Account aggregation

High-quality access to a broad range of financial data

Get the full picture of your customers’ finances. Use account aggregation to deliver more engaging, personalised experiences with access to a broad range of financial data.

Easy to integrate

One single API integration is all you need to access to all your customers’ available personal and financial data.

Broader, deeper coverage

We aggregate data from over 3,400 financial institutions across Europe, covering at least 95% of the population in our live markets.

Full financial overview

Beyond PSD2 data, we also cover loans, credit cards, investments, savings and more – so customers get their full financial picture.

Build using Tink's account aggregation

Here are some examples of how account aggregation is being used to create better customer experiences:

BNP Paribas Fortis
Qliro
SBAB
Nordea
And more

All your finances in one place

BNP Paribas Fortis wanted to let their customers see all their account balances in one place – including accounts they had with other banks. 

They started using aggregation in their core banking app to give customers a complete overview, better engage them with more personalised insights, and offer other financial products that could interest them.

BNP Paribas Fortis wanted to let their customers see all their account balances in one place – including accounts they had with other banks. 
They started using aggregation in their core banking app to give customers a complete overview, better engage them with more personalised insights, and offer other financial products that could interest them.

Open (banking) for business 

From personal accounts to business accounts, leverage the data to create more powerful services and better user experiences while maximising the benefit to your business.

User experience

Fresh data, more often

Background refresh lets you continuously access fresh data to deliver a high quality user experience. Update customers’ financial data automatically up to 4 times a day – without having to re-authenticate each time.

Background refresh

Customer authentication all taken care of

Tink Link, our front-end SDK for end-user authentication, gives you access to over 3,400 banks while providing friction-free authentication for your users. All with a single line of code.

Tink Link, our front-end SDK for end-user authentication, gives you access to over 2,500 banks while providing friction-free authentication for your users. All with a single line of code.

The best coverage in the market(s)

We only consider a market covered when we have fool-proof, quality connections to banks and financial institutions that serve the majority of the population – and with enough data points to paint a full financial picture.

Market coverage

  • Sweden

  • Finland

  • Norway

  • Denmark

  • Netherlands

  • Italy

  • Germany

  • Austria

  • Spain

  • Portugal

  • France

  • UK

  • Belgium

Data coverage

  • Bank Checking Accounts

  • Savings Accounts

  • Credit Cards

  • Investments

  • Loans

  • Mortgages

  • Identity

* Available data points may vary depending on market

Our other products

Payment initiation

Allow your customers to safely initiate payments and transfers from their accounts  – from your own app or website.

Personal finance management

Build smart, intuitive PFM applications that give your customers tools and personalised insights to better manage their finances.

Data enrichment

Transform raw, unfiltered financial data into valuable information. We categorise transactions and provide insights so you can deliver better data-driven services.

Account check

Confirm account ownership with real-time data straight from a user’s bank account, creating a quick and easy onboarding and payment setup process.

Get started with Tink

Contact our team to learn more about what we can help you build – or create an account to get started right away.

Contact our team to learn more about our premium solutions or create a free account to get started right away.