Instantly verify ownership of bank accounts
Verify account ownership
Confirm both the account and the user’s right to access according to a bank’s own authentication requirements.
Eliminate incorrect payments
Use verified account information retrieved directly from a bank account to eliminate incorrect destination errors.
Reduce onboarding time
Takes less than a minute, allowing customers to onboard more quickly and with less errors.
How instant account verification works
Here's how you can instantly verify account details to reduce headaches in three simple steps:
1. Connect
The customer connects to their bank account in your application, added through Tink Link or directly through the Tink API.
2. Secure
3. Verified
Use case provided by
Account Aggregation
Get access to a broad range of account data and quality, real-time financial information from banks and financial institutions across Europe.
Other use cases
Actionable insights
Increase sales and engagement by providing personalised actionable insights and advice in finance management or banking services based on financial data.
Cash flow follow-up
Automatically update users’ financial information in the background, so you can create more valuable services.
Enhanced credit scoring
Increase approval and payback rates with enhanced credit scoring. Get access to real-time financial data and insights on spending habits.
Funds transfer
Keep customers engaged in your environment. Use Tink’s funds transfer to let them transfer money between accounts straight from your app or website.
Goals & budgets
Add features like goals & budgets to increase engagement in your personal finance management app. With Tink, you can easily implement a range of PFM features.
Invoice settlement
Make it easier for customers to pay bills with Tink’s invoice settlement. Connect to their bank accounts and autofill the necessary invoice details.
Multi-banking
Let your customers see all their accounts – no matter the bank – in your own environment. Use multi-banking to let customers see their full financial picture.
Proactive price comparison
Increase sales with price comparison. Get access to financial data to analyse customers’ expenses (with consent) and make personalised offers.
Statistics
Offer a better banking experience with easy-to-understand financial statistics. Give insights based on several data points using Tink’s machine-learning models.
Get started with Tink
Contact our team to learn more about what we can help you build – or create an account to get started right away.
