Tink platform
One PSD2 compliant platform, endless opportunities.
What will you build with Tink?
Tink use cases
Use cases for each stage of your customer journey, built on Tink's open banking platform.
Onboarding
Increase approval & payback rates
Limit risk and increase revenue
Developers
Get the tools, resources, and guides you need to build great open banking experiences.
About us
Learn more about the minds behind Tink.
High-quality access to a broad range of financial data
Get the full picture of your customers’ finances. Use account aggregation to deliver more engaging, personalised experiences with access to a broad range of financial data.
Easy to integrate
One single API integration is all you need to access to all your customers’ available personal and financial data.
Broader, deeper coverage
We aggregate data from over 3,400 financial institutions across Europe, covering at least 95% of the population in our live markets.
Full financial overview
Beyond PSD2 data, we also cover loans, credit cards, investments, savings and more – so customers get their full financial picture.
Build using Tink's account aggregation
Here are some examples of how account aggregation is being used to create better customer experiences:
All your finances in one place
BNP Paribas Fortis wanted to let their customers see all their account balances in one place – including accounts they had with other banks.
They started using aggregation in their core banking app to give customers a complete overview, better engage them with more personalised insights, and offer other financial products that could interest them.
Open (banking) for business
From personal accounts to business accounts, leverage the data to create more powerful services and better user experiences while maximising the benefit to your business.
Fresh data, more often
Background refresh lets you continuously access fresh data to deliver a high quality user experience. Update customers’ financial data automatically up to 4 times a day – without having to re-authenticate each time.
Customer authentication all taken care of
Tink Link, our front-end SDK for end-user authentication, gives you access to over 3,400 banks while providing friction-free authentication for your users. All with a single line of code.
No PSD2 licence? We’ve got you covered
If you aggregate payment account data and present it back to customers then you typically need a PSD2 licence.
But if you’re not quite ready to apply for your own licence, you can offer AIS to customers by becoming an agent of Tink – operating under our licence instead.
The best coverage in the market(s)
We only consider a market covered when we have fool-proof, quality connections to banks and financial institutions that serve the majority of the population – and with enough data points to paint a full financial picture.
Market coverage
Sweden
Finland
Norway
Denmark
Netherlands
Italy
Germany
Austria
Spain
Portugal
France
UK
Belgium
Data coverage
Bank Checking Accounts
Savings Accounts
Credit Cards
Investments
Loans
Mortgages
Identity
* Available data points may vary depending on market
Our other products
Payment initiation
Allow your customers to safely initiate payments and transfers from their accounts – from your own app or website.
Personal finance management
Build smart, intuitive PFM applications that give your customers tools and personalised insights to better manage their finances.
Data enrichment
Transform raw, unfiltered financial data into valuable information. We categorise transactions and provide insights so you can deliver better data-driven services.
Account check
Confirm account ownership with real-time data straight from a user’s bank account, creating a quick and easy onboarding and payment setup process.
Get started with Tink
Contact our team to learn more about what we can help you build – or create an account to get started right away.
