and transfers from their bank account.
Initiate your first payment
This article will show you how to use Tink Link to initiate a payment in your browser.
Payment Initiation flow overview
Learn about the different ways you can configure and customise your Payment Initiation flow.
Market coverage
Click a country to explore its connection capabilities:
When will my country be covered?
We’re always looking to improve and expand our services. If you’d like to use this product outside of our current coverage please contact us.
Get started with Tink
Contact our team to learn more about what we can help you build – or create an account to get started right away.
