Personal finance management

Personal finance management that’s truly personalised

Give your customers tools and personalised insights to better control their financial lives. Our PFM toolkit lets you easily build smart and intuitive services that make finance management a more engaging experience.

Personal experience

We have years of experience improving our own PFM service based on customers’ feedback, behaviour and evolving needs.

Fully customisable

Custom build the experience you want with a flexible solution that lets you include different tools and capabilities.

Built on better data

Our PFM is built on top of enriched financial data, resulting in better data-driven services and personalised insights for your customers.

Built with Tink’s PFM tools

Here are some examples of how our customers are using our personal finance management tools to increase customer engagement and create unique user experiences:

DABOX
Grip
And more

Full financial control – for everyone

Portugal’s leading bank, Caixa Geral de Depósitos wanted to give people a tool to better understand and manage their finances. So they launched DABOX, an app that uses Tink’s PFM toolkit to let customers set financial goals, create budgets and get personalised insights into their spending. 

DABOX was awarded as ‘Best App’ in the 2019 European Excellence Awards.

Portugal’s leading bank, Caixa Geral de Depósitos wanted to give all Portuguese consumers a tool to better understand and manage their finances.

The PFM toolkit

Our PFM toolkit gives you all you need to build your own banking app, or innovative service. Get the statistics, calculations and ready-to-go logic to create budgets, goals and the insights you want to deliver to your customers.

Go a step beyond automatic categorisation to let users customise and add categories or tags to better organise themselves – however they please.

Categories and tags

Go a step beyond automatic categorisation to let users customise and add categories or tags to better organise themselves – however they please. 

Help customers tell apart their own expenses when they pay a group bill – and keep track of who paid them back or how much they’re still owed.

Split transactions

Help customers tell apart their own expenses when they pay a group bill – and keep track of who paid them back or how much they’re still owed.

Let customers better understand their finances with graphs, charts and forecasts – or helpful notifications – based on their spending patterns.

Statistics and insights

Let customers better understand their finances with graphs, charts and forecasts – or helpful notifications – based on their spending patterns.

Let customers create budgets and long- or short-term savings goals, with real-time updates that keep them engaged with your service – and their own finances.

Budgets and goals

Let customers create budgets and long- or short-term savings goals, with real-time updates that keep them engaged with your service – and their own finances.

Our other products

Account aggregation

Get access to a broad range of account data and quality, real-time financial information from banks and financial institutions across Europe.

Payment initiation

Allow your customers to safely initiate payments and transfers from their accounts  – from your own app or website.

Data enrichment

Transform raw, unfiltered financial data into valuable information. We categorise transactions and provide insights so you can deliver better data-driven services.

Get started with Tink

Contact our team to learn more about our premium solutions or create a free account to get started right away.