Reports and materials you can download
We’ve gathered all our resources, reports and reference materials in one place – so you can download and read to your heart’s content.
From evolution to revolution
Our survey shows a majority of European financial executives see open banking as a revolution – rather than an evolution – for the industry. Find out more about how they view the impact it will have, and what they’re looking to enable with the new capabilities.
From evolution to revolution
Our survey shows a majority of European financial executives see open banking as a revolution – rather than an evolution – for the industry. Find out more about how they view the impact it will have, and what they’re looking to enable with the new capabilities.
Tink’s open banking connectivity guide
Connecting to an open banking API may seem like a simple enough task, but it’s a complex endeavour that requires massive investment. This guide goes through the entire process in detail, to help understand what it really takes.
Tink’s open banking connectivity guide
Connecting to an open banking API may seem like a simple enough task, but it’s a complex endeavour that requires massive investment. This guide goes through the entire process in detail, to help understand what it really takes.
Open banking in the post-pandemic world
We look at European economic statistics and our survey data to uncover some of the potential challenges that lie ahead for financial institutions in the post-pandemic world – and immediate solutions open banking can provide.
Open banking in the post-pandemic world
We look at European economic statistics and our survey data to uncover some of the potential challenges that lie ahead for financial institutions in the post-pandemic world – and immediate solutions open banking can provide.
Income verification guide
Still dealing with endless paperwork, and struggling with applicant drop-off when you need to verify income? Discover a better solution that gets you accurate, real-time income data to streamline digital onboarding and handling flows.
Income verification guide
Still dealing with endless paperwork, and struggling with applicant drop-off when you need to verify income? Discover a better solution that gets you accurate, real-time income data to streamline digital onboarding and handling flows.
Forrester’s New Wave Open Banking report
The Forrester New Wave™: Open Banking Intermediaries, Q1 2021 report is an independent ranking of open banking vendors, naming Tink a Leader. Find out how they compare open banking platforms by their ability to aggregate data, initiate payments and provide value-added service.
Forrester’s New Wave Open Banking report
The Forrester New Wave™: Open Banking Intermediaries, Q1 2021 report is an independent ranking of open banking vendors, naming Tink a Leader. Find out how they compare open banking platforms by their ability to aggregate data, initiate payments and provide value-added service.
Guide to improving the digital banking experience
This guide lays out why personalisation is key to engaging customers in the digital age – and how banks can leverage open banking and customer data to create more unique, insightful PFM services.
Guide to improving the digital banking experience
This guide lays out why personalisation is key to engaging customers in the digital age – and how banks can leverage open banking and customer data to create more unique, insightful PFM services.
Tink’s account verification guide
Most account verification methods used today can be a pain. They can also take days. But the thing is – they don’t have to. With new open banking capabilities, you can instantly verify a customer’s account information in a way more efficient way.
Tink’s account verification guide
Most account verification methods used today can be a pain. They can also take days. But the thing is – they don’t have to. With new open banking capabilities, you can instantly verify a customer’s account information in a way more efficient way.
Aligning on open banking objectives
Are financial institutions across Europe getting the most out of their open banking implementation efforts? Our survey report uncovers some of the common challenges organisations face when it comes to internal alignment.
Aligning on open banking objectives
Are financial institutions across Europe getting the most out of their open banking implementation efforts? Our survey report uncovers some of the common challenges organisations face when it comes to internal alignment.
Open banking use cases and opportunities
Financial institutions are investing big in open banking, but what are the use cases they’re most interested in? We surveyed 290 European bankers to find out what immediate opportunities they have in sight.
Open banking use cases and opportunities
Financial institutions are investing big in open banking, but what are the use cases they’re most interested in? We surveyed 290 European bankers to find out what immediate opportunities they have in sight.
The investments and returns of open banking
We surveyed financial executives around Europe to find out how much they’re investing in open banking, how they’re measuring success and when they expect to see profit. Here’s what we discovered.
The investments and returns of open banking
We surveyed financial executives around Europe to find out how much they’re investing in open banking, how they’re measuring success and when they expect to see profit. Here’s what we discovered.
Open banking solutions – for real business results
Discover how you can use simple solutions to make big improvements in every step of your customer journey. Tap into financial data to solve common challenges and see tangible results in your onboarding, engagement, and sales.
Open banking solutions – for real business results
Discover how you can use simple solutions to make big improvements in every step of your customer journey. Tap into financial data to solve common challenges and see tangible results in your onboarding, engagement, and sales.
Open banking investments across Europe
UK
Open banking investments in the UK
We surveyed 290 senior financial executives across Europe to find out how they perceive the open banking opportunity – and how much they are betting on it.
This report dives deeper into the responses gathered in the UK, and what the local findings reveal when compared to the European results.
Open banking investments in the UK
We surveyed 290 senior financial executives across Europe to find out how they perceive the open banking opportunity – and how much they are betting on it.
This report dives deeper into the responses gathered in the UK, and what the local findings reveal when compared to the European results.
France
Open banking investments in France
This report dives further into the responses gathered in France, and what the french results reveal when compared to the European average.
The report is only available in French.
Spain
Open banking investments in Spain
Find out how much financial executives in Spain are investing in open banking, how they’re measuring success and when they expect to see profit.
This report is only available in Spanish.
Italy
Open banking investments in Italy
We take a closer look at the results from Italy. Find out how much Italian financial executives are investing in open banking – and why.
Available only in Italian.
Germany
Open banking investments in Germany
We surveyed financial executives in Germany to find out how much they’re investing in open banking, how they’re measuring success and when they expect to see profit. Here’s what we discovered.
This report is only available in German.
More from our 2020 survey
Want to dig deeper into our the findings from our 2020 survey? See the other reports and related videos in our series.
The investments and returns of open banking
Watch the recording of our webinar to find out how much financial institutions are investing in open banking, and how they’re looking to profit from it.
The growing positivity towards open banking
Find out how financial executives across Europe perceive the open banking opportunity in 2020.
The investments and returns of open banking
Get the full findings and dive into the EU-wide results on the investments and returns of open banking.
The Tink buyer’s guide to ‘open banking platforms’
The open banking movement is picking up steam – and we’re seeing an uptick in companies launching 'open banking platforms'. But without defining what this really means, it’s impossible to make a like-for-like comparison. So we’re stripping away the term – and giving you a checklist with the criteria that really matters when evaluating a tech partner.
The Tink buyer’s guide to ‘open banking platforms’
The open banking movement is picking up steam – and we’re seeing an uptick in companies launching 'open banking platforms'. But without defining what this really means, it’s impossible to make a like-for-like comparison. So we’re stripping away the term – and giving you a checklist with the criteria that really matters when evaluating a tech partner.
Use cases
Here are a few examples of how our customers are using Tink’s technology to deliver better financial services – or entirely new experiences for their users.
Avanza's onboarding
Swedish savings and investment bank Avanza wanted to give customers a better experience. To transfer money into their account, users had to manually input their account details – and it was causing them to drop out of the process.
So Avanza turned to Tink's aggregation technology to make this step simpler.
SBAB's Mortgage Match
Swedish bank SBAB launched The Mortgage Match – a service that uses Tink’s account aggregation technology to instantly collect a user’s existing mortgage information from their bank, and compare with a rate from SBAB. By using aggregated data from the user, SBAB can offer a well informed and competitive offer to convince more people to switch their mortgage.
ABN AMRO’s Grip
Dutch bank ABN AMRO wanted to give their customers a more holistic mobile banking experience. So they developed Grip in partnership with Tink, using account aggregation to let customers see all their different banks’ accounts in one screen.
By aggregating accounts from other banks, ABN AMRO can offer any Dutch account holder – be it their customers or not – a true multi-banking experience.
Survey reports 2019
Tink gathered the responses from 269 financial executives across 17 European countries in one of the most comprehensive surveys on the state of open banking in 2019.
Europe
Inside the minds of Europe's bankers
Discover what financial executives across 17 Europe countries see as the biggest threats, challenges and opportunities of open banking – and what they see as necessary steps to adapt and succeed.
Inside the minds of Europe's bankers
Discover what financial executives across 17 Europe countries see as the biggest threats, challenges and opportunities of open banking – and what they see as necessary steps to adapt and succeed.
France
Country report
Available only in French, this report takes a closer look at country-level survey results, and what it reveals about how financial executives in France view the open banking movement.
Italy
Country report
We dive into the results from Tink’s European survey, taking a closer look at the responses from financial executives in Italy.
Germany
Country report
Dive deep into the results from German respondents. Find out what they see as the biggest threats and opportunities for this unique market, and what it reveals compared to the European trend.
UK
Country report
We take a closer look at the UK results. Find out more about how their unique open banking history is changing the market, and what are the top challenges and opportunities for UK executives.
Tink identified as a Leader
The Forrester New Wave™: Open Banking Intermediaries, Q1 2021 report is out. Read the report to find out how they compare open banking platforms.
