Income verification

Seamlessly verify income – in real time

- Coming soon

Limit risk

Make more accurate assessments and reduce risks by safely verifying regular income based on real-time financial data coming directly from users’ bank accounts.

Increase revenue

Increase acceptance rates by basing assessments on reliable, real-time data. Conversion will also go up when you can provide an instant, seamless user experience.

Reduce costs

By automating the income verification process, you can increase operational efficiency and save time and money by not having to rely on manual verifications.

How it works

Here’s how Tink can help you instantly verify income to optimise assessments:

  1. The customer selects the banks they want to connect, and consents to sharing their data

  2. They complete their banks’ authentication process so Tink can fetch their account data
    - In the background, Tink analyses the data to recognise patterns and identify recurring income
    - The information gathered by Tink is fed to your risk scoring models, which will provide the results

  3. The customer instantly gets an offer or an answer on their application

Income verification mobile

Other use cases

Actionable insights

Increase sales and engagement by providing personalised actionable insights and advice in finance management or banking services based on financial data.

Cash flow follow-up

Automatically update users’ financial information in the background, so you can create more valuable services.

Enhanced credit scoring

Increase approval and payback rates with enhanced credit scoring. Get access to real-time financial data and insights on spending habits.

Funds transfer

Keep customers engaged in your environment. Use Tink’s funds transfer to let them transfer money between accounts straight from your app or website.

Goals & budgets

Add features like goals & budgets to increase engagement in your personal finance management app. With Tink, you can easily implement a range of PFM features.

Invoice settlement

Make it easier for customers to pay bills with Tink’s invoice settlement. Connect to their bank accounts and autofill the necessary invoice details.


Let your customers see all their accounts – no matter the bank – in your own environment. Use multi-banking to let customers see their full financial picture.

Proactive price comparison

Increase sales with price comparison. Get access to financial data to analyse customers’ expenses (with consent) and make personalised offers.


Offer a better banking experience with easy-to-understand financial statistics. Give insights based on several data points using Tink’s machine-learning models.

Get started with Tink

Contact our team to learn more about what we can help you build – or create an account to get started right away.

Contact our team to learn more about our premium solutions or create a free account to get started right away.