Data Enrichment
Power your digital services and turn financial transactions into holistic sources of consumer information.
Overview
Categorised transactions
Transactions overview
Future balance overviews
Features beyond banking
Categorisation
Smart categorisation based on machine learning models, including a user feedback loop allowing for better accuracy and a personalised experience.
Recurring transactions
Find out which fixed costs your user has and provide them with a better overview of their spending habits.
Predicted recurring transactions
Forecast upcoming transactions to help users prevent overspend. Including all fixed commitments.
Plug in with a ecosystem partner
Integrate with our ecosystem partners to enhance your digital experience with extra solutions and insights.
Variable Spend
Help consumers proactively take control of their finances by categorising spending into comprehensive yet easy-to-digest insights.
How can Data Enrichment help you?
Discover how Data Enrichment can help you leverage the power of financial data and boost consumer loyalty.
Financial coaching
Help consumers understand their spending and remember past transactions with merchant mapping. Provide an overview of regular income and expenses, and predict future account balances.
Learn moreContracts and subscriptions
Identify subscriptions across accounts, and leverage an ecosystem partner allowing users to directly manage subscriptions. Transfer contracts between banks seamlessly by identifying recurring costs in the accounts.
Learn moreSustainability services
Help users understand their CO2 consumption based on transaction data and provide tips and suggestions on how they can reduce their carbon footprint.
Learn moreLoyalty and reward offers
Use Tink to identify eligible transactions for rewards/points, maximise loyalty card rewards with nudges, and offer real-time deals based on purchase behaviour.
Learn moreWhy Data Enrichment with Tink?
2 bn +
With over 2 billion transactions per month across all products, Tink is one of the largest data platforms at scale.
Plug and play
Deliver engaging experiences out of the box with Tink’s ready-to-go use cases, or one from our ecosystem partners.
11+ years
We’ve been building and refining digital-first engagement solutions for over a decade, making Tink the preferred partner.
Tink API
One integration connects you to
13,000+
Connections to all major banks across Europe
18
countries across Europe
Tink Link
Fully-managed end-user authentication
Authenticate millions of end-users across Europe through a link
All translations, local nuances and compliance taken care of
Flows are constantly improved based on data and testing
Customisable colours and fonts to match your brand guidelines
Tink Link
Fully-managed end-user authentication
Authenticate millions of end-users across Europe through a link
All translations, local nuances and compliance taken care of
Flows are constantly improved based on data and testing
Customisable colours and fonts to match your brand guidelines
Tink Console - your open banking control panel
Easily tap into the world of open banking with the Tink Console – an intuitive developer interface that lets you access financial data and configure, customise, and manage your applications.
‘Best Developer Dashboard’
DevPortal awarded Tink as ‘Best Developer Dashboard’ for providing a great developer experience.
Setup and configuration
Configure, customise, manage, and deploy access to the financial data powering your apps.
Usage reports
Get real-time usage and performance reports without the need for a third-party solution.
Team roles
Give the right level of access to team members within your organisation.
Explore the full range of products through Tink Console, using test bank data for the complete testing experience. Dive into guides, resources and sample projects below to help you get up and running with your account.
Documentation
Easy-to-follow guides, API reference and sample projects
Introduction to Data Enrichment
Use Data Enrichment to innovate and develop digital banking experiences for your customers by extracting real value from financial data with reduced time-to-market.
Fetch a list of all categories for your locale
If you want to see the complete list of categories for a particular locale you can call the list categories endpoint. In this guide, we’ll use this to get friendly category names to present to your users.
Get all recurring transactions for an end user
Find out how to fetch all recurring transactions for a user. This is useful when you want to create a view that shows all fixed costs (like subscriptions, for example) for a user.
Data Enrichment related articles
2023-01-26
4 min read
Meet Data Enrichment: the engine that elevates your banking app
Tink launches Data Enrichment, a new product giving banks the speed and flexibility to innovate digital banking apps, engage customers with PFM and keep them coming back.
Read more
2023-02-14
4 min read
What is pattern recognition and what is it good for?
What is pattern recognition in data enrichment? Learn how Tink Data Enrichment analyses recurring transactions and predicted recurring transactions to help consumers to understand their spending – and banks to improve their services.
Read more
2022-10-11
5 min read
How evolving digital expectations are creating new opportunities for banks
With Tink’s Data Enrichment, banks gain access to enriched and personalised consumer spending insights – enabling them to better support their customers’ digital needs.
Read more
Get started with Tink
Contact our team to learn more about what we can help you build – or create an account to get started right away.
