Verify with bank
Select bank
Authenticate
Application processed
Approval
Gambling vs income
Track the income spent on gambling over 1 week - 12 months
Loans
View the total amount of loans, repayments and repayment to loan ratio up to 12 months.
Overdrafts
See number of days in overdraft, total transactions with (-) balance and more.
Collections
Review the number of payments & the sum of payments made to collection agencies.
How can Risk Insights help you?
Learn how Risk Insights can allow you to make a better risk decision and approve with more confidence.
Seamless and accurate risk decisioning
A seamless way of determining a customer's risk exposure at the time of application and gain a clear understanding of their financials.
Learn moreGain confidence on marginal approvals
Tink offers a granular way of determining the applicant's income, expense and risk behaviour highlighting their risk exposure and affordability.
Learn moreRisk Insights in numbers
+40%
Higher GINI score
25%
Reduction in credit loss
x10
Model uplift compared to bureaus
Documentation
Easy-to-follow guides, API reference and sample projects
Introduction to Risk Insights
Risk Insights lets you perform end-user’s risk assessments directly from their bank transactions through an API.
Perform your first risk assessment
This article will help you get started with Tink’s Risk Insights product by fetching the bank transactions of an end-user in JSON format.
Test your integration
Validate your information with error cases and market-specific data.
Risk Insights related articles
2021-11-22
6 min read
Improve risk assessment and application processes with data-driven Risk Insights
Creating detailed risk profiles can be hard. But we have a new product to solve that. Find out how Tink’s Risk Insights is giving lenders more information to go on – while also improving the application process for consumers.
Read more
2021-06-01
6 min read
3 ways lenders can take advantage of open banking
Find out how the lending industry can benefit from open banking, and how they can leverage new tech capabilities to improve the user experience, reduce costs, increase operational efficiency and optimise results.
Read more
2020-07-16
3 min read
Tink acquires Instantor
We’re ecstatic to announce Tink is teaming up with Instantor, a leading European provider of credit decision solutions. Built on open banking technology, Instantor’s products and services strengthen our market position across Europe.
Read more
Get started with Tink
Contact our team to learn more about what we can help you build – or create an account to get started right away.
