Payment Initiation

Tink Payment Initiation makes banking simpler and smoother. Using our API, you can allow your customers to safely transfer money, pay bills or make payments between banks and users entirely within your app or website – for a completely seamless experience.

Payment Initiation is coming soon to the developer platform. If you’re an enterprise business, contact sales to talk about how Payment Initiation can transform your offer.  


How it works

Whether you’re a growing startup or a global powerhouse, integrating payment initiation services (PIS) is developer-friendly and built to work for your business. A simple API that’s platform- and end-product agnostic makes it easy to add Payment Initiation flows into your own tools, apps and websites.

Your customers initiate payments, the funds are withdrawn, and then deposited into the recipient account – in the same way as if the payment was initiated from their online banking interface.

Moving money
your way

Our Payment Initiation product enables businesses to offer a seamless, safe banking experience – and can be used for a multitude of use cases. We support any payment a customer could initiate from their online banking service.

Payment Initiation is the key that unlocks digital transformation of sales and customer onboarding processes – significantly lowering the costs of customer acquisition and increasing the CLV within digital channels.

Collector Bank uses Payment Initiation to create a smooth web checkout that allows customers to pay for items or services quickly and easily – directly from their bank account. There’s no need to use a card, online banking or an invoice.


Need more advice on options for your business? Get in touch and we’ll help you find out how Tink can create a solution tailored just for you.