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Tink and Cogo partnership offers 8 million NatWest banking customers personalised carbon tracking

London, 19 January 2022: Open banking platform Tink and sustainability fintech Cogo have formed a strategic partnership to provide banking customers with personalised carbon footprint tracking services, following the successful launch of the NatWest carbon tracking feature which brought the two fintechs together.

The solution uses Cogo’s sustainability data and behavioural science and Tink’s money management and data enrichment technology, to create personalised carbon footprints for customers based on their transaction data. Now available to over eight million NatWest retail banking customers,   NatWest’s mobile banking app enables users to see their CO2 emissions associated with their daily spending and offers nudges to help them reduce their climate impact. Customers can also track the impact of their behavioural changes — such as eating less meat, switching energy suppliers or buying secondhand clothes — all from the app.


Today, Cogo uses the NatWest customer data insights gathered by Tink’s technology to create its carbon tracking analytics which are fed back to users. 

Tasha Chouhan, UK & IE Banking Lead at Tink, said:Most of us recognise that we need to do more to tackle the climate emergency. This has led to renewed pressure on consumers to reduce their daily impact on carbon emissions. But with so many sources, working out your personal carbon footprint is nearly impossible. That’s why people need the tools and the data to inform their decisions and bring clarity to their specific situation

We’re proud to partner with Cogo to give people control over their own carbon footprint. Not only will this solution make a positive difference, but it can also help banks to win new climate conscious customers.”

Emma Kisby, CEO UK, Cogo, commented: “This is a critical decade for climate action, where we need to work collaboratively to find tools and solutions that can help us all understand and reduce our impact on the planet. We have to focus on delivering scale and impact at pace, which is why we are very proud of what we have delivered through this partnership with Natwest and Tink and look forward to delivering more through collaboration in the future.”

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Contact details:

Linda Winder, PR & Communications Director, press@tink.com, 07809265941

About Tink
Tink is Europe’s leading open banking platform that enables banks, fintechs and startups to develop data-driven financial services. Through one API, Tink allows customers to access aggregated financial data, initiate payments, enrich transactions, verify account ownership and build personal finance management tools. Tink connects to more than 3,400 banks that reach over 250 million bank customers across Europe. Founded in 2012 in Stockholm, Tink’s 500 employees serve more than 300 banks and fintechs in 18 European markets, out of offices in 13 countries. We power the new world of finance. For more information, visit tink.com.

About Cogo
Cogo is a leading impact-led fintech that specialises in turning world-class sustainability data and cutting-edge behavioural science into tools that enable users and businesses world-wide to measure and reduce their impact on people and planet. Our API enables banks and other corporations to integrate carbon and sustainability data into their customer experiences - like  providing bank customers their carbon footprint within the bank’s own mobile app. Cogo supports behaviour change (reduction) through its world-leading ‘ethical nudge framework’; and offers users the ability to offset (compensate) the balance of their impact via carbon credits. Originally founded in NZ as a charity in 2008, Cogo has over 10 years worth of experience in sustainability and works with some of the world’s leading experts, including Mike Berners-Lee. Cogo is currently working with 7 of the world’s leading banks to provide solutions to their customers. For more information, visit cogo.co