Account aggregation

High-quality access to a broad range of financial data

Get the full picture of your customers’ finances. Access high-quality connections to financial data across Europe – that is the core of our technology. Account aggregation is the key that powers Tink products such as Transaction, Account Check, and Money Manager

Easy to integrate

One single API integration is all you need to access to all your customers’ available personal and financial data.

Broader, deeper coverage

We aggregate data from over 3,400 financial institutions across Europe, covering at least 95% of the population in our live markets.

A scalable solution

With robust pan-European coverage across 18 markets (and counting), you can easily scale and expand your offering with Tink.

Background refresh

Fresh data, more often

Background refresh lets you continuously access fresh data to deliver a high quality user experience. Update customers’ financial data automatically up to 4 times a day – without having to re-authenticate each time.

Background refresh

Fresh data, more often

Background refresh lets you continuously access fresh data to deliver a high quality user experience. Update customers’ financial data automatically up to 4 times a day – without having to re-authenticate each time.

Customer authentication all taken care of

Tink Link, our front-end SDK for end-user authentication, gives you access to over 3,400 banks while providing friction-free authentication for your users. All with a single line of code.

Tink Link, our front-end SDK for end-user authentication, gives you access to over 2,500 banks while providing friction-free authentication for your users. All with a single line of code.
Tink Link, our front-end SDK for end-user authentication, gives you access to over 2,500 banks while providing friction-free authentication for your users. All with a single line of code.

Customer authentication all taken care of

Tink Link, our front-end SDK for end-user authentication, gives you access to over 3,400 banks while providing friction-free authentication for your users. All with a single line of code.

No PSD2 licence? We’ve got you covered

No PSD2 licence? We’ve got you covered

If you aggregate payment account data and present it back to customers then you typically need a PSD2 licence.

But if you’re not quite ready to apply for your own licence, you can offer AIS to customers by becoming an agent of Tink – operating under our licence instead.

No PSD2 licence? We’ve got you covered

No PSD2 licence? We’ve got you covered

If you aggregate payment account data and present it back to customers then you typically need a PSD2 licence.

But if you’re not quite ready to apply for your own licence, you can offer AIS to customers by becoming an agent of Tink – operating under our licence instead.

The best coverage in the market(s)

We only consider a market covered when we have fool-proof, quality connections to banks and financial institutions that serve the majority of the population – and with enough data points to paint a full financial picture.

The best coverage in the market(s)

We only consider a market covered when we have fool-proof, quality connections to banks and financial institutions that serve the majority of the population – and with enough data points to paint a full financial picture.

Products powered by our connectivity

Transactions

Get real-time transaction data - straight from banks, and delivered in a standardised format.

Account Check

Confirm account ownership with real-time data straight from a user’s bank account, creating a quick and simple payment setup process.

Money Manager

Build smart, intuitive personal finance management applications that give your customers tools and personalised insights to better manage their money.

Get started with Tink

Contact our team to learn more about what we can help you build – or create an account to get started right away.

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