“In the end, some consolidation will take place over the coming years,” he said. “From a consumer or a corporate perspective, they don’t want eight or nine different apps to do their financials. They want to be taken care of. It should be one central place or a platform where all the services will be combined.”
On the subject of platforms, he is also asking deeper questions – like who is it for and what is the added value?
“Ok a platform, really nice,” he says. “But for who and what is really the personal, relevant added value? Is it dedicated as a “me” platform? Is it more a retail platform? Are you combining specific services beyond banking? A platform, ok. But what’s next?”