Unlock fast, seamless invoice payments
Increase conversion and simplify operations with low-cost, digital-first payments.
Some industries we serve:
Billing and invoicing platforms
Lending and credit management
Telecom
Utilities
Make paying an invoice painless with fast, embedded payments
Let customers pay directly from their bank account in real-time, in just a few taps, and authenticate via fingerprint or Face ID: no manual entry, no clunky redirects. Our flows are optimised for mobile and desktop and customisable to your brand.
‘We’re very pleased to partner with Tink, the leading player in open banking and A2A payments. Today we handle hundreds of millions of invoices annually for our Nordic customers. With open banking, we can now also offer our customers a simple, compliant, and user-friendly payment solution that’s integrated with our existing channels.’ – Mattias Norén, Head of Strategy and Business Development, PostNord Strålfors.
Learn about our partnership
Make paying an invoice painless with fast, embedded payments
Let customers pay directly from their bank account in real-time, in just a few taps, and authenticate via fingerprint or Face ID: no manual entry, no clunky redirects. Our flows are optimised for mobile and desktop and customisable to your brand.
‘We’re very pleased to partner with Tink, the leading player in open banking and A2A payments. Today we handle hundreds of millions of invoices annually for our Nordic customers. With open banking, we can now also offer our customers a simple, compliant, and user-friendly payment solution that’s integrated with our existing channels.’ – Mattias Norén, Head of Strategy and Business Development, PostNord Strålfors.
Learn about our partnership
Protect your revenue
Open banking means no intermediaries, reduced fraud, and no unnecessary fees. Tink customers save up to 80% on payment-related costs versus other online payment methods.
No interchange fees
Reduced fraud, zero chargebacks
Fixed fee per transaction
Protect your revenue
Open banking means no intermediaries, reduced fraud, and no unnecessary fees. Tink customers save up to 80% on payment-related costs versus other online payment methods.
No interchange fees
Reduced fraud, zero chargebacks
Fixed fee per transaction
Save time by streamlining your payment operations
Accept payments from anyone with a bank account through one solution. It’s easy to implement on any channel – in-app, online, email or QR code – and you can track payments, download reports, and automate reconciliation in the Tink Console.
‘By partnering with Tink we can improve the customer experience for our billers across Europe and easily scale to new markets while keeping payment-related costs down.’ – Marko Kling, VP of Solution Architecture at Serrala
Learn about invoice settlement
Save time by streamlining your payment operations
Accept payments from anyone with a bank account through one solution. It’s easy to implement on any channel – in-app, online, email or QR code – and you can track payments, download reports, and automate reconciliation in the Tink Console.
‘By partnering with Tink we can improve the customer experience for our billers across Europe and easily scale to new markets while keeping payment-related costs down.’ – Marko Kling, VP of Solution Architecture at Serrala
Learn about invoice settlementKivra uses Tink to process over 5 million invoices every month
Challenge
Kivra wanted to streamline its operations and the user experience without compromising on cost – users should be able to pay directly from their account, without needing to leave the Kivra app or incur extra fees.
Solution
When looking for a cost-effective, friction-free way to enable payments, Kivra found Tink. In three months, Kivra launched a new payment flow in-app, letting users settle invoices with just a few clicks. Now, users pay directly to the merchant or service provider, without Kivra needing to touch the money in between.
Built using
Payments
Kivra uses Tink to process over 5 million invoices every month
Challenge
Kivra wanted to streamline its operations and the user experience without compromising on cost – users should be able to pay directly from their account, without needing to leave the Kivra app or incur extra fees.
Solution
When looking for a cost-effective, friction-free way to enable payments, Kivra found Tink. In three months, Kivra launched a new payment flow in-app, letting users settle invoices with just a few clicks. Now, users pay directly to the merchant or service provider, without Kivra needing to touch the money in between.
Built usingPayments
For industry leaders
“Partnering with Tink was an important step in our ambition to improve the user experience, leveraging PSD2 to develop a simpler payment solution. Using Tink as a provider for our new payment service became a natural choice as we explored the market.”
Vesna Lindkvist
CTO at Kivra
Simple, low-cost payments for focusing on your business
Save time and resources while increasing your collection rate with easy-to-integrate bank payments.
Boost conversion
Let customers pay in a few clicks and authenticate via fingerprint or Face ID – no need to fill out lengthy forms or switch to their bank’s app or website.
Customise the experience
Prefill invoice and account details to make paying even easier, and let customers pay multiple invoices in one go or schedule payments for a future date.
Add payments anywhere
Give customers the ability to pay on any channel by tapping a button or scanning a QR code, with minimal integration work required.
Keep costs down
Accept low-cost bank payments with reduced fraud, zero chargebacks, no interchange fees, and less complexity.
How open banking is changing invoice and bill payments
We surveyed 380 financial executives across Europe
Read the report1 in 3
see invoice payments as the #1 use case for open banking
3 in 4
view low-cost payments as the top benefit of open banking
75%
have already invested in open banking or plan to in the next 12 months
Interesting reads
2022-08-25
3 min read
Billogram and Tink partner to streamline invoice payments
We’re proud to announce a partnership with Billogram to further improve their customer experience by removing friction from their invoicing platform.
Read more
2022-06-16
7 min read
Why invoices are the perfect use case for open banking payments
What makes open banking such a good match for invoice settlement, and how can this product-market fit help lead to mass adoption? We take a look at a use case to find out.
Read more
2022-06-28
11 min read
Debunking the 5 biggest myths about Pay by Bank
Curious about what's true and what's false about open banking payments like Pay by Bank? Let's cut through the noise and bust some of the most persistent myths.
Read more
Get started with Tink
Contact our team to learn more about what we can help you build – or create an account to get started right away.
