Topic

Financial data

Find out more about how access to financial data is enabling a wide range of use cases – beyond banking and financial services. Follow the trends and see how other businesses are leveraging financial data to create more value for their customers.

How Alpcot is making investments fairer and simpler
2020-07-02·5 min read

How Alpcot is making investments fairer and simpler with open banking

When people invest money in mutual funds or pension accounts, the broker receives up to 50% in commission through the fund fee. Alpcot doesn’t think this is fair – and they’re leveraging open banking to change that.

Opti and Tink use case
2020-06-09·6 min read

Investments made equal

From bus driver to billionaire, Opti delivers the same market-leading investment opportunities for everyone. By using Tink’s technology to help deliver a slick user experience, Opti is keeping complexity firmly in the background.

How Nordigen is using Tink technology
2020-06-02·3 min read

How Nordigen is helping lenders across Europe improve credit decisions

Find out how fintech company Nordigen is leveraging financial data to help banks and lenders improve the speed and accuracy of their credit decisions.

Tradera partnering with Tink
2020-05-25·3 min read

Tradera and Tink partner to simplify onboarding and payouts

Find out how Tradera, the leading online commerce marketplace in Sweden, is using Tink’s account verification solution to provide an even simpler and more user-friendly onboarding and payout experience.

Datia app - built with Tink
2020-04-28·4 min read

How Datia self-built with Tink to make investments transparent

Datia’s mission is to connect people with investment opportunities that are good for the world, and just a few days after launch, hundreds of users are already realising they had little idea what their money is really supporting.

Popcorn smartphone
2020-04-03·3 min read

How Goloyal is creating more customer value in the retail space

Goloyal is leveraging open banking technology and financial data to give unique consumer insights for retail, shopping centres and loyalty programs.

Build with Tink 4
2020-01-30·6 min read

Using Tink Link to easily connect end users to their banks

This is the fourth piece in our ‘Build with Tink’ series, where we go through the Tink platform. Now we’ll put the spotlight on Tink Link, a tool that simplifies end-user authentication so you can easily and safely connect to over 2,500 European banks.

Svalna footprint calculator
2020-01-21·3 min read

Svalna is creating a more conscious society – one user at a time

Svalna launched with one goal: to help consumers slash their carbon footprint. Using financial data, the app helps users understand the environmental impact of their day-to-day purchases – and make simple changes that make a big difference to the planet. 

Zmarta app
2020-01-16·2 min read

Zmarta’s quest to give people the best mortgage in minutes

Zmarta makes it quick and simple for people to get the best mortgage rate in Sweden. Using our single API to collect account data, Zmarta can understand people’s financials in an instant – and give them a better deal.

People working
2020-01-14·4 min read

3 strategies for getting the most out of your data

Data is becoming increasingly central to innovation, but it can be challenging to know how to leverage it successfully. What strategies can help you gain an edge? We heard out a data guru’s 3 tips on using data to create value – while putting the customer first.

Ebbel app
2020-01-08·2 min read

Ebbel: a matchmaker based on the smart use of financial data

Ebbel is shaking up the credit card market with a matchmaking service that couples customers with the right card for their needs - and it’s proving to be more than just sweet talk. On average its users are already saving 3,400 SEK (about €320) a year. This is how.

Build with Tink 2
2019-12-19·7 min read

Build your first app on the Tink Console

This is the third piece in our ‘Build with Tink’ series, where we are laying out you all you need to know to start building with Tink's platform. Here we’ll go into how you can build and launch a service using the Tink Console.

Build with Tink
2019-12-11·5 min read

Tink Console: your command centre for building and launching data-driven services

This is the second piece in our ‘Build with Tink’ series, where we’ll tell you all you need to know to start using Tink's platform. Here we describe the Tink Console – the admin tool that enables you to use our technology to test, build and launch data-driven services.

Slush event 2019 - Helsinki
2019-11-27·7 min read

3 key takeaways from Europe's biggest tech fest Slush

Over a couple of intense days, we rubbed shoulders with Europe’s tech establishment at the Slush tech conference in Helsinki. We met other innovators, took on the stage for fireside chats – and kept our ears on the ground to hear what was abuzz in the fintech circles, and what other industry experts had to say. Here are our key takeaways. 

Build with tink
2019-11-13·5 min read

Build with Tink: how everyone can use financial data to build better services

This is the first piece in our series, where we’ll tell you all you need to know to start using Tink’s platform. We’ll describe our full toolkit, share success stories, and show you how to quickly get started – so you can use financial data to build world-changing services too. 

Flowers
2019-10-30·4 min read

How financial data is powering a new generation of ideas

Financial data has until recently been an untapped powerhouse of insight into a customer’s mind and heart. But now this data is in the hands of consumers instead of being locked away in their banks’ vaults – opening up space for innovation and enabling a range of new ideas that can make a big impact in people’s lives.

Moank app screens
2019-10-09·3 min read

Moank: on a mission to transform lending

When looking at the fast-growing lending market in Sweden, Moank could see an opportunity to give more customers a fairer lending decision by mixing industry-leading tech with a personal touch. How are they doing this? By partnering with Tink to build a more inclusive credit scoring process, and encouraging employers to get involved.

Beach
2019-09-04·4 min read

How Njorda is bringing investment management to the masses

To level the playing field between small savers and investment professionals, Swedish fintech Njorda has created an app that lowers the knowledge threshold needed to make smart investments – helping users compare risk, reduce fees and maximise their returns.

ABN Interview
2018-08-31·1 min read

A fintech consolidation is coming

Hugo Bongers, head of ABN AMRO's Digital Impact Fund, says he is excited by the plethora of new companies working on big ideas. But in a chat with us at the Money20/20 conference in June, he said that ultimately people want one central place or platform where all services will be combined.

Tink's graphic
2018-08-20·6 min read

Data is unlocking customer value – for the smart banks

Open banking was designed to open the retail banking market by giving everyone access to the data they needed to deliver banking services. Initially viewed as a massive boon for fintechs, and a worrying threat for banks, the mindset of the latter is shifting.

Building
2018-07-18·6 min read

The democratisation of data and what it means for financial services

Every financial transaction generates data, which means that every business in the financial services sector has a hugely valuable resource right under their nose. Until recently, very few businesses and banks were actually able to make use of this data. Even those who held the right expertise were often held back by the cumbersome legacy systems which remain prevalent in the banking sector. Now, things are changing.

Heart
2018-07-03·4 min read

How using better data will help you win more customers and earn more revenue

We’re big fans of open APIs – they bring much-needed transparency to the banking industry and are a catalyst for better services. And while PSD2 will usher in an era of open APIs, it does so in a whisper – offering only payment data and thus an incomplete picture of a customer’s full financial life. The future is open APIs that make all data available – and create a foundation for anyone to build services that result in better financial choices for us all.

Picture of scooter in front of building.
2017-12-21·5 min read

Open banking: whose data is it anyway?

Instead of resisting, banks should embrace the opportunity to embrace the spirit of PSD2. First mover advantage is huge.

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