Sambla Group partners with Tink to strengthen lending verification process

26 October 2022: Tink, Europe’s leading open banking platform, has partnered with Sambla Group - a leading loan broker in the Nordics - to offer the lenders in its network access to more accurate affordability assessments.

  • Sambla Group will embed Tink’s full risk product suite into its current offering, including Income Check, Risk Insights and Expense Check

  • This enables lenders using Sambla Group’s network to access real-time data, ensuring faster and more accurate affordability assessments

Adopting Tink’s entire risk product suite, Sambla Group is adding Income Check, Risk Insights and Tink’s latest tool Expense Check, to enable more accurate lending assessments across more than 100 different Nordic lenders, to help loan applicants secure the best deals.

Powered by open banking, this product suite will allow Sambla Group to gain clearer, more holistic insight into affordability of the loan applicants using real-time data, providing them with the best loan comparisons available.

At a time when access to financial inclusion is critical, Tink’s risk product suite is helping Sambla Group customers access the financial services they are owed, while also streamlining the verification process; reducing the time it takes to apply for a loan, while optimising approval rates and user experience. 

Tink’s technology enables Sambla Group to roll-out and expand its offering to markets across the Nordics at speed.

Adam Ryman, Chief Product Officer at Sambla Group commented: “The future of credit and smart financial decisions, as we envision it, starts with a deeper understanding of each individual's financial track record. With Tink's risk products we can get the level of insights we need without adding unnecessary friction for customers and partners, allowing for a completely digital experience. The way we can now shape our products will truly empower our customers and will give Sambla Group the opportunity to help them in the best possible way."

Christophe Joyau, Head of Banking & Lending at Tink, added: “As lending processes come increasingly under the spotlight, ensuring accurate real-time insights are critical in today’s assessment models. It’s great to see Sambla Group harnessing Tink’s open banking powered risk products and leading the charge for fairer, more accurate affordability models, to give customers access to the financial services they deserve.”


Notes to editors:

Contact details:
Linda Winder, PR & Communications Director,, +46 8 509 08 999

About Tink:

Tink is Europe’s leading open banking platform that enables banks, fintechs and startups to develop data-driven financial services. Through one API, Tink allows customers to access aggregated financial data, initiate payments, enrich transactions, verify account ownership and build personal finance management tools. Tink connects to more than 3,400 banks that reach over 250 million bank customers across Europe. Founded in 2012 in Stockholm, Tink became a wholly owned subsidiary of Visa in 2022. Tink’s 500 employees serve more than 300 banks and fintechs in 18 European markets, out of offices in 13 countries. We power the new world of finance. For more information, visit

About Sambla Group:

Sambla Group is one of the leading comparison platforms for personal finance in the Nordics. By helping customers compare loan terms and consolidate their loans and insurance, Sambla Group can, by their consumer brands, improve loan terms and reduce loan associated costs for the customers. One thing all brands in the group have in common is a very high level of customer satisfaction thanks to modern user interfaces and strong common corporate values. Sambla Group focuses on product development, an even higher level of service, and access to additional competitive offers that benefit more customers. The company has partnerships with over 40 lenders in Sweden, Norway, Finland and Denmark.