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Pay by Bank
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How Kivra is using Payments
Kivra is one of Europe’s leading consumer apps for bills and invoices and uses Tink to process 4 million payments per month, all in-app and powered by open banking.
How Kivra is using Payments
Kivra is one of Europe’s leading consumer apps for bills and invoices and uses Tink to process 4 million payments per month, all in-app and powered by open banking.
How Kivra is using Payments
Kivra is one of Europe’s leading consumer apps for bills and invoices and uses Tink to process 4 million payments per month, all in-app and powered by open banking.
How can Payments help you?
Billing and invoicing
Upgrade the customer experience and minimise collection failures with efficient, flexible billing cycles and instant settlement.
Learn moreEcommerce
Offer the ultimate checkout experience with Pay by Bank – instant payments and refunds, fraud and chargebacks kept to a minimum.
Learn moreFinance and investing
Stand out from the competition by cutting wait times down from days to seconds, ensuring a faster, better investor experience.
Learn moreiGaming
Level up the player experience with faster onboarding, instant deposits, and real-time cash-outs on demand.
Learn moreWhy Tink?
< 40 seconds
average end-to-end payment journey, platform-wide
80-90%
average payment completion rate on the Tink platform
up to 80%
reduction in payment-related costs by using open banking
For industry leaders
“Our aim is to always innovate to meet consumer needs by providing a breadth of convenient, fast, and secure payment options. Partnering with Tink for open banking is the latest way we have evolved our technology to deliver on this goal.”
Edgar Verschuur
Head of Global Acquiring at Adyen
“By teaming up with Tink, we aim to give Lydia’s users the best possible experience and allow them to easily manage their financial daily lives within our app.”
Cyril Chiche
co-founder and CEO of Lydia
“We’re very pleased to partner with Tink, the leading player in account-to-account payments. Today we handle hundreds of millions of invoices annually for customers in the Nordics. Open banking lets us expand our offering to now also include simple, compliant, and user-friendly payment solutions integrated in our existing channels.”
Mattias Norén
Head of Strategy at PostNord Strålfors
Tink API
One integration connects you to
6,000+
Connections to all major banks across Europe
18
countries across Europe
Tink Link SDK
Fully-managed end-user authentication
Authenticate millions of end-users across Europe through a link
All translations, local nuances and compliance taken care of
Customisable colours and fonts to match your brand guidelines
Flows are constantly improved based on data and testing
Tink Link SDK
Fully-managed end-user authentication
Authenticate millions of end-users across Europe through a link
All translations, local nuances and compliance taken care of
Customisable colours and fonts to match your brand guidelines
Flows are constantly improved based on data and testing
Documentation
Easy-to-follow guides, API reference and sample projects
Introduction to Payments
Tink’s Payments product lets end-users safely authenticate and initiate payments and transfers from their bank account.
Read article
Payment flow overview
Learn about the different ways you can configure and customise your payments flow.
Read more
Payment Initiation flow overview
Learn about the different ways you can configure and customise your Payment Initiation flow.
Read articlePayments related articles
Jennifer Thunander – delivering the goods
How does Tink make sure that its technical integration is successful? That’s where delivery teams, overseen by people like Jennifer, come in. Here she tells us about her role and ensuring that Pay by Bank journeys are as smooth as possible.
Thomas Gmelch - how open banking can change the instant payment experience in Germany
We sat down with Thomas to chat about the challenges facing our customers in Germany, and how our newly launched Risk Signals product is coming to the rescue.
The ultimate guide for building the future of recurring payments
Variable Recurring Payments, powered by open banking, have huge potential for merchants and consumers in the UK. Read our VRP guide to find out how they work and why they are important.
Get started with Tink
Contact our team to learn more about what we can help you build – or create an account to get started right away.
