Payment Initiation

Allow your customers to safely make payments and transfers from anywhere, to anywhere, entirely within your app or website. Increase engagement and retention, while optimising digital sales.

Payment Initiation is coming soon to the developer platform.
If you’re an enterprise business, contact sales to talk about how payments can improve your service today.

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Cover all your customers’ needs

Integrate a payment service that checks every box -
all with your brand's look and feel.


Quick money transfers

Allow customers to transfer funds between accounts in your country or as international payments. 


Intuitive online checkout

Give customers a simple payment option - at a fraction of the cost of invoicing, direct debits or card payments.

Simple invoice and bill handling

Allow customers to pay their bills from any merchant or utility provider from any account, directly from your app or website.

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How it works

By using our API which is both platform- and end-product agnostic, you can easily add Payment Initiation flows into your own tools, apps and websites. Your customer initiates payments, the funds are withdrawn, and then deposited into the recipient account - in the same way as if the payment was initiated within your own ecosystem.

Whether you’re a growing startup or a global powerhouse, integrating Payment Initiation is developer-friendly and built to work for your business.

Benefits of using our Payment Initiation ⌄

Simple to build Front-End SDK
Regulation ready No PISP license required, FSA compliant
Limitless coverage Support for domestic, SEPA and international transfers*

*where available by banks APIs

Available soon!

Payments with Tink Link

Tink Link is our front-end SDK for end-user authentication and payment initiation. Using Tink Link for payments provides you with a ready-made payment flow, from any and all banks in Europe, with a single line of code.

Whether you’re a developer building a small-scale app, a startup, or even a bank, Tink Link unlocks endless opportunities for building products and services tailored to meet the needs of your users.

Provide your contact information and we’ll keep you posted when payments with Tink Link is available in your country.


Need more advice on options for your business?
Get in touch and we’ll help you find out how Tink can create a solution tailored just for you. 

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One platform, many great applications

Use Tink’s cloud-based services independently or together to create powerful customer experiences – all with one API integration.

You can improve the usability of your services just with payment initiation, but all of our four products together deliver the complete customer experience. Account aggregation and payment initiation provide the connectivity to access high-quality data from banks and move money seamlessly. It ensures that money can flow freely and easily – everywhere.

On top of this is the data enrichment and personal finance management (PFM) tools, transforming the raw data into a neat package. It offers valuable insights for businesses and their customers – making sense of data to provide better, more automated and personalised experiences.