Solutions that power the best customer journeys in payments and financial services. One platform, one API, millions of connected accounts - endless opportunities.
More than having the broadest, most reliable connections across Europe, the Tink platform has the scale to suit big international customers. We handle over 1bn monthly API calls with 99.9%+ uptime.
Our tech is behind some of the most successful and appreciated financial services brought to millions of consumers by industry leaders like PayPal, Lydia, NatWest, CGD and EnelX, among others.
We offer a range of products that can help businesses achieve a series of different goals. From streamlining onboarding, attracting new users with award-winning apps – to processing millions in payments.
Banking
Up the digital banking experience and increase operational efficiency with high-quality financial data. Open banking helps banks deliver sleek solutions to attract and engage customers while reducing risk.
Up the digital banking experience and increase operational efficiency with high-quality financial data. Open banking helps banks deliver sleek solutions to attract and engage customers while reducing risk.
Lending
Tink connects lenders to consumers’ bank data to make real-time assessments based on consumers’ financial behaviour. More accurate data in risk assessments helps lenders accept more – at less risk.
Payments
Tink brings together everything you need to create low-cost, high-performing payment journeys with open banking. Companies like Lydia and Kivra use Tink to manage payments, onboard customers, and more.
Increase engagement and conversion by giving your customers a fully embedded payments experience – at a fraction of the cost.
Smarter, faster recurring payments. VRPs are the new way to enable frictionless, real-time open banking payments.
Increase customer loyalty with instant refunds and withdrawals.
Increase settlement rates, prevent fraud, and unlock faster payments with risk tools built for account-to-account payments.
Confirm account ownership with real-time data straight from a user’s bank account, creating a quick and simple payment setup process.
Instantly verify business account ownership with data straight from banks for quick and easy merchant onboarding, payouts or direct debit setup.
Get real-time transaction data - straight from banks, and delivered in a standardised format.
Get real-time transaction data from business accounts – straight from banks, and delivered in a standardised format.
Confirm account ownership with real-time data straight from a user’s investment bank account, creating a quick and seamless onboarding process
Confirm loan account ownership with real-time data straight from a user’s loan account, creating a quick and seamless process
Maximise payment success with instant balance checks.
Optimise credit decisions and understand your customers’ true financial capacity by instantly verifying income using real-time data.
Determine spending patterns and how much is recurring on a monthly basis.
Start assessing creditworthiness with real time, up-to-date and verified data giving unique insights into spending behaviours.
Build smart, intuitive personal finance management applications that give your customers tools and personalised insights to better manage their money.
Enrich consumer data to bring more value with innovative features.
If you’re a big bank looking for a custom-built solution, a growing fintech looking for a technology partner or a small business looking for the tools to enable your ideas – we’ve got you. Our platform is built to enable ideas of all shapes and sizes.
Interested in how Tink can help your business?
If you’re a big bank looking for a custom-built solution, a growing fintech looking for a technology partner or a small business looking for the tools to enable your ideas – we’ve got you. Our platform is built to enable ideas of all shapes and sizes.
Interested in how Tink can help your business?
Tap into our technology – on a single cloud-based platform – through one API integration.
Using our ready-made authentication flows lets you operate under our PSD2 license.
We aggregate both PSD2 and non-PSD2 data through reliable connections to European banks and financial institutions.
Our SDKs make it fast and easy to build great products using our connectivity and data services.
We’re an ISO 27001-certified company, and all customer data is encrypted in transit and at rest.
At Tink, we’re pretty excited about Pay by Bank. Our new, in-depth UX guide tells you how to make the most of this innovative payment solution.
Open banking tools like Tink Money Manager and Tink Data Enrichment help its partners, like Savings Banks Group, offer streamlined user experiences that coach consumers towards financial wellness.
Investment platforms can avoid losing people to poor user experience – let open banking tools make your payments friction free, while your customers focus on their financial wellness.
Our new research highlights the opportunity for banks to play a bigger role in helping customers make more sustainable choices.